Payday Loans in Rockwall, Texas

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Payday Loan Companies in Rockwall, TX

Company nameAddressZip codePhone number
Check n Go 2316 Greencrest Blvd 75087 +1 (972) 722 - 2575
Rockwall Gold And Silver Pawn 1901 S Goliad St 75087 +1 (972) 771 - 5956

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rockwall, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Rosenberg, TX, Payday Loan Without a Credit Check in Round Rock, TX, Payday Loans in Rowlett, TX, Payday Loans in San Angelo, TX, Payday Loans in San Antonio, TX, Payday Loan for San Juan, TX, Emergency Loan in San Marcos, TX and Bad Credit Loans in Schertz, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rockwall, TX.

Payday Loans Available in Rockwall, TX By The Following ZIP Codes:

75032, 75087

Are Payday Loans Legal In Rockwall, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Rockwall, TX payday loan calculator

Payday Loans in Rockwall, Texas

Texas is one of the states in which payday loans are legal. Payday loans can provide much-needed financial assistance in times of need. Rockwall residents have the option to choose from a variety of payday loan lenders. Whether you are looking for a short-term cash advance or a longer repayment period, this guide will help you to understand the basics of payday loans in Rockwall, Texas.

What are Payday Loans in Rockwall, Texas?

Payday loans are short-term loans that give borrowers access to quick cash in order to cover unexpected expenses. Payday loans can be small loans, ranging from hundreds to thousands of dollars, and they often have high interest rates. Unlike traditional bank loans, payday loans do not require a credit check. This makes them attractive to borrowers with poor credit scores or no credit history.

In Rockwall, payday loans are typically repaid within a few weeks, typically on the borrower’s next payday. Borrowers should be aware that payday loans are intended for short-term needs and not for long-term borrowing.

How do Payday Loans Work in Rockwall, Texas?

In Rockwall, Texas, payday loan lenders typically operate online. To apply for a payday loan, applicants must provide personal and financial information to the lender. This information is used to determine a borrower’s eligibility for a loan. Once approved, borrowers must sign a loan agreement, which outlines the loan amount, interest rate, repayment terms and other conditions of the loan. Once the loan is approved, borrowers typically receive the funds within one business day.

What are the Requirements for Payday Loans in Rockwall, Texas?

In Rockwall, Texas, payday loan lenders typically require borrowers to meet certain requirements. These may include:

  • Be 18 or older – Must be at least 18 years of age in order to apply for a payday loan.
  • Proof of income – Must provide proof of income to demonstrate that the borrower can repay the loan.
  • Proof of identity – Must provide proof of identity such as a driver’s license or state-issued ID.
  • Have a checking account – The borrower must have an active checking account to receive the loan funds.

What are the Costs of Payday Loans in Rockwall, Texas?

Payday loans generally have high interest rates and fees, so it is important to compare all of the costs before applying. In Rockwall, payday loans typically range from $100 to $1,000 and can have interest rates ranging from 10% to 30%. Some lenders may also charge an origination fee or a late payment fee.

Borrowers should be aware that failure to repay the loan on time can result in additional fees, such as late payment fees. It is important to understand all of the costs before taking out a payday loan.

Are Payday Loans in Rockwall, Texas Right for Me?

Before taking out a payday loan, borrowers should carefully consider their financial situation and ability to repay the loan. Payday loans should only be used for short-term needs and not for long-term borrowing. Borrowers should also check with their local authorities to make sure that the lender is licensed to conduct business in Rockwall, Texas.

Apply Now

If you are in need of a payday loan in Rockwall, Texas, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who are licensed to conduct business in Rockwall, Texas. Simply fill out the online application form and we will do the rest.

Frequently Asked Questions

What are payday loans?

Payday loans are short-term loans that give borrowers access to quick cash in order to cover unexpected expenses. They typically have high interest rates and fees, and they should only be used for short-term needs and not for long-term borrowing.

Are payday loans legal in Rockwall, Texas?

Yes, payday loans are legal in Texas. However, borrowers should check with their local authorities to make sure that the lender is licensed to conduct business in Rockwall, Texas.

What are the requirements for payday loans in Rockwall, Texas?

In Rockwall, Texas, payday loan lenders typically require borrowers to be 18 or older, provide proof of income, provide proof of identity, and have an active checking account.

What are the costs of payday loans in Rockwall, Texas?

Payday loans in Rockwall, Texas typically range from $100 to $1,000 and can have interest rates ranging from 10% to 30%. Some lenders may also charge an origination fee or a late payment fee. It is important to understand all of the costs before taking out a payday loan.

More F.A.Q.

Can I cancel a payday loan in Rockwall, Texas?

Yes, borrowers have the right to cancel a payday loan in Rockwall, Texas within three business days of taking out the loan. This is known as the right of rescission. To cancel a payday loan, the borrower must notify the lender in writing and return any funds received.

Are there limits on the fees and interest rates that payday lenders can charge in Rockwall, Texas?

Yes, there are limits on the fees and interest rates that payday lenders can charge in Rockwall, Texas. Lenders are not allowed to charge more than $20 per $100 borrowed, and the maximum interest rate is 10% per annum.

How Many Cash Advance Companies are in Rockwall, TX?

With the help of our service, you will be able to find 2 cash advance companies in Rockwall, TX

What Cash Advance Companies in Rockwall, TX are the most popular?

You should check Check n Go and Rockwall Gold And Silver Pawn. Also, you can start your application online on our website.