Payday Loans in Lyndhurst, Virginia

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No payday loan companies in Lyndhurst, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 23857 Dickenson Hwy, Haysi, VA 24256 +1 (276) 865 - 5141
New Peoples Bank 198 Colley Shopping Ct, Clintwood, VA 24228 +1 (276) 926 - 5500
Bank of America with Drive-thru ATM 14752 Lee Hwy., Gainesville, VA 20155 +1 (571) 248 - 6633
Stacey's Auto Advantage 526 Wood Ave E 3018, Big Stone Gap, VA 24219 +1 (276) 523 - 4385
Navy Federal Credit Union - ATM 245 Potomac Ave, Quantico, VA 22134 +1 (888) 842 - 6328
Cash To Payday 16266, 52 Fancy Gap Hwy, Cana, VA 24317 +1 (276) 755 - 3207
Advance America 2624 W Main St Ste. 13, Waynesboro, VA 22980 +1 (540) 949 - 4910
Bank of Botetourt 9, Lloyd Tolley Rd, Natural Bridge Station, VA 24579 +1 (540) 291 - 1881
Atlantic Union Bank 106 6th St, Grottoes, VA 24441 +1 (540) 249 - 3556
Advance America 4078 Lankford Hwy, Exmore, VA 23350 +1 (757) 442 - 9173

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lyndhurst, VA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Sterling, VA, Payday Loans in Suffolk, VA, Guaranteed Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Bad Credit Loans in Annandale, VA, Same Day Loans in Arlington, VA, Payday Loan Companies in Ashburn, VA and Payday Loans in Blacksburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lyndhurst, VA.

Beautiful sights of Lyndhurst, VA

Payday Loans Available in Lyndhurst, VA By The Following ZIP Codes:

22952

Are Payday Loans Legal In Lyndhurst, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Lyndhurst, VA payday loan calculator

The Ins and Outs of Payday Loans in Lyndhurst, Virginia

If you’re considering a payday loan in Lyndhurst, Virginia, it’s important to understand what you’re getting into. While these types of loans can provide quick cash when you need it most, they also come with high interest rates and fees. In this article, we’ll take a closer look at payday loans in Lyndhurst, VA, including what they are, how they work, and the potential pros and cons.

What are Payday Loans?

Payday loans are short-term loans designed to help individuals cover unexpected expenses until their next paycheck arrives. These loans typically come with high interest rates and fees, and are usually due on the borrower’s next payday. In Virginia, payday loans are legal, and are regulated by the Virginia State Corporation Commission.

How Do Payday Loans Work in Lyndhurst, Virginia?

To apply for a payday loan in Lyndhurst, Virginia, you’ll need to provide proof of income and a valid ID. You’ll also need to provide a post-dated check or authorize the lender to withdraw the funds from your bank account once your next paycheck arrives. The amount of the loan will depend on your income and other factors.

Once your loan is approved, you’ll typically receive your funds within a few hours or the next business day. However, the high interest rates and fees associated with payday loans mean that you’ll end up paying back significantly more than you borrowed, often within a very short period of time.

The Pros and Cons of Payday Loans in Lyndhurst, Virginia

While payday loans can be helpful in certain situations, they also come with a lot of potential risks and drawbacks. Here are some of the key pros and cons to consider before applying for a payday loan in Lyndhurst, Virginia:

Pros:

  • Quick access to cash when you need it most.
  • No credit check required.
  • Can help you avoid late fees or other penalties.

Cons:

  • High interest rates and fees.
  • Short repayment period.
  • Potential for a cycle of debt if you can’t repay the loan on time.

Interesting Facts and Statistics about Payday Loans in Lyndhurst, Virginia

  • According to a report by the Virginia Poverty Law Center, the average interest rate for payday loans in Virginia is over 200%.
  • In 2019, the Virginia State Corporation Commission received over 24,000 complaints related to payday loans.
  • Virginia law prohibits lenders from making more than one loan at a time to a borrower, or rolling over loans more than twice.

Apply Now

If you need help covering unexpected expenses and are considering a payday loan in Lyndhurst, Virginia, TheGuaranteedLoans can help. Our online application process is fast, simple, and secure. Keep in mind that we are a connector service and not a direct lender. We’ll work to connect you with potential lenders who may be able to provide the funds you need. Apply now to get started.

F.A.Q.

Can a payday lender file a lawsuit against me in Lyndhurst, Virginia?

Yes, if you default on a payday loan in Lyndhurst, Virginia, the lender may file a lawsuit against you to recover the outstanding debt. The lender must provide written notice of the lawsuit and the borrower has the right to appear in court and defend themselves.

Are there any restrictions on the interest rates that payday lenders can charge in Lyndhurst, Virginia?

Yes, Virginia law limits the interest rates that payday lenders can charge to 20% of the loan amount. This means that a lender cannot charge more than $100 in interest on a $500 payday loan.