Payday Loans in Seattle, Washington

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Payday Loan Companies in Seattle, WA

Company nameAddressZip codePhone number
Acme Finance Co Inc 10000 Aurora Ave N 312 98133 +1 (206) 622 - 4400
Alaska USA Federal Credit Union 11100 Roosevelt Way NE 98125 +1 (800) 525 - 9094
Apartment Financial 520 Pike St 1004 98101 +1 (206) 641 - 9020
Asset Based Lending Services 600 University St 1616 98101 +1 (206) 332 - 1791
Aurora Loans 12220 Aurora Ave N A 98133 +1 (206) 365 - 7296
Bank of America Mortgage 1635 Queen Anne Ave N 98109
Bank of America with Drive-thru services 17181 Bothell Way NE 98155 +1 (206) 366 - 0886
Bank of the West 1191 2nd Ave Ste. 120 98101 +1 (206) 613 - 3480
BBVA Compass Loan Production Office LPO 701 5th Ave 7200 98104
Capitol Loans 620 E Pine St 98122 +1 (206) 860 - 0153
Cascade Federal Credit Union 4035 23rd Ave W 98199 +1 (206) 284 - 5156
Cash America Pawn 10421 16th Ave SW 98146 +1 (206) 214 - 0824
Cash America Pawn 12700 Lake City Way NE 98125 +1 (206) 361 - 9010
Cashoninternet.Com 1100 Dexter Ave N 98109 +1 (206) 632 - 1648
CB Credit King Auto Sales 10307 Lake City Way NE 98125 +1 (206) 523 - 8755
Dave's Jewelry and Loan 9646 16th Ave SW 98106 +1 (206) 763 - 1810
Escandar Edgar 1700 Westlake Ave N 702 98109 +1 (206) 352 - 8411
Evergreen Auto Finance 2211 Elliott Ave 200 98121 +1 (206) 504 - 1656
Evergreen Home Loans Northgate NMLS 1120772 9709 3rd Ave NE Suite 115 98115 +1 (206) 440 - 1000
Evergreen Home Loans Seattle NMLS 13336 2265 1st Ave S 98134 +1 (206) 938 - 8900
Express Credit Union 1930 6th Ave S 104 98134 +1 (206) 622 - 1850
Federal Home Loan Bank of Des Moines - Western Office 901 5th Ave 3800 98164 +1 (800) 544 - 3452
First Capital 1420 5th Ave 2200 98101
First Federal 1301 2nd Ave 2601 98101 +1 (800) 800 - 1577
HomeStreet Bank 4022 SW Alaska St 98116 +1 (206) 933 - 3091
HomeStreet Bank and Affinity Lending Center 5001 25th Ave NE 100 98105 +1 (206) 519 - 3000
HomeStreet Bank and Home Loan Center 8200 35th Ave NE 98115 +1 (206) 525 - 2840
HomeStreet Bank Commercial Real Estate 601 Union St 98101 +1 (206) 515 - 2290
HomeStreet Bank Home Loan Center 601 Union St 98101 +1 (206) 389 - 4400
Housing Finance Commission 1000 2nd Ave 2700 98104 +1 (206) 464 - 7139
LibertyX Bitcoin Cashier 13754 Aurora Ave N Suite B 1 98133 +1 (800) 511 - 8940
Loan Service Center 1111 3rd Ave 98101 +1 (206) 340 - 4710
Lu Thi Kim Loan 9416 Delridge Way SW 98106 +1 (206) 388 - 9056
Micro Loans NW 2006 Fairview Ave N 98101 +1 (206) 903 - 1300
Money Mart 9612 17th Ave SW 98106 +1 (206) 767 - 6669
Money Mart 7266 Rainier Ave S 98118 +1 (206) 722 - 2274
Money Mart Seattle 12014 Lake City Way NE 98125 +1 (206) 892 - 3800
Moneylend 2209 Westlake Ave 98121
Moneytree 1400 Madison St 98104 +1 (206) 861 - 1010
Moneytree 10500 Greenwood Ave N 98133 +1 (206) 782 - 2274
Moneytree 1528 3rd Ave 98101 +1 (206) 254 - 0202
Northwest Farm Credit Services 2157 N Northlake Way Ste 120 98103 +1 (206) 691 - 2000
Opportunity Business Loans 74 S Jackson St 98104 +1 (206) 426 - 6661
Pacific Horizon Ventures 500 E Union St 98122 +1 (206) 682 - 1181
Palace Jewelry & Loan 1420 1st Ave 98101 +1 (206) 624 - 7962
Peoples Bank 3300 W McGraw St UNIT 102 98199 +1 (206) 352 - 5960
Pierre Money Mart 11577 Lake City Way NE 98125 +1 (800) 800 - 8553
Premium Lending Inc 8110 Aurora Ave N 98103 +1 (425) 903 - 4903
Qualstar Credit Union - Seattle/SODO Branch 1731 4th Ave S 98134 +1 (800) 848 - 0018
RK Payday Loan Washington Payday Loan in Washington, PAYDAY LOAN WASHINGTON, 2104 1st Avenue South 98134 +1 (866) 971 - 7538
Seattle Credit Union Downtown Branch 722 3rd Ave 98104 +1 (206) 398 - 5500
Seville Designs 8115 Linden Ave N 98103 +1 (206) 715 - 1887
Sound Community Bank Loan Office 3101 E Madison St 98112 +1 (206) 436 - 1488
Trident Funding 2100 Westlake Ave N Suite 101 98109 +1 (206) 721 - 7704
Umpqua Bank 1111 3rd Ave Suite 100 98101 +1 (206) 749 - 7300
Union Bank 1500 NW Market St 98107 +1 (206) 783 - 0300
Verity Credit Union 11027 Meridian Ave N 102 98133 +1 (206) 361 - 5346
WADOT Capital Inc 5413 Meridian Ave N 98103 +1 (206) 362 - 4444
WaFd Bank 4102 California Ave SW 98116 +1 (206) 932 - 6299
Washington Federal Bank 1200 NE 45th St 98105 +1 (206) 632 - 3322
Washington Trust Bank 601 Union St 4747 98101 +1 (206) 667 - 8989
Westwood Mortgage, Inc. 9706 4th Ave NE 205 98115 +1 (206) 526 - 2602

