Payday Loans in Baytown, Texas

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Payday Loan Companies in Baytown, TX

Company nameAddressZip codePhone number
ACE Cash Express 3010 Garth Rd 77521 +1 (281) 427 - 1484
Advance America 4539 Garth Rd Ste 208 77521 +1 (281) 420 - 9019
Baytown Hyundai 4343 East Fwy 1-10 77521 +1 (281) 839 - 1020
Cash America Pawn 8933 TX-146 77523 +1 (281) 576 - 5129
Check Cashing & More 1700 Decker Dr 77520 +1 (281) 837 - 9700
Check n Go 1246-C Garth Rd 77520 +1 (832) 556 - 1011
Covington Credit of Texas 4539 Garth Rd Suite 210-B 77521 +1 (281) 201 - 5844
Credit Central 1101 N Alexander Dr 77520 +1 (281) 628 - 7918
EZ Money 5165 Garth Rd 600 77521 +1 (281) 421 - 8518
Gold Star Finance Inc 2309 N Alexander Dr 77520 +1 (832) 556 - 0231
Loanstar Title Loans 1502 W Cedar Bayou Lynchburg Rd 77521 +1 (281) 691 - 9860
Lone Star Finance 322 E Texas Ave 77520 +1 (281) 422 - 4100
Oportun 2312 N Alexander Dr 77520 +1 (346) 444 - 9943
Regional Finance 3409 Garth Rd 77521 +1 (281) 420 - 2728
Security Finance 2703 N Alexander Dr 77520 +1 (281) 427 - 0097
Star Loans of Texas 3019 N Main St 77521 +1 (281) 422 - 6884
Texan Credit Corporation 1601 N Alexander Dr Ste B 77520 +1 (281) 425 - 6948
TitleMax Title Loans 1925 Garth Rd 77520 +1 (281) 691 - 6672
Western Finance 3402 N Main St 77521 +1 (281) 422 - 8719
World Finance 2215 N Alexander Dr Ste B 77520 +1 (281) 427 - 5527

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Baytown, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loans in Brownsville, TX, No Credit Check Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX and No Credit Check Loans in Cedar Park, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Baytown, TX.

Payday Loans Available in Baytown, TX By The Following ZIP Codes:

77520, 77521, 77522

Are Payday Loans Legal In Baytown, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Baytown, TX payday loan calculator

What Are Payday Loans in Baytown, Texas?

Payday loans are short-term loans that are offered to individuals in need of cash. These loans are also sometimes referred to as “cash advances” or “paycheck advances.” They are unsecured personal loans that are taken out by individuals who need quick access to money, either to cover a short-term expense or to cover an emergency situation.

Payday loans in Baytown, Texas are legal. The state of Texas conducts a “credit access business” that allows consumers to access payday loans. To qualify, a consumer must meet certain eligibility requirements, including being open to have the loan repaid in full by the next week or two.

Why Consider a Payday Loan in Baytown, Texas?

Payday loans provide an alternative to other traditional loan options. When a person needs cash to cover an emergency expense, a payday loan may be the most efficient and cost-effective option. These loans can provide quick access to money and often involve a much simpler process than other loan types.

Payday loans can provide an important financial lifeline when a person is in a financial jam. That said, payday loans should be used responsibly, as they can involve significant fees and interest.

How Do Payday Loans in Baytown, Texas Work?

To get a payday loan in Baytown, Texas, you first need to meet certain eligibility requirements, such as being at least 18 years old and having a valid ID, a steady source of income, and a checking account. Once you have met the basic requirements, you can apply for a payday loan online or in-person.

Once you have been approved for the loan, you will receive the cash in a lump sum, usually within 24 hours. When you take out a payday loan, you need to be aware that the loan terms involve a high-interest rate and a short repayment period. That said, this type of loan can be a great option for those in need of quick access to cash, since most other traditional loan options take weeks or even months to be approved and funded.

What Are the Costs of Payday Loans in Baytown, Texas?

Payday loans in Baytown, Texas are subject to certain costs, such as origination fees, interest rates, late payment fees, and collection fees. When you take out a payday loan, you should anticipate having to pay these fees.

The interest rate on payday loans in Baytown, Texas can range from around 200% to over 400%, which is significantly higher than other traditional loan types. This high rate can make these loans quite expensive, so borrowers should be aware of this and proceed with caution.

Are Payday Loans Right For You?

Before taking out a payday loan, consumers should be sure to consider the costs and risks and weigh them against the benefits of the loan. Payday loans can be incredibly helpful when used for short-term cash needs, but they could become a debt trap if not used responsibly.

When considering a payday loan, it is important to compare rates and fees to ensure that you are getting the best loan for your needs. It is also important to only borrow what you can afford to pay back by the due date to avoid late fees or defaulting on the loan.

The Bottom Line

Payday loans in Baytown, Texas offer a convenient and fast way to borrow money to cover emergency expenses. These loans are legal, but they come with significant fees and high-interest rates. Borrowers should be sure to understand the loan terms and costs before taking out a payday loan. If you need cash quickly, TheGuaranteedLoans can help by connecting you with reputable lenders who can provide you with the funds you need.

Apply Now

Having a financial emergency and need cash fast? TheGuaranteedLoans can help by connecting you with reputable lenders who can provide you with the funds you need. Simply fill out our secure online application and we will connect you with a lender. Don’t wait – apply now and make your emergency more manageable.

F.A.Q.

Q: Are payday loans legal in Baytown, Texas?

A: Yes, payday loans are legal in Baytown, Texas. The state of Texas regulates the payday loan industry, requiring lenders to adhere to certain state laws and regulations.

Q: What is the interest rate on a payday loan?

A: Interest rates on payday loans in Baytown, Texas can range from around 200% to over 400%, which is significantly higher than other traditional loan types.

Q: How do I apply for a payday loan?

A: To apply for a payday loan, you must meet certain eligibility requirements and submit an online or in-person application. TheGuaranteedLoans can help connect you with reputable lenders who can provide you with the funds you need.

More F.A.Q.

How much can I borrow through a payday loan in Baytown, Texas?

Under Texas law, the maximum amount that you can borrow through a payday loan is $1,500. Additionally, the loan must have a term of no more than 180 days.

What fees and interest rates are associated with payday loans in Baytown, Texas?

in Baytown, Texas, payday lenders are allowed to charge a finance charge of up to 10% of the loan amount, as well as a $10 verification fee. This means that on a $100 loan, you could be charged up to $20 in fees. In addition to these fees, payday loans in Baytown, Texas also carry an annual interest rate of up to 662.58%.

How Many Cash Advance Companies are in Baytown, TX?

With the help of our service, you will be able to find 20 cash advance companies in Baytown, TX

What Cash Advance Companies in Baytown, TX are the most popular?

You should check ACE Cash Express, Advance America, and Baytown Hyundai. Also, you can start your application online on our website.