Payday Loans in Yakima, Washington

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Payday Loan Companies in Yakima, WA

Company nameAddressZip codePhone number
Advance America 2401 W Nob Hill Blvd b 98902 +1 (509) 249 - 4000
Baez & Sons Auto Loans 517 S 12th St 98901 +1 (509) 457 - 7869
Banner Bank 3030 W Nob Hill Blvd 98902 +1 (509) 248 - 7170
Bruce Lyman - Heritage Bank 2205 S 1st St 98903 +1 (509) 834 - 2714
CALCOE Federal Credit Union 1209 N 16th Ave 98902 +1 (509) 248 - 4308
Cash America Pawn 1324 S 1st St 98901 +1 (509) 469 - 3300
Cashmere Valley Bank - Summitview Ave 5800 Summitview Ave 98908 +1 (509) 457 - 7895
Chase Bank 5505 Summitview Ave 98908 +1 (509) 574 - 5505
Ed & Moe's Pawn Shop 308 W Yakima Ave 98902 +1 (888) 611 - 7296
Ed & Moe's Payday Loans 308 W Yakima Ave 98902 +1 (509) 469 - 3790
Evergreen Home Loans Yakima NMLS 1264342 3999 Englewood Ave 202 98902 +1 (509) 594 - 4672
Fairway Independent Mortgage Corporation 5110 Tieton Dr Suite 345, Suite 345 98908 +1 (509) 490 - 3073
Family Title Loans 917 Triple Crown Way 98908
Fast And Easy Payday Loans PO Box 4030 98904 +1 (800) 457 - 9519
Gesa Credit Union 901 Triple Crown Way 98908 +1 (509) 248 - 6942
Gesa Credit Union 1825 S 1st St 98903 +1 (509) 378 - 3100
HAPO Community Credit Union 903 Seattle Slew Run 98908 +1 (509) 453 - 4821
HAPO Community Credit Union - Terrace 3001 Stonewood Ct 98901 +1 (509) 966 - 1068
Heritage Bank 2205 S 1st St 98903 +1 (509) 576 - 0424
HomeStreet Bank and Affinity Lending Center 424 E Yakima Ave 98901 +1 (509) 577 - 9000
Jorgensen Jeffery 1415 Lakeside Ct 100 98902 +1 (509) 457 - 6552
Lower Valley Credit Union 1112 E Nob Hill Blvd 106 98901 +1 (877) 406 - 5828
MONEYTELLER CASA DE CAMBIO 231 S 1st St 104 98901 +1 (509) 452 - 6474
Moneytree 129 S 1st St 98901 +1 (509) 248 - 2222
Moneytree 129 S 1st St Suite B 98901 +1 (509) 248 - 2222
Montana Capital Car Title Loans 720 N 16th Ave 98902 +1 (509) 223 - 2243
Northwest Farm Credit Services 1360 N 16th Ave 98902 +1 (509) 225 - 3200
Prestige Motors Yakima 2318 S 1st St A 98903 +1 (509) 457 - 5000
Solarity Credit Union 171 Iron Horse Ct 98901 +1 (509) 248 - 1720
SuperPawn 1324 S 1st St 98901 +1 (509) 469 - 3300
Umpqua Bank Home Lending 4802 Tieton Dr 98908 +1 (509) 965 - 5150
Valley Gun & Pawn LLC 905 S 1st St 98901 +1 (509) 453 - 1309
Walmart Money Center 6600 W Nob Hill Blvd 98908 +1 (509) 966 - 0478
Washington Federal Bank 4008 Summitview Ave Ste 102 98908 +1 (509) 965 - 0115
WSECU 1400 Lakeside Ct Ste 101 98902 +1 (800) 562 - 0999
Yakima Federal Savings & Loan 3910 Tieton Dr 98902 +1 (509) 965 - 5042
Yakima Federal Savings & Loan Association 3910 Tieton Dr 98902 +1 (509) 965 - 5042
Yakima Gold & Diamond Exchange 4001 Summitview Ave 10 98908 +1 (509) 966 - 3405

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yakima, WA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Auburn, WA, Emergency Loan in Bellevue, WA, 24-Hour Loan in Bellingham, WA, Payday Loans in Bothell, WA, Payday Loans in Bremerton, WA, Payday Loan Companies in Edmonds, WA, Guaranteed Loans in Everett, WA and Same Day Loans in Federal Way, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yakima, WA.

Beautiful sights of Yakima, WA

Payday Loans Available in Yakima, WA By The Following ZIP Codes:

98907, 98902, 98908, 98903, 98904, 98901, 98909

Are Payday Loans Legal In Yakima, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Yakima, WA payday loan calculator

If you are in a financial predicament and need help, there are some options for people to get their short-term cash flow up and running again. You can use a payday loan. They had helped many people return to a stable financial situation, even when they did not have any other way out. Loans like this can help you avoid debt from lenders or bill collectors who may be harassing you for payments on loans or other bills that cannot be paid off as quickly as needed.

There are a number of benefits that can be had by using a payday loan. These loans can be very helpful at the right time, and they are not harmful to your financial situation. They can help you avoid further debt collectors and harassing phone calls, making everything much easier on you and those around you.

The uses for such a loan should be clear enough to anyone considering using one, as there is not much else they are useful for. If you need some quick cash, this might be the way to go. They are easy to use and even easier to pay back once they have been taken out.

How to Find a Good Direct Lender in Yakima, WA Online?

If you do not have any direct lender in Yakima, WA, to turn to, you have found the right article. The first step is, of course, to look at various lenders that offer payday loans in Washington. You can use this guide to help you choose a good lender.