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Seattle, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Spanaway, WA, 24-Hour Loan in Spokane, WA, 24-Hour Loan in Tacoma, WA, Payday Loans in University Place, WA, Payday Loans in Vancouver, WA, Payday Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA and Payday Loans in Yakima, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Seattle, WA.

Beautiful sights of Seattle, WA

Payday Loans Available in Seattle, WA By The Following ZIP Codes:

98144, 98133, 98174, 98145, 98105, 98136, 98104, 98132, 98122, 98115, 98119, 98146, 98158, 98101, 98188, 98118, 98102, 98121, 98116, 98131, 98198, 98199, 98166, 98177, 98148, 98171, 98178, 98184, 98190, 98195, 98125, 98103, 98138, 98106, 98168, 98111, 98140

Are Payday Loans Legal In Seattle, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Seattle, WA payday loan calculator

Payday loans in Seattle, Washington, are a type of loan made by a lender against an individual’s future income. Payday loans are primarily used to cover expenses that are due before payments are received, such as rent. Suppose the borrower decides to repay the loan by paying it back with their next paycheck. In that case, they will have some leftover funds to use at their discretion (the assumptions behind this calculation depend on how much time is allowed between paychecks.

For example, if your salary is only three days long and you are making regular payments on a loan for two months, you would have two months to use the money). Payday loans are not allowed after doing so. In addition, some payday loan companies do not allow the borrower to apply for more than one loan at once.

Payday loans in Seattle, Washington, can be used for many purposes. They can cover immediate expenses such as rent, utilities, and other necessities. Payday loans can also cover a person’s car payments or bills until their next paycheck. It is important to remember that payday loans are not the same thing as a line of credit (loans secured by collateral). Payday loans are not backed by collateral. The borrower can repay the loan with their next paycheck, applying their portion of income toward repaying the loan.

It is also important to remember that some payday loan companies cap the amount of money a borrower may be approved for. Payday loans in Seattle, Washington, can help you if your budget is too tight for unexpected expenses. However, it is important to remember that payday loans are best suited for short-term use and are not intended as permanent solutions to financial problems. If you need cash regularly over a long period, it might be time to consider seeking professional help.

How to Find a Good Direct Lender in Seattle, Washington Online

Many companies in Seattle, Washington, offer direct lender services. A direct lender is a company that does not lend out funds to borrowers. Rather, a direct lender offers borrowers one-on-one personal loans that they can use to cover any expenses they have. Understanding the terms associated with each loan you might offer is important to get the best possible rate and service. Direct lenders are typically better at underwriting than traditional lenders. Since direct lenders don’t lend their funds out to borrowers, they can make more informed decisions about the applicants they are working with. They can better gauge the creditworthiness of a borrower. 

Some direct lenders in Seattle, Washington, do not require that borrowers have good credit or a guarantor or collateral (additional security). Instead, these lenders look for personal qualities such as trustworthiness and reliability when making decisions about lending money. Borrowers may be offered loans for up to $25,000.

