Payday Loans in Bellingham, Washington

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Payday Loan Companies in Bellingham, WA

Company nameAddressZip codePhone number
Alaska USA Federal Credit Union 2900 Woburn St Ste 101 98226 +1 (800) 525 - 9094
Bank of the Pacific 100 Grand Ave 98225 +1 (360) 734 - 0544
Cash America Pawn 4006 Guide Meridian 98226 +1 (360) 647 - 2171
Cash America Pawn 4006 WA-539 98226 +1 (360) 647 - 2171
Cash Connection Sources 1926 Wildflower Way 98229 +1 (360) 647 - 8587
Checkmate Pawn 3205 Northwest Ave 98225 +1 (360) 647 - 2044
Checkmate Pawn 3205 Northwest Ave STE 12 98225 +1 (360) 647 - 2044
Columbia Bank 211 E Holly St 98225 +1 (360) 671 - 2929
Dylan Langei 3102 Newmarket St 98226 +1 (360) 937 - 0983
First Federal 1270 Barkley Blvd 98226 +1 (360) 714 - 6812
First Federal - Fairhaven District 960 Harris Ave #101 98225 +1 (800) 800 - 1577
First Federal Bellingham Branch 1270 Barkley Blvd 98226 +1 (360) 714 - 6812
Fred Meyer Money Services 1225 W Bakerview Rd 98226 +1 (360) 788 - 2900
Guild Mortgage Company 310 W Magnolia St 101 98225 +1 (360) 746 - 8328
Heritage Bank 265 York St 98225 +1 (360) 734 - 7306
Home Loans - Leena Kirschman 2200 Rimland Dr Ste 110 98226 +1 (360) 510 - 2593
Hyak Financial 2435 Strider Ln 105 98226 +1 (360) 739 - 1079
John Maurer, Movement Mortgage 12 Bellwether Way Suite 110 98225 +1 (360) 223 - 9297
Latitude Financial 1415 13th St 98225 +1 (360) 647 - 1260
Marie Bjornson Team- Fairway Independent Mortgage - Home Loans 112 Prospect St 98225 +1 (360) 676 - 9600
Moneytree 4220 Guide Meridian 98226 +1 (360) 715 - 3500
Moneytree 4220 Meridian St STE 101 98226 +1 (360) 715 - 3500
North Coast Credit Union 1100 Dupont St 98225 +1 (360) 733 - 3982
North Coast Credit Union 3250 Northwest Ave 98225 +1 (360) 647 - 0560
Security First Mortgage Inc 2900 Meridian St 98225 +1 (360) 220 - 7232
Terri Gunderson - HomeBridge Financial Services, Inc. 2219 Rimland Dr 98226 +1 (360) 303 - 5898
Umpqua Bank 3102 Newmarket St 98226 +1 (360) 937 - 0900
WaFd Bank 4110 Meridian St 98226 +1 (360) 734 - 0181
Walmart Vision & Glasses 4420 Meridian St 98226 +1 (360) 647 - 0212
Washington Federal Bank 1100 Lakeway Dr 98229 +1 (360) 671 - 1144
WECU Business Loan Center 3410 Woburn St 98226 +1 (800) 525 - 8703
WECU Fountain 2625 Meridian St 98225 +1 (360) 676 - 1168
WECU Holly 600 E Holly St 98225 +1 (360) 676 - 1168
WECU Home Loan Center 516 E Holly St 98225 +1 (360) 676 - 1168
WECU Sudden Valley 1945 Lake Whatcom Blvd 98229 +1 (360) 676 - 1168
WestEdge Credit Union 2501 James St 98225 +1 (360) 734 - 5790
Whatcom Educational Credit Union 600 E Holly St 98225 +1 (360) 676 - 1168

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bellingham, WA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Bothell, WA, Payday Loans in Bremerton, WA, Payday Loans in Edmonds, WA, Payday Loan for Everett, WA, Payday Loans in Federal Way, WA, Payday Loans in Issaquah, WA, Quick Loan in Kennewick, WA and Payday Loans in Kent, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bellingham, WA.

