Payday Loans in La Crosse, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in La Crosse, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Sentinel Bank 351 Falls Drive, Abingdon, VA 24210 +1 (276) 525 - 4708
Advance America 315 Garrisonville Rd., Ste. 104-A, Stafford, VA 22554 +1 (540) 657 - 6226
BB&T Mortgage 203 Walker St, Emporia, VA 23847 +1 (434) 634 - 9431
Carter Bank & Trust 1900 E Main St, Radford, VA 24141 +1 (540) 731 - 0818
SunTrust Bank 5727 Burke Centre Pkwy, Burke, VA 22015 +1 (703) 825 - 2218
Omni Military Loans 131 W Little Creek Rd, Norfolk, VA 23505 +1 (757) 583 - 6664
Carter Bank & Trust - Hot Springs 9008 Sam Snead Hwy, Hot Springs, VA 24445 +1 (540) 839 - 3568
Loanmax Title Loans 3914 Plank Rd, Fredericksburg, VA 22407 +1 (540) 786 - 4312
First Heritage Mortgage 3201 Jermantown Rd 800, Fairfax, VA 22030 +1 (703) 352 - 0721
Woodforest National Bank 976 Commonwealth Blvd, Martinsville, VA 24112 +1 (276) 632 - 0522

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Crosse, VA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Harrisonburg, VA, Guaranteed Loans in Leesburg, VA, Quick Loan in Lynchburg, VA, Payday Loan for Manassas, VA, Online Loans in McLean, VA, Quick Loan in Mechanicsville, VA, Payday Loans in Newport News, VA and Payday Loan Without a Credit Check in Norfolk, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Crosse, VA.

Beautiful sights of La Crosse, VA

Payday Loans Available in La Crosse, VA By The Following ZIP Codes:

23950

Are Payday Loans Legal In La Crosse, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

La Crosse, VA payday loan calculator

Exploring Payday Loans in La Crosse, Virginia

Payday loans are a common type of short-term loan that can help consumers bridge the gap between paychecks. These loans can be helpful for people facing unexpected expenses or emergencies, and they are legal in Virginia. If you’re considering a payday loan in La Crosse, Virginia, it’s important to know how these loans work and what you can expect.

What are Payday Loans?

Payday loans are typically small loans that are due on your next payday. They’re designed to help you cover unexpected expenses or emergencies, such as a car repair or a medical bill. These loans typically have high interest rates and fees, so it’s important to be sure you can repay the loan on time before you take out a payday loan.

How do Payday Loans Work?

To apply for a payday loan in La Crosse, Virginia, you’ll need to provide proof of income and identification. The lender will typically require a postdated check for the loan amount plus fees or access to your bank account to withdraw the loan amount and fees on the due date.

Payday loans are due on your next payday, and they typically have high interest rates and fees. In Virginia, the maximum amount you can borrow is $500, and lenders can charge up to 36% interest plus a $5 verification fee.

What are the Risks of Payday Loans?

Payday loans can be a helpful way to cover unexpected expenses, but they can also be risky. These loans typically have high interest rates and fees, which can make it difficult to repay the loan on time. If you can’t repay the loan on time, you may be charged additional fees or interest, which can make it even harder to pay off the loan.

Additionally, if you provide your bank account information to the lender, they may withdraw the loan amount and fees directly from your account on the due date. This can leave you with insufficient funds in your account, which can lead to overdraft fees or bounced checks.

Alternatives to Payday Loans

If you’re considering a payday loan in La Crosse, Virginia, it’s important to explore all of your options before you make a decision. There may be other ways to cover unexpected expenses or emergencies, such as:

  • Borrowing from friends or family
  • Using a credit card
  • Asking for an advance from your employer
  • Exploring community resources, such as food banks or local assistance programs

By exploring these options, you may be able to find a more affordable and sustainable way to cover unexpected expenses or emergencies.

Interesting Facts and Statistics about Payday Loans in La Crosse, Virginia

  • According to the Virginia State Corporation Commission, there were over 246,000 payday loans made in Virginia in 2019.
  • The average payday loan in Virginia was $368 in 2019.
  • Virginia law requires lenders to offer borrowers a repayment plan if they are unable to repay the loan on time.
  • According to a report by Pew Charitable Trusts, the average payday borrower takes out eight loans of $375 each per year and pays $520 in interest and fees.

Apply Now

If you’re considering a payday loan in La Crosse, Virginia, TheGuaranteedLoans can help. We’re a connector service that can help you find a lender who matches your needs and qualifications. Our application process is quick and easy, and you can apply online from the comfort of your own home.

Remember, payday loans can be risky and expensive, so it’s important to be sure you can repay the loan on time before you take out a payday loan. If you have any questions or concerns about payday loans in La Crosse, Virginia, don’t hesitate to contact us. We’re here to help.

F.A.Q.

Can I be sued or have my wages garnished for defaulting on a payday loan in La Crosse, Virginia?

Yes, if you default on a payday loan in La Crosse, Virginia, the lender may pursue legal action against you to recover the outstanding debt. This could include suing you in court and obtaining a judgment against you, which could lead to wage garnishment or other collection actions.

Can a payday lender repossess my property if I default on my loan in La Crosse, Virginia?

No, payday lenders in La Crosse, Virginia are not allowed to repossess property in order to recover a defaulted loan. However, if you have provided a post-dated check as collateral for the loan, the lender may be able to cash the check in order to recover the outstanding debt.