Payday Loans in Merry Point, Virginia

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No payday loan companies in Merry Point, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 132 Council Dr, Franklin, VA 23851 +1 (757) 562 - 5152
TitleMax Title Loans 20 E Belt Blvd, Richmond, VA 23224 +1 (804) 291 - 9245
Rocuda Finance Co 2879 Virginia Ave, Collinsville, VA 24078 +1 (276) 647 - 4005
Check Into Cash 642 Hwy 58 East, Norton, VA 24273 +1 (276) 679 - 6081
Check First Cash Advance 974 E Stuart Dr # A, Galax, VA 24333 +1 (276) 238 - 1195
Approved Cash 3101 Lee Hwy #7, Bristol, VA 24202 +1 (276) 466 - 6299
Colonial Farm Credit 201 E Danville St, South Hill, VA 23970 +1 (434) 447 - 7148
Bank of Clarke County 504 E Market St, Leesburg, VA 20176 +1 (800) 650 - 8723
Timberlake Pawn - Lynchburg, VA We Buy Gold! 21120 Timberlake Rd, Lynchburg, VA 24502 +1 (434) 214 - 0202
SunTrust 16131 Washington Hwy, Doswell, VA 23047 +1 (804) 886 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Merry Point, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leesburg, VA, Payday Loans in Lynchburg, VA, Online Loans in Manassas, VA, Emergency Loan in McLean, VA, 24-Hour Loan in Mechanicsville, VA, Payday Loans in Newport News, VA, Payday Loan Without a Credit Check in Norfolk, VA and 24-Hour Loan in Oakton, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Merry Point, VA.

Are Payday Loans Legal In Merry Point, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Merry Point, VA payday loan calculator

Payday Loans in Merry Point, Virginia: Everything You Need to Know

Payday loans have become one of the most popular ways to obtain fast cash for any financial emergency in Merry Point, Virginia. Whether you’re dealing with a sudden medical bill, an urgent car repair, or any other unplanned expense, payday loans can provide you with the funds you need to manage your finances and get your life back on track.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $500 and are due by your next payday. You will be required to pay back your loan in full, including interest and fees, on your next payday. These loans can be applied for both online and in person, making them an accessible option for those who need cash fast.

Furthermore, payday loans have fewer requirements than traditional loans. This means that even if you have poor credit or no credit history, you can still be approved for a payday loan in Merry Point, Virginia.

What Are the Requirements for Getting a Payday Loan in Merry Point, Virginia?

The requirements for getting a payday loan in Merry Point, Virginia are relatively simple. You must be at least 18 years of age, have a regular source of income, and provide proof of residency in Virginia. Additionally, you will be required to provide a valid email address, phone number, and bank account information.

It’s important to note that payday loans should not be used as a long-term solution for financial troubles. These loans can have high-interest rates and fees that could potentially trap you in a cycle of debt if not used responsibly. Before applying for a payday loan, consider all your options, including alternative loan options such as installment loans or personal loans.

What Are the Benefits of Payday Loans in Merry Point, Virginia?

There are several benefits to using payday loans in Merry Point, Virginia. Some of the most significant benefits include:

  • Fast cash in an emergency situation
  • Easy application process
  • Access to cash for those with bad credit or no credit history

Additionally, for those who use payday loans responsibly, they can help improve their credit score by demonstrating that they can make payments on time.

Interesting Facts and Statistics About Payday Loans in Merry Point, Virginia

According to a report by the Virginia State Corporation Commission, in 2020 there were over 1.4 million payday loans taken out in the state of Virginia, with the average loan amount being $423 and an average APR of 601.21%. Merry Point, Virginia, is no exception to this trend.

Furthermore, a study by The Pew Charitable Trusts found that 69% of payday borrowers use their loans for recurring expenses such as rent, utilities, or food.

Apply Now

If you find yourself in need of fast cash in Merry Point, Virginia, TheGuaranteedLoans can help connect you with potential lenders. Our services are quick, easy, and accessible. Fill out our online application now to get started. Remember, we are not a direct lender but a connector service that can facilitate your connection with potential lenders.

Getting a payday loan in Merry Point, Virginia, can be an effective solution to sudden financial emergencies. However, it’s important to make sure you use payday loans responsibly and only when necessary. Research your options and make an informed decision before applying for any loan.

F.A.Q.

How long do I have to repay a payday loan in Merry Point, Virginia?

The minimum loan term for a payday loan in Merry Point, Virginia is two weeks, and the maximum loan term is 45 days.

Can I rollover or renew my payday loan in Merry Point, Virginia?

No, Virginia law prohibits rollovers or renewals of payday loans. If you are unable to repay your loan on time, the lender must offer you a payment plan.