Payday Loans in Wardtown, Virginia

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No payday loan companies in Wardtown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
C&F Finance Co 1313 E Main St 400, Richmond, VA 23219 +1 (855) 602 - 2001
Navy Federal Credit Union 201 Maranto Manor Dr, Winchester, VA 22602 +1 (888) 842 - 6328
Navy Federal Credit Union 15101 Potomac Town Pl Ste 100, Woodbridge, VA 22191 +1 (888) 842 - 6328
Check Into Cash 5394 Kemps River Dr Suite 109, Virginia Beach, VA 23464 +1 (757) 366 - 5166
Woodforest National Bank 164 Camp Creek Pkwy, Gordonsville, VA 22942 +1 (540) 832 - 1792
United Bank 139 N Cameron St, Winchester, VA 22601 +1 (540) 542 - 6130
The Freedom Bank of Virginia 4500 Daly Dr Suite 240, Chantilly, VA 20151 +1 (571) 395 - 4000
Loanmax Title Loans 1112 S Lynnhaven Rd, Virginia Beach, VA 23452 +1 (757) 368 - 0381
Advance America 301 Market Dr N, Emporia, VA 23847 +1 (434) 348 - 9751
Bank of America with Drive-thru ATM 42030 Village Center Plaza, Aldie, VA 20105 +1 (703) 957 - 4171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wardtown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Danville, VA, Payday Loans in Hampton, VA, Payday Loans in Harrisonburg, VA, Payday Loan Companies in Leesburg, VA, Payday Loans in Lynchburg, VA, Payday Loans in Manassas, VA, Payday Loans in McLean, VA and Payday Loan Without a Credit Check in Mechanicsville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wardtown, VA.

Are Payday Loans Legal In Wardtown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Wardtown, VA payday loan calculator

Payday Loans in Wardtown, Virginia

Payday loans are a type of short-term loan that can provide a quick solution for those who need cash urgently. In Wardtown, Virginia, payday loans are legal, however, there are certain regulations in place to protect consumers from predatory lending. In this article, we will explore everything you need to know about payday loans in Wardtown, Virginia, including the application process, regulations, and interesting facts.

What is a payday loan?

A payday loan is a type of short-term loan that typically requires repayment on the borrower’s next payday. These loans are usually small, ranging from a few hundred to a few thousand dollars, and can be used for various purposes such as car repairs, medical bills, or even to cover unexpected expenses. The application process is usually quick and easy, which makes payday loans an attractive option for those who need cash urgently.

Applying for a payday loan in Wardtown

To apply for a payday loan in Wardtown, Virginia, you will need to meet certain requirements. Firstly, you must be at least 18 years old and have a valid form of identification, such as a driver’s license or passport. You will also need to provide proof of income, such as a recent payslip or bank statement. Lastly, you will need to provide a valid phone number and email address so that the lender can contact you.

Once you have gathered all the necessary documents, you can begin the application process. Many lenders in Wardtown, Virginia offer online applications, which can be completed from the comfort of your own home. When completing the application, make sure to read the terms and conditions carefully, as this will give you a clear understanding of the interest rates, fees, and repayment terms.

Regulations for payday loans in Wardtown, Virginia

Although payday loans are legal in Virginia, there are certain regulations in place to protect consumers from predatory lending. Firstly, the maximum loan amount you can borrow in Virginia is $500. The interest rates are also capped at 36%, which means that lenders cannot charge more than 36% interest on the loan. Additionally, Virginia law states that lenders cannot charge excessive fees or penalties for early repayment.

Interesting facts about payday loans in Wardtown, Virginia

  • The average payday loan amount in Virginia is $375
  • There are approximately 800 payday loan stores in Virginia
  • 47% of payday loan borrowers in Virginia are homeowners
  • Payday lending is a $2 billion industry in Virginia

Apply Now

If you are in need of a payday loan in Wardtown, Virginia, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and our service is completely free of charge. However, it is important to remember that we are a connector service, not a direct lender. This means that we simply facilitate the connection between borrowers and lenders, but we do not make any lending decisions or provide any funds directly. If you are approved for a payday loan, the lender will provide you with the funds directly.

Overall, payday loans can be a useful tool for those who need cash urgently. However, it is important to remember to only borrow what you can afford to repay, and to read the terms and conditions carefully before signing any agreements. By doing so, you can make sure that you are making an informed decision and avoiding any potentially harmful lending practices.

F.A.Q.

Are there any limitations on the interest rates or fees that payday lenders can charge in Wardtown, Virginia?

Yes, Virginia law sets limits on the interest rates and fees that payday lenders can charge. The maximum interest rate for a payday loan in Wardtown, Virginia is 36%, and the maximum fee is 20% of the loan amount.

Can I be charged additional fees or interest if I pay off my payday loan early in Wardtown, Virginia?

No, Virginia law prohibits lenders from charging additional fees or interest if a borrower pays off a payday loan early. However, some lenders may charge a fee for early repayment, so it is important to carefully read the terms of your loan agreement before agreeing to any fees.