Payday Loans in Red Ash, Virginia

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No payday loan companies in Red Ash, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of Botetourt 9, Lloyd Tolley Rd, Natural Bridge Station, VA 24579 +1 (540) 291 - 1881
BB&T 25386 Lankford Hwy, Onley, VA 23418 +1 (757) 789 - 0749
Wells Fargo Bank 101 N Bridge St, Bedford, VA 24523 +1 (540) 586 - 8292
James Barnette - Raymond James 1939 Roland Clarke Pl, Reston, VA 20191 +1 (703) 406 - 8440
ZOOMCASH CONSUMER LOANS s unit a 22630, 480 S Commerce Ave, Front Royal, VA 22630 +1 (540) 631 - 0882
SunTrust 210 E Washington Ave, Vinton, VA 24179 +1 (540) 795 - 6100
BB&T 4033 Lee Jackson Hwy, Greenville, VA 24440 +1 (540) 337 - 4500
Check Into Cash 104 E Midland Trail #150, Lexington, VA 24450 +1 (877) 244 - 8254
Ria Money Transfer 1110 Elden St 106, Herndon, VA 20170 +1 (855) 355 - 2141
Summit Community Bank 195 W Main St, Monterey, VA 24465 +1 (540) 468 - 2020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Red Ash, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sterling, VA, No Credit Check Loans in Suffolk, VA, Quick Loan in Virginia Beach, VA, Payday Loans in Alexandria, VA, Quick Loan in Annandale, VA, Payday Loans in Arlington, VA, Payday Loan for Ashburn, VA and Payday Loans in Blacksburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Red Ash, VA.

Are Payday Loans Legal In Red Ash, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Red Ash, VA payday loan calculator

Payday Loans in Red Ash, Virginia: A Comprehensive Guide

Are you in Red Ash, Virginia and in need of financial assistance to meet your urgent expenses? Have you considered payday loans as an option? Payday loans are a type of short-term loan that can provide you with the immediate funds you need to cover your expenses. However, it’s important to consider the pros and cons of payday loans before making a decision.

In this comprehensive guide, we’ll provide you with all the information you need to know about payday loans in Red Ash, Virginia. We aim to make your decision-making process easy by discussing how payday loans work, their benefits and drawbacks, and how to apply for a payday loan.

How do Payday Loans Work in Red Ash, Virginia?

Payday loans in Red Ash, Virginia are legal, regulated by the Virginia State Corporation Commission. A payday loan is typically a small amount of money lent to you by a lender, usually ranging from $100 to $500. The loan is secured against your next paycheck, meaning you must pay back the loan plus interest and fees from your next paycheck.

To qualify for a payday loan in Red Ash, Virginia, you must be at least 18 years old, have proof of regular income, and have an active bank account. The lender will also perform a credit check to determine your eligibility for the loan.

The Pros and Cons of Payday Loans

While payday loans offer quick access to cash, they come with some disadvantages you should be aware of.

Pros

  • Easy access to cash: Payday loans are quick to process and can provide you with the money you need within a day.
  • No credit check: Payday loan lenders usually don’t perform a credit check, making it easier for those with low credit scores to obtain a loan.
  • Convenient repayment terms: Payday loans are usually repaid on your next payday, making it easy to manage the repayment.

Cons

  • High-interest rates: Payday loan lenders charge high-interest rates and fees, making them an expensive form of borrowing.
  • Risk of debt trap: If you’re unable to repay the loan on your next payday, you may roll over the loan, incurring more fees and interest, resulting in a cycle of debt.
  • Unregulated lenders: While payday loans are regulated by the Virginia State Corporation Commission, some lenders may operate outside of the law, charging exorbitant rates and fees.

How to Apply for a Payday Loan in Red Ash, Virginia

If you’ve decided to apply for a payday loan in Red Ash, Virginia, here’s what you need to do:

  • Gather required documents: You’ll need proof of income, a valid government-issued ID, and an active bank account.
  • Research lenders: Look for licensed lenders in Virginia and compare their rates, fees, and repayment terms.
  • Fill out an online application: Most lenders offer online applications that are quick and easy to complete.
  • Receive funds: If approved, the lender will deposit the funds into your bank account within a day.
  • Repay the loan: On your next payday, the lender will automatically deduct the loan amount plus fees and interest from your bank account.

Interesting Facts and Statistics about Payday Loans in Red Ash, Virginia

  • 1 in 8 adults in Virginia have used payday loans in the past year. (Source: Pew Charitable Trusts)
  • The average payday loan in Virginia is $385. (Source: Virginia State Corporation Commission)
  • Virginia payday lenders charge an annual percentage rate of 601%. (Source: Virginia State Corporation Commission)

Apply Now for a Payday Loan in Red Ash, Virginia

At TheGuaranteedLoans, we are a lending connector service, not a direct lender. We can connect you with potential lenders in Red Ash, Virginia, who can provide you with a payday loan. Our online application is quick and easy to complete. Simply head to our website and fill out the application form, and we’ll take care of the rest.

Remember to borrow only what you need, and ensure you’ll be able to pay back the loan on time. And if you have any questions about payday loans, don’t hesitate to reach out to us. We’re here to help.

F.A.Q.

Can I be sued or have my wages garnished for defaulting on a payday loan in Red Ash, Virginia?

Yes, if you default on a payday loan in Red Ash, Virginia, the lender may pursue legal action against you to recover the outstanding debt. This could include suing you in court and obtaining a judgment against you, which could lead to wage garnishment or other collection actions.

Can a payday lender repossess my property if I default on my loan in Red Ash, Virginia?

No, payday lenders in Red Ash, Virginia are not allowed to repossess property in order to recover a defaulted loan. However, if you have provided a post-dated check as collateral for the loan, the lender may be able to cash the check in order to recover the outstanding debt.