The first thing is to make sure that the lender is reputable by checking their reviews and ratings online and on forums where people complain about lenders and their business practices. You should also ensure that their website is secure and registered with the BBB. You should also research your state laws regarding payday loans, short-term loans, and similar financial instruments.

Many state laws allow payday lenders to operate, but they may differ from lender to lender. If you are going to take out a loan, you should look up the pros and cons of taking out any such loans, how the law functions, and the penalties if you do not pay the loan back.

A good way for people who do not know about these loans and their options is to first check with their state’s economic development department and see if any programs could help them get in contact with useful information. Online lenders, or direct lenders as they are also called, are very different from traditional banks. The main difference is that all of them work online and are not in a physical location. They do not have employees on the payroll but rather rely on online forms to send you money when you need it.

The process starts when you log into their website, fill out your information and make an application for a loan. You will be asked to provide certain financial information, such as your income and other relevant details. When the company gathers and verifies these details, you will be asked if you would like their services.

Once you have agreed to the terms, you are sent to their secure website, where you will be given a loan amount and eligible for the loan. They will also deliver your requested funds when you need them. You should also make sure that this company is registered with the appropriate regulatory agencies in your state of Washington. You can do this before getting a loan or after a few loans have already been taken out at other times.

What are the Requirements for a Payday Loan in Yakima, WA?

While getting a payday loan may be one of the most basic things you can do for yourself when you are in a financial jam, you need to make sure that you meet the requirements that lenders have before agreeing to take out a loan. This will ensure that you have access to all of the money you require.

Some of the most common requirements are:

  • You must be at least 18 years old.
  • You must live in Yakima, WA
  • You must have a valid checking account.
  • You must have a valid credit record: no charge-offs or bankruptcies on your credit reports.
  • You must be employed.
  • Your monthly income must be at least $500 per month.
  • Your monthly expenses are less than 30% of your income.
  • Your total debts [including credit cards, loans, and mortgages] cannot exceed 80% of your monthly income.

Cash Advance Online in Yakima, WA

If you want to learn about Yakima, WA, cash advance online loans, you are in the right place. This type of loan is more flexible and easier to obtain than a traditional loan. For this reason, it has become the choice of many people who find themselves in urgent financial situations.

With this type of loan, there are no credit checks required at all times. The only time your credit score is checked is when you apply for the loan, and even then, there are different ways to bypass this requirement if you cannot meet it. You will not need to go into a bank or look around to get this kind of money either, as it can be gotten quickly and easily through an online lender.

Some of the reasons that people choose to use Yakima, WA cash advance online loans are:

  1. There is no need for collateral.
  2. There is no need to regularly pay a fixed interest rate.
  3. Repayment can be made over time and through an affordable payment scheme.

If you are in the Yakima and looking to get a loan, these are just some of the many perks that you will receive by using this type of loan. Use this information as a guide when choosing a lender or deciding whether or not you want to take out any such loans.

Can I Get a Payday Loan for Bad Credit in Yakima, WA?

It can be difficult to get a loan from anywhere when you have a bad credit score. However, bad credit is not an absolute bar to getting such a loan in Yakima, WA. Many lenders will work with you if your credit score is not that great.

Many people have found out that it is easy to get a payday loan for bad credit when they do the research and take the time to look for lenders that are willing to help them out. This can make all the difference for those who need cash right away but do not want to deal with companies that will hassle them about paying back the money later on. 

You can do many different things to ensure that your credit score is at least close to the level that lenders in Yakima, WA, will accept. You can obtain a copy of your credit report and look over it to ensure nothing major has been missed or written down incorrectly.

You can also ask for a quick credit check online by applying for a loan with a company that offers payday loans for bad credit from the comfort of your own home. This could be more cost-effective than using traditional banks if you need some cash right away because you do not have to pay them for services you do not receive.

24-Hour Payday Loans in Yakima, Washington

If you face money issues and need help, a 24-hour payday loan in Yakima, WA, is perfect for your needs. You can get funds quickly when you need them without worrying about filling out a lot of paperwork or worrying over credit requirements.

You can apply for this type of loan online and get a decision within a few hours. This will save you time and a lot of stress since you will not have to deal with lenders who want to learn all about your finances before giving you the money you need. If the application is approved, the money will be deposited into your bank account within 24-hours.

Can You Get a Payday Loan in Yakima, Washington, Without a Bank Account? 

Many people have found that they don’t need a bank account when taking out a payday loan in Yakima, WA. The companies that offer these kinds of loans are not interested in checking your credit score or looking into your finances before handing over the money to you.

Instead, they will check your bank and credit card account information and ensure that you are approved for the loan.

This allows you to get the same amount of money without putting any effort into it at all. 

FAQ

How Can I Get a Loan in Yakima, Washington?

To get a payday loan in Yakima, Washington, you can apply for such a loan either by mail or online. The lenders who offer loans for this purpose prefer that you apply for the loans online because it is faster and more convenient for them and everyone else involved.
Filling out an application online will give the lender all of the information they need, which can help them decide whether or not to approve your loan application.

Does the Payday Loan Company Go Out and Check My Credit?

No. The lenders who offer payday loans in Yakima, WA, will not check your credit as long as you can provide them with a valid checking account number. If you have bad credit or incomplete credit history, they will check the status of your account when you apply for the loan. After that, they will approve or decline your loan directly based on how much money you are requesting and whether or not it is within what they call their guidelines.

Can I Really Get a Loan from Anywhere in Yakima, Washington?

Yes. This means that you can access cash loans in Yakima, Washington, even if you do not have a checking account or any other type of banking unit at all. Some lenders will approve your application if you can provide them with an email address or phone number to contact you after they review your information to discuss the details of your loan.