Payday Loans in DeSoto, Texas

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Payday Loan Companies in DeSoto, TX

Company nameAddressZip codePhone number
ACE Cash Express 719 N Hampton Rd Ste 607 75115 +1 (972) 223 - 8360
Cash Store 1240 W Belt Line Rd Ste A 75115 +1 (972) 274 - 2754
Check n Go 1491 N Hampton Rd 75115 +1 (972) 223 - 0252
Comm Cash 1100 E Pleasant Run Rd 130 75115 +1 (972) 228 - 2274
JUSTICE FINANCE CO 243 N Hampton Rd 75115 +1 (469) 397 - 0017
TitleMax Title Loans 1337 E Parkerville Rd 75115 +1 (972) 217 - 7062
World Finance 719 N Hampton Rd Ste 207 75115 +1 (972) 274 - 0909

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in DeSoto, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Duncanville, TX, Online Loans in Edinburg, TX, Quick Loan in El Paso, TX, Payday Loans in Euless, TX, Payday Loan Companies in Farmers Branch, TX, No Credit Check Loans in Flower Mound, TX, Bad Credit Loans in Fort Worth, TX and Payday Loans in Friendswood, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in DeSoto, TX.

Payday Loans Available in DeSoto, TX By The Following ZIP Codes:

75115, 75123

Are Payday Loans Legal In DeSoto, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

DeSoto, TX payday loan calculator

What are Payday Loans?

Payday Loans, also known as “cash advances”, are short-term loans that are made to borrowers who need money quickly to cover unexpected expenses or bills. There are a wide variety of reasons why someone may need a payday loan, such as medical bills, car repairs, home repairs, tuition fees, or to help with living costs. Payday loans are convenient as they are typically approved quickly and the money can be received in as little as a few hours.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. The Texas Finance Code regulates payday and title loans in Texas. Payday loans are limited to a maximum of $500, while title loans are limited to a maximum of $1,000. Under Texas law, payday lenders must be licensed and all lenders must provide the borrower with a written agreement that outlines the terms of the loan.

Payday Loans in DeSoto, Texas

For those living in DeSoto, Texas, payday loans are a convenient way to get fast cash. DeSoto, Texas is located in the southern part of Dallas County and is home to a population of over 50,000 people. DeSoto was founded in 1847 and was named after Spanish explorer Hernando De Soto. The convenience of payday loans makes them a popular financial solution for those who need quick cash to cover unexpected expenses or bills.

How do Payday Loans Work?

Payday loans work by providing borrowers with a short-term loan that covers a financial need until the next paycheck is received. The loan is repaid, plus interest and fees, when the borrower’s paycheck is deposited into their bank account. Generally, payday loans are due on the borrower’s next payday, which is typically two to four weeks away. The interest rate on a payday loan can vary depending on the lender, but the average rate is around 15%-30%.

What are the Requirements for Payday Loans?

In order to be approved for a payday loan, the borrower must be 18 years or older, have a valid ID or driver’s license, have a steady source of income, and have a valid checking account. Most lenders also require the borrower to be a resident of the state in which they are applying for the loan.

How to Apply for a Payday Loan in DeSoto, Texas?

Applying for a payday loan in DeSoto, Texas is easy. Borrowers can apply for a payday loan in person at a local payday lender or online. When applying for a payday loan online, borrowers should make sure to do their research to find a reputable lender. Borrowers should also make sure to read the terms and conditions of the loan carefully before signing any agreement.

Frequently Asked Questions

How much can I borrow?

The maximum amount that can be borrowed depends on the lender and the borrower’s income. Generally, the maximum amount that can be borrowed is up to 25%-30% of the borrower’s monthly income, up to a maximum of $500.

How long do I have to pay back the loan?

The loan must be repaid on or before the due date, which is usually two to four weeks from the date the loan was issued.

Are there any fees associated with payday loans?

Yes, most payday lenders charge a fee for their services. The amount of the fee varies depending on the lender, but the average fee is around $15 for every $100 borrowed.

What happens if I can’t repay the loan on time?

If the loan is not paid back on time, the lender may charge additional fees, including late fees and interest. In some cases, lenders may also take legal action against the borrower.

Apply now to get a Payday Loan in DeSoto, Texas

If you are in need of a payday loan in DeSoto, Texas, TheGuaranteedLoans can help. We offer an online application that connects you with lenders who can provide you with the cash you need. We are not a lender and cannot provide any lending services directly. Instead, we work with a network of lenders who offer payday loans. Apply now to get started.

More F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out at one time in DeSoto, Texas?

Yes, a borrower is only allowed to have one outstanding payday loan at a time.

Are there any protections in place for borrowers who are unable to repay their payday loans in DeSoto, Texas?

Yes, borrowers have the right to enter into a repayment plan with the lender to make payments in manageable installments.

How Many Cash Advance Companies are in DeSoto, TX?

With the help of our service, you will be able to find 7 cash advance companies in DeSoto, TX

What Cash Advance Companies in DeSoto, TX are the most popular?

You should check ACE Cash Express, Cash Store, and Check n Go. Also, you can start your application online on our website.