Beautiful sights of Bellingham, WA

Payday Loans Available in Bellingham, WA By The Following ZIP Codes:

98227, 98226, 98228, 98225, 98229

Are Payday Loans Legal In Bellingham, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Bellingham, WA payday loan calculator

Payday Loans in Bellingham, Washington – Everything You Need to Know

If you are looking for an easy and effective way to get some extra money, payday loans in Bellingham, Washington could be just what you need. Payday loans are an increasingly popular financial solution for those in need of quick cash to bridge them through to the next paycheck. Although payday loans are not the best financial solution, they can be very useful in certain situations. Before applying for a payday loan in Bellingham, it is important to understand what they are, what they entail, and how they work.

What is a Payday Loan?

A payday loan is a type of short-term loan that typically has to be paid back within two to four weeks. This type of loan does not require any form of credit check and is based solely on a borrower’s income. Payday loans in Bellingham can be used for any purpose, including paying bills, purchasing groceries, and more. The primary benefit of a payday loan is that it can provide a borrower with the money they need quickly, usually within 24 to 48 hours of application.

Are Payday Loans Legal in Bellingham?

Yes, payday loans are legal in Bellingham, Washington. In order to legally offer payday loans in Bellingham, lenders must be licensed with the Washington State Department of Financial Institutions. This ensures that lenders are properly regulated and will abide by all applicable laws and regulations.

How Do Payday Loans Work in Bellingham?

Payday loans in Bellingham work similarly to how they do throughout the rest of the country. A borrower applies for a loan, provides their income information, and the lender reviews their application. If the application is approved, the lender will provide the borrower with the funds and set a repayment date. On the repayment date, the borrower must pay back the loan, including any applicable interest and fees.

What are the Requirements for a Payday Loan in Bellingham?

In order to qualify for a payday loan in Bellingham, a borrower must meet the following requirements:

  • Must be 18 years of age or older
  • Must have a valid and current ID
  • Must have an active bank account
  • Must have a steady source of income

What Should I Consider Before Applying for a Payday Loan in Bellingham?

Before applying for a payday loan in Bellingham, it is important to consider the following:

  • The cost of the loan: Payday loans in Bellingham typically come with high interest rates and fees, so it is important to make sure you can afford the loan before taking it out.
  • The repayment terms: Payday loans in Bellingham typically have to be paid back within two to four weeks, so make sure that you are able to pay back the loan on time.
  • Alternatives: Payday loans should only be used as a last resort. Before taking out a loan, make sure to consider other options such as borrowing from family, friends, or your bank.

Can I Apply for a Payday Loan Online in Bellingham?

Yes, you can apply for a payday loan online in Bellingham. The advantage of applying for a loan online is that you can get the money quickly and conveniently. However, it is important to remember to only apply with reputable lenders who are licensed with the Washington State Department of Financial Institutions.

Apply Now

If you are in need of extra money, payday loans in Bellingham could be the answer. TheGuaranteedLoans is not a lender, but we can connect you with a lender who can provide you with the funds you need. All you have to do is fill out our online application, and we will do the rest. Apply now to get the money you need quickly and conveniently.

FAQs

Q: What type of loans does TheGuaranteedLoans offer?

A: TheGuaranteedLoans specializes in payday loans, title loans, and other short-term loans. We are not a lender, but we can connect you with a lender who can provide you with the funds you need.

Q: What is a payday loan?

A: A payday loan is a type of short-term loan that typically has to be paid back within two to four weeks. This type of loan does not require any form of credit check and is based solely on a borrower’s income. Payday loans can be used for any purpose, including paying bills, purchasing groceries, and more.

Q: Are payday loans legal in Bellingham?

A: Yes, payday loans are legal in Bellingham, Washington. In order to legally offer payday loans in Bellingham, lenders must be licensed with the Washington State Department of Financial Institutions.

Q: What are the requirements for a payday loan in Bellingham?

A: In order to qualify for a payday loan in Bellingham, a borrower must meet the following requirements: must be 18 years of age or older, must have a valid and current ID, must have an active bank account, and must have a steady source of income.

More F.A.Q.

Can I renew or rollover my payday loan in Bellingham, Washington?

No, Washington state law prohibits the renewal or rollover of payday loans. Borrowers must fully repay their loan before taking out another payday loan.

Can I be charged interest on my payday loan in Bellingham, Washington?

No, Washington state law prohibits the charging of interest on payday loans.

How Many Cash Advance Companies are in Bellingham, WA?

With the help of our service, you will be able to find 37 cash advance companies in Bellingham, WA

What Cash Advance Companies in Bellingham, WA are the most popular?

You should check Cash America Pawn, Checkmate Pawn, and Moneytree. Also, you can start your application online on our website.