Payday Loans in Montpelier, Virginia

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No payday loan companies in Montpelier, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 10233 Governor Harrison Pkwy, Lawrenceville, VA 23868 +1 (434) 848 - 3900
Check First Inc 3361 Western Branch Blvd, Chesapeake, VA 23321 +1 (757) 638 - 3514
Check City 6001 W Broad St, Richmond, VA 23230 +1 (804) 288 - 8081
Atlantic Union Bank 4221 Walney Rd 120, Chantilly, VA 20151 +1 (703) 871 - 7390
Norfolk Payday Loan Solution 6114 E Virginia Beach Blvd, Norfolk, VA 23502 +1 (757) 401 - 4106
Sherelle Anderson 2351 Anderson Hwy, Powhatan, VA 23139 +1 (804) 403 - 2070
MoneyGram 555 Old Franklin Turnpike, Rocky Mount, VA 24151 +1 (540) 482 - 0215
Highlands Community Bank 307 Thacker Ave, Covington, VA 24426 +1 (540) 962 - 2265
Regional Finance 165 Holt Garrison Pkwy Unit 560B, Danville, VA 24540 +1 (434) 441 - 4195
Lendmark Financial Services LLC 4760 Valley View Blvd NW #50, Roanoke, VA 24012 +1 (540) 283 - 9479

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montpelier, VA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loan Companies in Arlington, VA, Payday Loans in Ashburn, VA, Payday Loans in Blacksburg, VA, Payday Loans in Burke, VA, Payday Loan for Centreville, VA and Emergency Loan in Charlottesville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montpelier, VA.

Beautiful sights of Montpelier, VA

Payday Loans Available in Montpelier, VA By The Following ZIP Codes:

23192

Are Payday Loans Legal In Montpelier, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Montpelier, VA payday loan calculator

When unexpected expenses arise and your next paycheck is still far away, payday loans can be a helpful solution. In Montpelier, Virginia, payday loans are legal, providing residents with the ability to get the money they need quickly and easily.

What are payday loans?

Payday loans are a type of short-term loan that is typically due on your next payday. These loans are designed to bridge the gap between paychecks when unexpected expenses arise and can be a helpful solution in a pinch.

How do payday loans work in Montpelier, Virginia?

In Virginia, payday loans are legal and governed by the Virginia Bureau of Financial Institutions. To obtain a payday loan in Montpelier, Virginia, borrowers must provide proof of income and a current bank account.

The lender will then provide the borrower with a loan amount based on their income and other factors. The borrower must repay the loan by their next payday, and the lender may charge an interest rate and fees for the loan.

What are the benefits of payday loans?

Payday loans provide a number of benefits for those in need of quick cash, including:

  • Fast and easy application process
  • No credit check required
  • Flexible repayment terms
  • Ability to get cash quickly

These benefits make payday loans an attractive option for those who need money quickly and have financial emergencies. However, it is important to note that payday loans should only be used as a last resort and borrowers should make sure they can repay the loan in full on their next payday to avoid additional fees and interest.

Interesting facts about payday loans in Montpelier, Virginia

  • According to the Virginia Bureau of Financial Institutions, the average payday loan in Virginia is $385.
  • As of 2021, there are over 1,200 payday loan locations in Virginia.
  • A 2016 study by Pew Charitable Trusts found that in Virginia, the average payday borrower takes out eight loans per year and spends over $600 in fees alone.

Apply now for a payday loan in Montpelier, Virginia

If you need a payday loan in Montpelier, Virginia, TheGuaranteedLoans can help.

We are a connector service, working with a network of lenders to help connect borrowers with the loan they need. Our application process is fast and easy, and borrowers can get connected with a lender in as little as a few minutes.

Simply fill out our online application and provide the required documentation. We will then provide your information to our network of lenders and connect you with a lender that best fits your needs.

Note: We are not a direct lender and do not make credit decisions. We are a connector service, facilitating connections between borrowers and lenders. It is important to read and understand the terms and conditions of any loan offer before accepting.

Conclusion

Payday loans can be a helpful solution for those in need of quick cash in Montpelier, Virginia. However, it is important to use payday loans responsibly and only as a last resort. Borrowers should make sure they can repay the loan in full on their next payday to avoid additional fees and interest.

F.A.Q.

Is there any consumer assistance available for payday loan borrowers in Montpelier, Virginia?

Yes, if you are having difficulty managing or repaying a payday loan in Montpelier, Virginia, there are resources available to help you. You can contact the Virginia State Corporation Commission's Bureau of Financial Institutions for assistance, or seek help from a consumer credit counseling agency. These organizations can provide advice and guidance on managing your debt and avoiding predatory lending practices.

Can a payday lender garnish my wages in Montpelier, Virginia?

Yes, if you default on a payday loan in Montpelier, Virginia, the lender may be able to garnish your wages to recover the outstanding debt. Virginia law allows for wage garnishment of up to 25% of a borrower's disposable income.