Payday Loans in Irving, Texas

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Payday Loan Companies in Irving, TX

Company nameAddressZip codePhone number
5005 W Royal Ln 5005 W Royal Ln 100 75063 +1 (214) 651 - 7368
ACE Cash Express 1125 W 6th St 75060 +1 (972) 259 - 2045
Advance America 2612 N Belt Line Rd 75062 +1 (972) 252 - 5990
Amit Gandhi, MBA, CMPS NMLS ID 700058 - HomeBound loans, Inc. 5027 Empire Way 75038 +1 (972) 213 - 5368
Auto Plaza 1660 N Belt Line Rd 75061 +1 (972) 871 - 2700
Barri Booth 3500 N Belt Line Rd 110 75062 +1 (469) 586 - 5715
Cash Store 4101 W Airport Fwy 75062 +1 (214) 441 - 3792
Check n Go 3951 N Belt Line Rd 75038 +1 (214) 492 - 0918
Cottonwood Financial Ltd 1901 Gateway Dr 75038 +1 (972) 753 - 0822
CRB Auto 400 Las Colinas Blvd E 950 75039 +1 (855) 272 - 2886
Echo Credit 7701 Las Colinas Ridge Suite 650 75063 +1 (877) 606 - 1340
EZPAWN 1231 E Irving Blvd 75060 +1 (972) 554 - 7724
First Cash Advance 3509 N Belt Line Rd 75062 +1 (972) 256 - 9500
First Cash Pawn 1449 N Belt Line Rd 75061 +1 (972) 790 - 4589
Jora Credit 7701 Las Colinas Ridge 650 75063 +1 (888) 256 - 6083
Loanstar Title Loans 2000 Esters Rd Suite 130 75061 +1 (469) 276 - 9999
PFS Auto Finance 6220 N Belt Line Rd 206 75063 +1 (972) 550 - 9499
Planet Home Lending 5020 Riverside Dr 300 75039 +1 (888) 966 - 9044
PLS Check Cashing Store 2821 N Belt Line Rd 75062 +1 (214) 260 - 0100
PLS Insurance 1701 W Irving Blvd 75061 +1 (214) 614 - 0009
Regional Finance 4070 N Belt Line Rd Suite 153 75038 +1 (469) 263 - 1130
Riviera Finance 1333 Corporate Dr 117 75038 +1 (972) 815 - 4200
Security Finance 1928 N Story Rd 75061 +1 (972) 790 - 7700
Speedy Cash 1503 N Story Rd 100 75061 +1 (972) 871 - 2274
TAX LOANS USA 8445 Freeport Pkwy 75063 +1 (817) 500 - 5008
Texan Credit Corporation 2214 W Shady Grove Rd 75060 +1 (972) 871 - 1003
Thrivent Financial-Lutherans 222 West Las Colinas Boulevard 75039 +1 (972) 401 - 2080
TitleMax Title Loans 2014 N Britain Rd 75061 +1 (972) 579 - 1691
World Finance 1900 W Irving Blvd 103 75060 +1 (469) 472 - 9123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Irving, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Keller, TX, Payday Loans in Killeen, TX, Short-term Loans in Kyle, TX, Payday Loan for La Porte, TX, Payday Loans in Lancaster, TX, Payday Loan for Laredo, TX, No Credit Check Loans in League City, TX and Payday Loans in Leander, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Irving, TX.

Payday Loans Available in Irving, TX By The Following ZIP Codes:

75016, 75014, 75059, 75062, 75037, 75015, 75038, 75063, 75061, 75017, 75039, 75060

Are Payday Loans Legal In Irving, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Irving, TX payday loan calculator

What are Payday Loans?

Payday loans are short-term, high-interest loans designed to help borrowers get through to the next paycheck. Generally, borrowers write a check to the lender for the loan amount plus any additional fees then pay for their loan on their next payday. Payday loans are often used to cover unexpected expenses or to bridge the gap between paychecks when funds are low. They can be a convenient way to obtain quick cash in a pinch, but they can be expensive and can even lead to a cycle of debt if not used responsibly.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. The Texas Office of Consumer Credit Commissioner is the state agency responsible for regulating lenders of payday loans in Texas. To be eligible for a payday loan in Texas, you must be a minimum of 18 years old and be a resident of the state. In addition, you must have a valid checking account and a steady source of income.

Payday Loans in Irving, Texas

If you live in Irving, Texas and are in need of short-term financial assistance, there are a variety of loan options available to you. Payday loans, in particular, can be a good option if you need cash fast and can repay the loan quickly.

Before taking out a payday loan, it’s important to understand the terms and conditions of the loan and the fees associated with it. Payday lenders in Irving, Texas must follow certain state laws regarding interest rates and fees. The maximum amount you can borrow is 80% of your gross monthly income, and the maximum Annual Percentage Rate (APR) is not more than 662%.

Best Practices for Payday Loans in Irving, Texas

It’s important to consider all your options before taking out a payday loan. Here are some best practices to consider when applying for a payday loan in Irving:

  • Know your credit score: Knowing your credit score can help you understand which loan products you may qualify for and avoid unnecessary fees. Credit scores can vary from lender to lender, so be sure to check with multiple lenders to find the best rate.
  • Research your lender: Before taking out a loan, it’s important to research the lender and make sure they are legitimate. You can do this by asking for references, reading reviews, and checking the lender’s Better Business Bureau rating.
  • Understand the loan terms: Make sure you understand all the terms and conditions of the loan before signing any paperwork. This includes the repayment schedule, fees, interest rates, and other fees.
  • Budget for repayment: Payday loans typically come with high interest rates and fees, so it’s important to budget for the repayment to avoid falling into a cycle of debt. Make sure you understand the payment terms and make all payments on time.
  • Shop around: Rates and fees can vary from lender to lender, so it’s important to shop around to find the best loan for your needs.

How to Apply for a Payday Loan in Irving, Texas

Applying for a payday loan in Irving, Texas is relatively straightforward. You can apply online or in-store with an eligible lender. When applying for a loan, you will need to provide the following information:

  • Your name and contact information
  • Your Social Security number
  • Your address and proof of residence
  • Your bank account information
  • Proof of income

Once your application is approved, the lender will typically deposit the loan funds directly into your bank account.

FAQs

What is the maximum loan amount I can borrow in Irving, Texas?

The maximum loan amount you can borrow in Irving, Texas is 80% of your gross monthly income.

What is the APR for a payday loan in Irving, Texas?

The maximum APR for a payday loan in Irving, Texas is 662%.

What information do I need to provide when applying for a payday loan?

When applying for a payday loan, you will need to provide your name and contact information, your Social Security number, your address and proof of residence, your bank account information, and proof of income.

Can I apply for a payday loan online in Irving, Texas?

Yes, you can apply for a payday loan online in Irving, Texas with an eligible lender.

More F.A.Q.

Are there any restrictions on how payday lenders can advertise in Irving, Texas?

Yes, there are restrictions on how payday lenders can advertise in Irving, Texas. For example, payday lenders cannot use false or misleading statements, and must clearly and conspicuously disclose the terms and conditions of the loan.

Can payday lenders charge a fee for early repayment of a loan in Irving, Texas?

No, payday lenders cannot charge a fee for early repayment of a loan in Irving, Texas. However, the lender may charge a fee for renewing or rolling over the loan, which could increase the total cost of the loan.

How Many Cash Advance Companies are in Irving, TX?

With the help of our service, you will be able to find 29 cash advance companies in Irving, TX

What Cash Advance Companies in Irving, TX are the most popular?

You should check 5005 W Royal Ln, ACE Cash Express, and Advance America. Also, you can start your application online on our website.