Payday Loans in University Place, Washington

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Payday Loan Companies in University Place, WA

Company nameAddressZip codePhone number
ACU - University Place Branch 4323 Bridgeport Way W 98466 +1 (253) 964 - 3113
BECU credit union 3929 Bridgeport Way W 98466 +1 (800) 233 - 2328
Chase Bank 6305 Bridgeport Way W Ste A 98467 +1 (253) 305 - 5300
Directors Mortgage 3929 Bridgeport Way W Suite 204 98466 +1 (253) 507 - 7269
Shelgren Financial Group 5350 Orchard St W Suite 200 98467 +1 (253) 473 - 0656
U.S. Bank University Place - Safeway - ATM 3842 Bridgeport Way W 98466 +1 (800) 872 - 2657
Umpqua Bank 4704 Bridgeport Way W 98466 +1 (253) 926 - 5965

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in University Place, WA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Vancouver, WA, Payday Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA, Payday Loans in Yakima, WA, No Credit Check Loans in Auburn, WA, Emergency Loan in Bellevue, WA, Payday Loans in Bellingham, WA and Payday Loans in Bothell, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in University Place, WA.

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Payday Loans Available in University Place, WA By The Following ZIP Codes:

98467

Are Payday Loans Legal In University Place, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

University Place, WA payday loan calculator

Advise to read before applying

Payday Loans in University Place, Washington

Are you a resident of University Place, Washington and in need of a short-term loan? Payday loans can be a great option for those who need access to quick cash, with most lenders able to provide same-day funds. In Washington, payday loans are legal, but the lender must have a small loan license. Read on to learn more about payday loans in University Place, Washington.

What is a Payday Loan?

A payday loan is a type of short-term loan that typically comes with a high interest rate. It is intended to provide funds until your next payday, and must be paid back in one lump sum on the due date. The amount of the loan, including fees, must be repaid in full when due, and failure to do so could result in additional fees.

How Can a Payday Loan Help in University Place?

Payday loans can provide you with funds when you’re in a financial pinch and need a short-term loan. Whether you’re faced with an unexpected expense, need to make a purchase, or have fallen behind on bills, a payday loan can help you get back on your feet. In University Place, Washington, payday loans are legal and offer a quick, convenient way to access the funds you need.

What Do I Need to Qualify for a Payday Loan in University Place?

In order to qualify for a payday loan in University Place, Washington, you must meet the following criteria:

  • Must be 18 years of age or older
  • Must be a Washington resident
  • Must have steady income
  • Must have a valid bank account

It is important to note that you must have an active bank account and steady income in order to qualify for a payday loan. The lender will need to verify your bank account details and proof of income.

What Are the Benefits of a Payday Loan in University Place?

There are a number of benefits to taking out a payday loan in University Place, Washington. Some of the main benefits include:

  • Quick access to cash
  • Convenient application and approval process
  • No collateral required
  • No credit check required

Payday loans are a convenient and quick way to access the funds you need. Most lenders can provide same-day funds, and there’s no need to worry about a credit check or providing collateral.

How Much Can I Borrow With a Payday Loan in University Place?

The amount you’re able to borrow with a payday loan in University Place, Washington will depend on your lender, but typically the maximum loan amount is $700. Your loan amount will also depend on your income and ability to repay the loan.

What Are the Terms of a Payday Loan in University Place?

The terms of a payday loan in University Place, Washington will depend on the lender you choose. Most payday loan terms in University Place will include:

  • Loan amounts up to $700
  • Interest rates of around 15-30%
  • Payment due in full on the due date
  • Inability to pay could result in additional fees

It is important to note that the terms of the loan may vary from lender to lender, so it is important to read the agreement carefully before signing.

How Can I Apply for a Payday Loan in University Place?

Applying for a payday loan in University Place, Washington is quick and easy. Most lenders will have an online application process and will be able to provide same-day funds.

At TheGuaranteedLoans.com, we make it easy for you to apply for a loan. All you need to do is fill out the online application and we will connect you with lenders that are able to provide the funds you need. We are not a lender, but we can help you find the right lender for your needs.

F.A.Q.

Are payday loans legal in University Place, Washington?

Yes, payday loans are legal in University Place, Washington, but the lender must have a small loan license.

What do I need to qualify for a payday loan in University Place, Washington?

In order to qualify for a payday loan in University Place, Washington, you must be 18 years of age or older, a Washington resident, have steady income, and have a valid bank account.

How much can I borrow with a payday loan in University Place?

The amount you’re able to borrow with a payday loan in University Place, Washington will depend on your lender, but typically the maximum loan amount is $700.

What are the terms of a payday loan in University Place?

The terms of a payday loan in University Place, Washington will depend on the lender you choose. Most payday loan terms in University Place will include loan amounts up to $700, interest rates of around 15-30%, payment due in full on the due date, and inability to pay could result in additional fees.

How can I apply for a payday loan in University Place?

Applying for a payday loan in University Place, Washington is quick and easy. Most lenders will have an online application process and will be able to provide same-day funds.

At TheGuaranteedLoans.com, we make it easy for you to apply for a loan. Simply fill out the online application and we will connect you with lenders that are able to provide the funds you need. We are not a lender, but we can help you find the right lender for your needs.

Apply Now

If you are a resident of University Place, Washington and in need of a short-term loan, apply now at TheGuaranteedLoans.com. We can help connect you with lenders that are able to provide the funds you need. Remember, we are not a lender and do not provide loans, but we can help you find the right lender for your needs.

More F.A.Q.

Can I renew or rollover my payday loan in University Place, Washington?

No, Washington law prohibits the renewal or rollover of payday loans.

What are the loan repayment terms for payday loans in University Place, Washington?

Payday loans in University Place, Washington must be repaid within a maximum of 45 days.

How Many Cash Advance Companies are in University Place, WA?

With the help of our service, you will be able to find 7 cash advance companies in University Place, WA

What Cash Advance Companies in University Place, WA are the most popular?

You should check ACU - University Place Branch, BECU credit union, and Chase Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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