Payday Loans in Catharpin, Virginia

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No payday loan companies in Catharpin, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Heritage Mortgage - Fairfax Virginia Office 3201 Jermantown Rd #800, Fairfax, VA 22030 +1 (703) 352 - 0721
City National Bank 101 Community Way, Staunton, VA 24401 +1 (540) 213 - 3888
Navy Marine Corps Relief Society 875 N Randolph St, Arlington, VA 22203 +1 (703) 696 - 4960
BB&T 7003 Seminole Trail, Ruckersville, VA 22968 +1 (434) 985 - 2282
Carter Bank & Trust 221 Ambriar Plaza, Amherst, VA 24521 +1 (434) 946 - 1122
Fast Auto Loans, Inc. 2954 Virginia Ave, Collinsville, VA 24078 +1 (276) 647 - 4155
Advance America 6291 Lankford Hwy, New Church, VA 23415 +1 (757) 824 - 4200
SunTrust Mortgage 1651 Reston Pkwy, Reston, VA 20194 +1 (703) 464 - 4340
Loudoun County Economic Development 43777 Central Station Dr, Ashburn, VA 20147 +1 (703) 777 - 0426
Payday USA 1012 W 3rd St I, Farmville, VA 23901 +1 (434) 392 - 1836

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Catharpin, VA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Springfield, VA, Payday Loans in Sterling, VA, Payday Loans in Suffolk, VA, Payday Loans in Virginia Beach, VA, Online Loans in Alexandria, VA, Online Loans in Annandale, VA, Online Loans in Arlington, VA and Quick Loan in Ashburn, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Catharpin, VA.

Beautiful sights of Catharpin, VA

Payday Loans Available in Catharpin, VA By The Following ZIP Codes:

20143, 20155

Are Payday Loans Legal In Catharpin, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Catharpin, VA payday loan calculator

Payday Loans in Catharpin, Virginia: Understanding Your Options

If you’re in a tight financial spot and need emergency cash, a payday loan may be your solution. Payday loans are a short-term lending option that can help you cover unexpected expenses until your next paycheck arrives. They’re easy to apply for and have relatively lenient requirements compared to traditional loans. In Virginia, payday loans are legal, but there are still specific regulations that lenders must follow to ensure the safety and protection of consumers.

How do Payday Loans work?

Payday loans are typically for small amounts, usually less than $500, and are due on your next payday. To apply for a payday loan, you’ll usually need to provide proof of income, a government-issued ID, and a working bank account. If approved, the lender will ask you to write a post-dated check for the loan amount plus any fees. On your next payday, the lender deposits the check, and the loan is repaid. If you’re unable to repay the loan, you may be subject to additional fees and interest charges.

Regulations in Virginia

Virginia has specific regulations governing payday loans. Lenders must be licensed and adhere to restrictions on loan amounts, finance charges, and repayment terms. The maximum loan amount is $500, and loans must be paid off within two pay periods. Lenders are also prohibited from rolling over loans or charging interest on outstanding balances after the loan is due. These regulations are designed to protect consumers from predatory lending practices, such as high interest rates and excessive fees.

Why Choose Payday Loans?

Payday loans can be a viable option for those facing unexpected expenses or cash shortfalls. They’re quick to apply for, and you can usually receive funds within a few hours. Additionally, payday loans don’t require collateral or extensive credit checks, making them an accessible option for many borrowers. However, they’re meant to be short-term solutions and should not be used to address long-term financial challenges.

Applying for Payday Loans in Catharpin

If you’re considering applying for a payday loan in Catharpin, Virginia, TheGuaranteedLoans can help. Applying through TheGuaranteedLoans provides access to a network of lenders who adhere to Virginia’s regulations and can connect you with lenders that suit your needs. We’re a connector service and not a direct lender, and we take pride in our commitment to transparency and customer service. Our online application is secure and easy to use, and you can receive a decision in minutes.

Interesting Facts about Payday Loans in Catharpin, Virginia

  • The average payday loan in Virginia is $385
  • 88% of payday loans in Virginia are repaid on time
  • Payday loans are only allowed to charge a maximum fee of 36% per year
  • There were over 2000 payday lenders in Virginia in 2019
  • The number of payday lending stores in Virginia has decreased by 55% from 2010 to 2019

Conclusion

Payday loans can be a valuable resource for those who need emergency cash but should be used responsibly and with caution. In Catharpin, Virginia, payday loans are legal and regulated to ensure the safety of consumers. Applying through TheGuaranteedLoans can connect you with lenders who comply with Virginia’s regulations and provide funds quickly and securely. Before applying, it’s essential to understand the terms and fees associated with the loan and whether or not they align with your financial situation. With the right information and approach, payday loans can be a helpful tool in managing unexpected expenses.

Apply Now

Don’t wait until your next payday to get the funds you need. Applying for a payday loan in Catharpin, Virginia, has never been easier. TheGuaranteedLoans can help connect you with licensed lenders who will work with you to find the right solution for your financial needs. Our online application is secure, and you can get a decision in minutes. Remember, we’re a connector service, not a direct lender, and we’re committed to providing transparent, customer-focused service. Apply now to take the first step towards financial peace of mind.

F.A.Q.

Are there any restrictions on how many payday loans I can have at once in Catharpin, Virginia?

No, there are no restrictions on the number of payday loans you can have at once in Catharpin, Virginia. However, you may only have one outstanding loan at a time with any given lender.

Can a payday lender garnish my wages if I don't repay the loan?

No, payday lenders in Catharpin, Virginia are not allowed to garnish your wages for non-payment of a loan. However, they can pursue legal action to recover the debt.