Payday Loans in Crystal Hill, Virginia

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No payday loan companies in Crystal Hill, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
DuPont Community Credit Union - Reservoir 1925 Reservoir St, Harrisonburg, VA 22801 +1 (540) 946 - 3200
BB&T 212 E Atlantic St, South Hill, VA 23970 +1 (434) 447 - 7141
Carter Bank & Trust 2169 S Main St, Harrisonburg, VA 22801 +1 (540) 432 - 0474
Check Into Cash 13420 Benns Church Blvd, Smithfield, VA 23430 +1 (757) 357 - 4660
MoneyMax Title Loans 2200 Valley Ave, Winchester, VA 22601 +1 (540) 667 - 5931
Peoples Community Bank 15960 Kings Hwy, Montross, VA 22520 +1 (804) 493 - 8031
Bank of America Financial Center 20045 Ashbrook Commons Plaza, Ashburn, VA 20147 +1 (703) 723 - 6403
Loanmax Title Loans 2626 Riverside Dr, Danville, VA 24541 +1 (434) 793 - 8100
Quik Cash 731 J Clyde Morris Blvd F, Newport News, VA 23601 +1 (757) 599 - 1300
Summit Community Bank 1925 Stone Spring Rd 200, Harrisonburg, VA 22801 +1 (540) 437 - 0500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crystal Hill, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mechanicsville, VA, Payday Loans in Newport News, VA, Payday Loans in Norfolk, VA, Payday Loan Companies in Oakton, VA, Payday Loans in Petersburg, VA, No Credit Check Loans in Portsmouth, VA, Payday Loans in Reston, VA and Payday Loans in Richmond, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crystal Hill, VA.

Are Payday Loans Legal In Crystal Hill, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Crystal Hill, VA payday loan calculator

Understanding Payday Loans in Crystal Hill, Virginia

Payday loans are short-term loans designed to help individuals in need of quick cash between paychecks. These loans can be accessed through various lenders, including online lenders and storefronts. In Virginia, payday loans are legal, and the state sets the maximum amount that can be borrowed and the maximum interest rates that can be charged.

The Payday Loan Process

When considering a payday loan, it’s essential to understand the application process.

  • First, you’ll need to provide the lender with your personal information, including your name, address, and contact information.
  • Second, you’ll need to provide proof of income or employment. This can be a pay stub or bank statement, proving that you have the means to repay the loan.
  • Finally, you’ll need to provide your bank account information, allowing the lender to deposit the loan funds directly into your account.

Once you have provided all the necessary information, the lender will review your application and determine if you are eligible for the loan. If approved, you will receive the funds in your account within one to two business days.

The Cost of Payday Loans in Crystal Hill, Virginia

In Virginia, the maximum amount that can be borrowed through a payday loan is $500, and the maximum interest rate that can be charged is 36% APR. Additionally, lenders can charge a loan origination fee of up to 20% of the loan amount.

It’s crucial to note that payday loans can be expensive, and borrowers should only take out a loan if they can repay the loan on time. Failure to repay a payday loan can result in additional fees and charges, which can make the loan even more expensive.

Understanding the Risks of Payday Loans

While payday loans can be a useful tool for individuals in need of quick cash, they can also be risky. The high-interest rates and fees associated with payday loans can lead to a cycle of debt that is difficult to escape.

If you are considering a payday loan, it’s essential to understand the terms and the risks associated with the loan. Make sure to read the loan agreement carefully and ask questions if there are any terms that you don’t understand.

Interesting Facts and Statistics about Payday Loans in Crystal Hill, Virginia

  • In 2018, the average payday loan amount borrowed in Virginia was $367.
  • The average interest rate charged on payday loans in Virginia is 251%, much higher than the state’s maximum interest rate of 36% APR.
  • There are over 600 payday lending storefronts in Virginia.

Apply Now for a Payday Loan in Crystal Hill, Virginia

If you need quick cash between paychecks, TheGuaranteedLoans is here to help. As a connector service, we can facilitate your connection with potential lenders, ensuring that you get the funds you need when you need them.

Our online application process is simple and secure, and we work with a network of trusted lenders who are committed to providing fair and transparent loan terms.

Don’t let unexpected expenses derail your financial stability. Apply now for a payday loan in Crystal Hill, Virginia, and get the cash you need to make it to your next paycheck.

F.A.Q.

Are there any limitations on the interest rates or fees that payday lenders can charge in Crystal Hill, Virginia?

Yes, Virginia law sets limits on the interest rates and fees that payday lenders can charge. The maximum interest rate for a payday loan in Crystal Hill, Virginia is 36%, and the maximum fee is 20% of the loan amount.

Can I be charged additional fees or interest if I pay off my payday loan early in Crystal Hill, Virginia?

No, Virginia law prohibits lenders from charging additional fees or interest if a borrower pays off a payday loan early. However, some lenders may charge a fee for early repayment, so it is important to carefully read the terms of your loan agreement before agreeing to any fees.