Cash Advance Online in Seattle, Washington

Some direct lenders in Seattle, Washington, allow you to apply for cash advance in Seattle, Washington online. This is because direct lenders do not have the overhead costs associated with traditional lending institutions and can operate more efficiently. As a result, they can offer better deals for their customers than banks or other conventional types of lenders. The application process for a direct lender is faster than most other loan providers, and there are no hidden expenses involved when you apply online. The direct lender will have a quick decision for your application and get started with the funds as soon as possible. They will approve you for your loan and issue the cash advance to you online. The direct lender will then send you an email receipt to see that the funds were successfully transferred.

Can I Get a Payday Loan for Bad Credit in Seattle, Washington?

Even with bad credit, you can apply for a payday loan in Seattle, Washington. It is important to understand that not all lenders will provide loans to borrowers with bad credit, but some will. A direct lender in Seattle, Washington, may be able to approve you for a loan even if your credit is less than stellar. You should understand that a payday loan is not the best option available to borrowers with bad credit, but it can help if you find yourself in a bind and need extra cash right away. It would help if you understood that a payday loan is not a long-term solution for anyone with bad credit. That kind of money is not meant to be borrowed for long periods, and you may end up paying more in interest than you pay in principal over the life of the loan.

What Can You Do to Improve Your Credit Score When You Apply for a Payday Loan?

It can help if you understand your credit score before applying for a payday loan. In Seattle, Washington, you can improve your credit score by paying your bills on time. Paying bills on time also allows creditors to build good credit history. It is important to note that a payday loan will not improve your score. However, it can be helpful if you find yourself in a bind and need quick cash. It might be best to make other arrangements, if possible, before applying for a payday loan. If you find yourself in this situation, you should contact the direct lender to see what options are available for helping you out. If you’re one of those in need of some quick cash, why not try a payday loan option? These loans are designed to help people get back on their feet quickly and can be approved within 24 hours!

You’ll need to meet the following requirements:

  1. Be 21 years or older. 
  2. Have a bank account and ID.  The ID needs to have your signature on it.
  3. Be a Washington state resident for at least 90 days. 
  4. Have an active checking account in good standing.
  5. You need to have had your job for at least two months.

24 Hour Payday Loans in Seattle, Washington

Many borrowers prefer direct lenders because they can get a loan much faster than most traditional lenders. Even if you have bad credit in Seattle, Washington, you can still qualify for a payday loan. Direct lenders do not require that you have excellent credit and will often approve borrowers with less-than-stellar credit so long as the lender believes the applicant is a qualified borrower. The direct lien lender will review your application, see that you meet the qualifications above, and immediately decide whether or not they will approve your loan. You can then get your cash as soon as the next business day unless you have a weekend. Typically, it takes about 10 minutes to process and approve an application. This is why direct lenders are so popular among consumers. As a direct lender, you will have the convenience and speed of having the funds you need to quickly get through your next financial emergency in Seattle, Washington.

Can you get a payday loan in Seattle, Washington, without a bank account?

Many consumers do not have a bank account, and they rely on direct lenders to provide them with cash or the option of an advance on their credit card. The direct lender doesn’t mind that you don’t have a bank account because they can still make their loan payments to you after you’ve received the cash advance. As long as your ID looks like it has your name and signature on it, a direct lender can get you money in 24 hours! A direct lender will not ask for any additional information from you other than the information above.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Seattle, Washington?

You can get a $1000 payday loan in Seattle, Washington, with a 24-Hour loan. The maximum amount of money you can borrow is $1000, and the repayment period is only two weeks. The good thing about this type of loan is that it allows you to borrow such a large amount without asking for any collateral or security for the money. It’s generally used by people who need money urgently and can’t wait more than 24 hours to get it.

How can I get a Quick Loan in Seattle, Washington?

If you want to get a Quick Loan in Seattle, Washington, apply online. Many websites on the Internet will help you find a lender in Seattle, Washington, that suits your specific needs. You need to type in “Quick Loans” or “Payday Loans” into an Internet search engine, and lots of results will come out. Then all you need to do is choose a site and fill out the applicable forms.

What is the Easiest Loan in Seattle, Washington, to Get Approved For?

Many people think that getting a loan is very difficult, and it takes a long time to get approved for a loan. However, there are several easy loans that you can apply for in Seattle, Washington, that will get authorized quickly. Some easy loans include a line of credit loans and cash advance loans. A line of credit or second mortgage loan allows you to take out an unsecured loan which means the lender does not require collateral.