Payday Loans in Dunnsville, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dunnsville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Carter Bank & Trust 82 Main St, Lebanon, VA 24266 +1 (276) 889 - 2760
Cash To PayDay Inc 2006 2nd St, Richlands, VA 24641 +1 (276) 596 - 9070
Lendmark Financial Services LLC 3109 Golansky Blvd, Woodbridge, VA 22192 +1 (703) 580 - 0750
The Bank of Marion 102 W Main St, Marion, VA 24354 +1 (276) 783 - 3116
Shore United Bank 25306 Lankford Hwy, Onley, VA 23418 +1 (757) 302 - 6530
Benchmark Community Bank 1500 W Virginia Ave, Crewe, VA 23930 +1 (434) 645 - 8444
PNC Bank 6461 Lankford Hwy, Oak Hall, VA 23416 +1 (757) 824 - 3424
Payday USA 221 Carlton Rd # 11, Charlottesville, VA 22902 +1 (434) 295 - 4658
Navy Federal Credit Union 1821 Fountain Dr, Reston, VA 20190 +1 (888) 842 - 6328
Old Point National Bank 11407 Windsor Blvd, Windsor, VA 23487 +1 (757) 242 - 4422

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dunnsville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Richmond, VA, Bad Credit Loans in Roanoke, VA, Bad Credit Loans in Springfield, VA, Payday Loans in Sterling, VA, Payday Loan Without a Credit Check in Suffolk, VA, Payday Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA and Quick Loan in Annandale, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dunnsville, VA.

Are Payday Loans Legal In Dunnsville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Dunnsville, VA payday loan calculator

Payday Loans in Dunnsville, Virginia

If you’re a resident of Dunnsville, Virginia, you may find yourself in a situation where you need access to quick cash. In emergencies, traditional loans may be too slow to provide the financial assistance you need. This is where payday loans can come in handy.

Payday loans, also known as cash advance loans, are short-term loans that are meant to be repaid on your next payday. They are available to residents of Virginia and are legal in the state. In this article, we will discuss everything you need to know about payday loans in Dunnsville, Virginia.

How do Payday Loans Work?

Applying for a payday loan in Dunnsville, Virginia is relatively simple. You must be 18 years or older, have a stable source of income, and a checking account to be eligible for a payday loan. The loan amount can range from $100 to $500, depending on your income and the lender’s policies. Once approved, you can receive the funds in your bank account within a few hours or the next business day.

However, payday loans in Dunnsville, Virginia come with high interest rates and fees. The average APR for these loans can be as high as 400%, and you may need to pay a finance charge of up to $30 for every $100 you borrow. This is why it’s essential to read the terms and conditions of the loan agreement before signing it.

Benefits of Payday Loans

  • Quick access to cash – Payday loans can provide you with the cash you need within a few hours or the next business day.
  • No credit check – Unlike traditional loans, payday lenders do not perform credit checks. This means that individuals with bad credit or no credit history can still apply for a payday loan.
  • No collateral required – You don’t need to put up any collateral or assets to secure the loan.

Drawbacks of Payday Loans

  • High interest rates and fees – As mentioned earlier, payday loans come with high-interest rates and fees. This can make it difficult to repay the loan in time, which can lead to a cycle of debt.
  • Short repayment period – Payday loans are designed to be repaid on your next payday, which can range from two weeks to a month. If you’re unable to repay the loan in time, you may need to roll over the loan or take out another loan to cover the initial debt.
  • Potential scams – There are many predatory lenders in the payday loan industry that can trap you in a cycle of debt. It’s essential to do your research and choose a reputable lender.

Interesting Facts about Payday Loans in Dunnsville, Virginia

  • In Virginia, the maximum payday loan amount you can borrow is $500, and the minimum term is two pay periods.
  • The average APR for payday loans in Virginia is 687%, according to the Virginia Bureau of Financial Institutions.
  • The majority of payday loan borrowers in Virginia are women, and the average borrower takes out eight loans per year.

Apply Now

If you’re in a financial emergency and need quick access to cash, a payday loan may be a viable option. At TheGuaranteedLoans, we connect borrowers with potential lenders who can provide them with the funds they need. Our online application process is simple and secure, and you can receive a loan decision within minutes.

Remember, we are not a direct lender, but we work with a network of responsible lenders who are committed to providing loans to individuals who need them most. Apply now to get started!

Please note that payday loans should be used as a last resort and not as a regular source of financing. You must have a plan to repay the loan in time to avoid falling into a cycle of debt. If you have any questions or concerns about payday loans in Virginia, please reach out to the Virginia State Corporation Commission’s Bureau of Financial Institutions.

F.A.Q.

Can a payday lender file a lawsuit against me in Dunnsville, Virginia?

Yes, if you default on a payday loan in Dunnsville, Virginia, the lender may file a lawsuit against you to recover the outstanding debt. The lender must provide written notice of the lawsuit and the borrower has the right to appear in court and defend themselves.

Are there any restrictions on the interest rates that payday lenders can charge in Dunnsville, Virginia?

Yes, Virginia law limits the interest rates that payday lenders can charge to 20% of the loan amount. This means that a lender cannot charge more than $100 in interest on a $500 payday loan.