Payday Loans in Middletown, Virginia

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No payday loan companies in Middletown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Loudon Check Cashed 24 Plaza St NE b, Leesburg, VA 20176 +1 (703) 669 - 1700
Cash 2U Payday Loans 2471 Virginia Ave, Collinsville, VA 24078 +1 (276) 647 - 7201
Walmart Money Center 13053 Fair Lakes Shopping Center Supercenter 5880, Fairfax, VA 22033 +1 (703) 995 - 5061
ACE Cash Express 1496 Lynnhaven Pkwy #101, Virginia Beach, VA 23453 +1 (757) 368 - 0741
CommonWealth One Federal Credit Union Madison union, 170 Bluestone Dr, Harrisonburg, VA 22807 +1 (800) 424 - 3334
First Virginia 1207 Benns Church Blvd, Smithfield, VA 23430 +1 (757) 365 - 9711
M&T Bank 2062 Plank Rd, Fredericksburg, VA 22401 +1 (540) 374 - 1563
PNC Bank 16485 Lankford Hwy, Eastville, VA 23310 +1 (757) 678 - 5187
SunTrust 6075 Gorgas Rd, Fort Belvoir, VA 22060 +1 (703) 337 - 9023
BB&T Mortgage 223 Mineral Ave, Mineral, VA 23117 +1 (540) 894 - 5411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Middletown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Virginia Beach, VA, Payday Loan Companies in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loans in Arlington, VA, Payday Loans in Ashburn, VA, Payday Loans in Blacksburg, VA, Payday Loans in Burke, VA and Quick Loan in Centreville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Middletown, VA.

Beautiful sights of Middletown, VA

Payday Loans Available in Middletown, VA By The Following ZIP Codes:

22649, 22645

Are Payday Loans Legal In Middletown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Middletown, VA payday loan calculator

What Are Payday Loans in Middletown, Virginia?

Payday loans are a type of short-term loan that you can use to cover unexpected expenses or emergencies. These loans are usually due on your next payday and don’t require a credit check for approval. In Virginia, payday loans are legal, but there are certain regulations that lenders must follow to ensure fair lending practices.

How Payday Loans Work in Middletown, Virginia

Payday loans work by allowing borrowers to borrow small amounts of money, usually up to $500, to cover unexpected expenses or emergencies. In Middletown, Virginia, payday lenders must follow certain regulations, such as only lending up to 25% of a borrower’s gross monthly income.

Borrowers typically provide a post-dated check or authorization for electronic access to their bank account as collateral for the loan. On the due date, the lender will deposit the check or electronically withdraw the funds from the borrower’s account. If there are insufficient funds, the borrower will incur additional fees and, in some cases, legal action.

Benefits of Payday Loans in Middletown, Virginia

  • Quick and easy application process
  • No credit check required
  • Funds can be deposited into your account within hours
  • No restrictions on how you spend the money

Drawbacks of Payday Loans in Middletown, Virginia

  • High interest rates and fees
  • Short repayment terms
  • Potential for continuous borrowing and debt cycle
  • Legal action and additional fees for insufficient funds

Interesting Facts and Statistics about Payday Loans in Middletown, Virginia

  • Approximately 10% of Virginia households have used a payday loan in the past year.
  • The average payday loan borrower in Virginia takes out 10 loans per year.
  • In Virginia, payday lenders charge an average interest rate of 251% for a two-week loan.
  • In 2018, Virginia payday lenders generated $116.5 million in fees alone.

‘Apply Now’ with TheGuaranteedLoans

If you’re considering a payday loan in Middletown, Virginia, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we are not a direct lender and do not make lending decisions. Instead, we facilitate the connection between borrowers and lenders for a smooth and easy application process.

Apply now on our website and get matched with potential lenders who meet your needs. Our secure and easy-to-use platform ensures a quick and hassle-free application process.

Remember, payday loans are a short-term solution to a financial emergency. Before applying, make sure you can repay the loan in full on your next payday to avoid additional fees and potential legal action.

F.A.Q.

Are there any alternatives to payday loans in Middletown, Virginia?

Yes, there are several alternatives to payday loans in Middletown, Virginia, including credit unions, community development financial institutions, and small dollar loans from banks or credit card companies.

Are there any protections for military members in Middletown, Virginia regarding payday loans?

Yes, Virginia law provides additional protections for military members and their dependents regarding payday loans. Lenders are prohibited from making a payday loan to a military member or dependent unless the loan has a written agreement that allows the borrower to terminate the loan without penalty.