Payday Loans in College Station, Texas

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Payday Loan Companies in College Station, TX

Company nameAddressZip codePhone number
Advance America 2416-B Texas Ave S 77840 +1 (979) 694 - 3103
BB&T 2717 Texas Ave S 77840 +1 (979) 599 - 7078
Cash America Pawn 2228 Texas Ave 77840 +1 (979) 693 - 4000
Cash Store 1808 Texas Ave S 300 77840 +1 (979) 693 - 6900
College Station Lincoln 1351 Earl Rudder Fwy 200 77845 +1 (979) 694 - 1097
Express Bad Credit Loans 4446 Texas 6 Frontage Rd 77845 +1 (979) 399 - 8015
Extraco Banks College Station Lending Office 2205 Longmire Dr Suite C 77845 +1 (979) 823 - 8810

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in College Station, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Conroe, TX, Payday Loans in Coppell, TX, Quick Loan in Copperas Cove, TX, Payday Loans in Corpus Christi, TX, Bad Credit Loans in Dallas, TX, Quick Loan in Deer Park, TX, Payday Loan Companies in Del Rio, TX and Bad Credit Loans in Denton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in College Station, TX.

Payday Loans Available in College Station, TX By The Following ZIP Codes:

77844, 77843, 77842, 77840, 77841, 77845

Are Payday Loans Legal In College Station, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

College Station, TX payday loan calculator

When a financial emergency arises, you may be considering taking out a payday loan to help you get through the crisis. College Station, Texas is no different. If you are a resident of the city, then you have access to payday loans, as they are legal in Texas. However, there are a few important things you should know about payday loans before signing up for one.

What Are Payday Loans?

Payday loans are short-term loan agreements where the borrower agrees to pay back the loan plus interest within a predetermined period of time. Generally, the amount of time to repay the loan is between two and four weeks. The amount of money that can be borrowed with a payday loan is usually between $150 and $1,000. The loan is secured by the borrower’s personal check or a pre-authorized bank account debit. The loan is due on the borrower’s next pay day.

Pros Of Payday Loans

Payday loans can be beneficial in an emergency situation. The key benefits of payday loans include:

  • Fast Approval: Most payday loan applications are approved within 24 hours. This makes payday loans perfect for people in a hurry.
  • No Credit Check: Payday loans do not require borrowers to pass a credit check, which makes them ideal for those with poor credit scores.
  • No Collateral: Payday loans do not require any collateral from the borrower, which makes them ideal for those who don’t have anything of value to offer as collateral.

Cons Of Payday Loans

Although payday loans can be beneficial in an emergency situation, there are some risks associated with them. The main disadvantages of payday loans include:

  • High Interest Rates: Payday loans have higher interest rates than most other types of loans, which can make them expensive over time.
  • Short Repayment Period: Payday loans have a short repayment period, which means that borrowers must pay the loan back quickly.
  • Debt Trap: Taking out multiple payday loans can lead to a debt trap, and borrowers may find themselves in an even worse financial situation than they were in before.

Are Payday Loans Legal In College Station, Texas?

Yes, payday loans are legal in College Station, Texas. In Texas, payday loan providers must be licensed by the Texas Office of Consumer Credit Commissioner. Additionally, the state has set some limits on the amount of money a payday lender can charge for a loan. The maximum origination fee that can be charged for a payday loan is 10% of the amount borrowed, and the maximum finance charge is 6% of the amount borrowed. The maximum loan amount that can be borrowed in Texas is $1,500.

How Do I Apply For A Payday Loan In College Station, Texas?

If you are interested in applying for a payday loan in College Station, Texas, there are a few steps you should take. First, you should search for local payday lenders and check to see if they are licensed. Then, you should compare the terms and fees of the different lenders to find the best deal. Once you have chosen a lender, you should fill out the application and provide all of the required information. The lender will review your application and, if approved, they will deposit the money into your bank account.

F.A.Q.

What is a payday loan?

A payday loan is a short-term loan agreement where the borrower agrees to pay back the loan plus interest within a predetermined period of time, usually between two and four weeks.

Are payday loans legal in College Station, Texas?

Yes, payday loans are legal in College Station, Texas. Payday loan providers must be licensed by the Texas Office of Consumer Credit Commissioner, and the state has set some limits on the amount of money a payday lender can charge for a loan.

How do I apply for a payday loan in College Station, Texas?

If you are interested in applying for a payday loan in College Station, you should search for licensed local payday lenders, compare their terms and fees, and fill out an application. The lender will review your application and, if approved, will deposit the money into your bank account.

Conclusion

Payday loans can be a helpful financial tool in an emergency situation. However, they come with some risks and should be used responsibly. If you are considering taking out a payday loan in College Station, Texas, you should make sure to research the different lenders and compare their terms and fees before applying. If you are interested in applying for a payday loan, TheGuaranteedLoans can help you find lenders. We are not a lender, so we cannot offer loans ourselves, but we can connect you with lenders who may be able to assist you. To get started, fill out an application today!

More F.A.Q.

Are there any restrictions on how payday loan funds can be used in College Station, Texas?

in College Station, Texas, payday loan funds can be used for any purpose, but lenders are prohibited from making loans for illegal activities or to finance criminal enterprises.

Are there any restrictions on where payday loans can be obtained in College Station, Texas?

in College Station, Texas, payday loans can only be obtained from licensed payday lenders or credit access businesses.

How Many Cash Advance Companies are in College Station, TX?

With the help of our service, you will be able to find 7 cash advance companies in College Station, TX

What Cash Advance Companies in College Station, TX are the most popular?

You should check Advance America, BB&T, and Cash America Pawn. Also, you can start your application online on our website.