Payday Loans in Bremerton, Washington

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Payday Loan Companies in Bremerton, WA

Company nameAddressZip codePhone number
Cash America Pawn 4201 Wheaton Way 98310 +1 (360) 377 - 2429
Dave's Loans & Guns 347 N Callow Ave 98312 +1 (360) 377 - 0391
Gesa Credit Union 5363 Auto Center Way 98312 +1 (888) 628 - 4010
KeyBank 3570 Wheaton Way 98310 +1 (360) 478 - 6134
Kitsap Bank 3425 Wheaton Way 98310 +1 (360) 876 - 7825
Kitsap Bank Loan Office 607 Pacific Ave 98337 +1 (360) 895 - 5810
Kitsap Credit Union 1001 6th St 98337 +1 (360) 662 - 2000
Lendmark Financial Services LLC 4203 Wheaton Way Suite F6 98310 +1 (360) 373 - 2533
Moneytree 4110 Wheaton Way 98310 +1 (360) 479 - 0575
Navy Federal Credit Union 555 Pacific Ave Suite 110 98337 +1 (888) 842 - 6328
Navy Federal Credit Union - ATM 2541 6th St 98312 +1 (888) 842 - 6328
Pawn 1 3262 Wheaton Way 98310 +1 (360) 479 - 1964
WaFd Bank 5265 WA-303 98311 +1 (360) 479 - 4040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bremerton, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Edmonds, WA, Payday Loans in Everett, WA, Payday Loan for Federal Way, WA, Payday Loans in Issaquah, WA, Payday Loan Companies in Kennewick, WA, Payday Loans in Kent, WA, Short-term Loans in Kirkland, WA and Bad Credit Loans in Lacey, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bremerton, WA.

Beautiful sights of Bremerton, WA

Payday Loans Available in Bremerton, WA By The Following ZIP Codes:

98310, 98337, 98312, 98311, 98314

Are Payday Loans Legal In Bremerton, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Bremerton, WA payday loan calculator

The Basics of Payday Loans in Bremerton, Washington

Payday loans are a form of short-term borrowing that can help consumers manage occasional cash shortfalls. They have become increasingly popular in many states, including Washington, and have become a viable option for those in need of quick and easily-accessible financial help. In Bremerton, payday loans are legal, and offer the potential to cover immediate cash needs without having to tap other forms of credit. Here’s a closer look at the basics of payday loans in Bremerton, Washington.

What is a Payday Loan?

A payday loan is a form of unsecured loan that is typically repaid within two to four weeks. Loans are typically taken out using a post-dated check or electronic access to a borrower’s checking account. The loan is generally for a short-term, with the majority of loan amounts ranging from $100 to $500. Payday loans are designed to help bridge cash-flow gaps between the times when a paycheck is received.

Payday Loan Laws in Bremerton, Washington

Payday loans are legal in the state of Washington, as long as lenders have a small loan license from the Department of Financial Institutions (DFI). Some lenders may operate from Washington, while others may operate from other states. Either way, they are subject to the same restrictions and laws.

In Washington, payday loans are subject to a maximum loan amount of $700. Loan terms cannot exceed 45 days, and the maximum finance charge cannot exceed 15 percent of the loan amount. The maximum number of payday loans that can be taken out in Washington is eight per year, per borrower. It’s also important to note that it’s illegal for lenders to threaten, harass or intimidate borrowers.

Payday Loan Benefits

Payday loans offer a variety of benefits. Most notably, they provide quick access to cash, often within 24 hours, which can be a major benefit for those dealing with an unexpected emergency expense. This type of loan also carries less of a risk to the borrower, since they are not tied to collateral like a car or home. Additionally, the short-term nature of payday loans means that the loan amount is usually paid off quickly, rather than having to stretch payments out over a period of months or years.

Payday Loan Considerations

Payday loans offer fast access to cash, but they also come with some drawbacks. One of the drawbacks is that payday loan interest rates can be higher than other types of loans. Also, they are meant to be used as a short-term solution, and if the loan is not paid off promptly, the interest can quickly add up. Lastly, it is important to research the lenders to make sure they are legitimate. Taking out a payday loan with an unlicensed or unscrupulous lender can have serious consequences.

Apply Now

If you’re considering a payday loan in Bremerton, Washington, take the time to do your research. Make sure the lender is licensed with the state of Washington and that they comply with all the laws and regulations. To get started with the application process, complete the online request form on TheGuaranteedLoans. We will connect you with qualified lenders who are ready to help you obtain the financial assistance you need.

Frequently Asked Questions (FAQs)

Q: Are payday loans legal in Washington?

A: Yes, payday loans are legal in the state of Washington. As long as the lender has a small loan license from the DFI, then they are allowed to offer payday loans.

Q: What is the maximum loan amount for a payday loan in Washington?
A: The maximum loan amount for payday loans in Washington is $700.

Q: How long do payday loans typically last?
A: Payday loans are typically due within two to four weeks.

Q: How many payday loans can I take out in Washington?
A: According to Washington state law, you can have up to eight payday loans in a 12-month period.

Q: Are there any risks associated with payday loans?
A: Payday loans can carry higher interest rates than other types of loans, so it’s important to pay them off quickly. Additionally, it is important to be aware of any unlicensed or unscrupulous lenders. Taking out a payday loan with one of these lenders can have serious consequences.

More F.A.Q.

Can I be arrested or have my wages garnished if I default on my payday loan in Bremerton, Washington?

No, Washington state law prohibits the use of criminal action or wage garnishment to collect on defaulted payday loans.

Are there any alternatives to payday loans in Bremerton, Washington?

Yes, there are several alternatives to payday loans in Bremerton, Washington, including small personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations.

How Many Cash Advance Companies are in Bremerton, WA?

With the help of our service, you will be able to find 13 cash advance companies in Bremerton, WA

What Cash Advance Companies in Bremerton, WA are the most popular?

You should check Cash America Pawn, Dave's Loans & Guns, and Gesa Credit Union. Also, you can start your application online on our website.