Payday Loans in Kirkland, Washington

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Payday Loan Companies in Kirkland, WA

Company nameAddressZip codePhone number
A1 Cash Now - We Pay More 13520 100th Ave NE 98034 +1 (425) 820 - 4653
Alaska USA Federal Credit Union 12519 NE 85th St 98033 +1 (800) 525 - 9094
Check Cash Loans 8373 132nd Ave NE #201 98033 +1 (425) 230 - 3557
Check Into Cash 11420 NE 124th St 98034 +1 (425) 823 - 7720
Civic Financial Services 550 Kirkland Way 404 98033 +1 (425) 385 - 9014
Dan Chapman Team- Fairway Independent Mortgage Corporation MLO70767 4020 Lake Washington Blvd NE 202 98033 +1 (425) 503 - 3209
Eastside Funding 3927 Lake Washington Blvd NE 98033 +1 (425) 230 - 0000
Kidd Jason 11255 Kirkland Way 100 98033 +1 (425) 605 - 5802
Moneytolend Inc 13 Central Way 98033 +1 (425) 827 - 5572
Moneytree 12407 NE 124th St 98034 +1 (425) 820 - 6669
Pacific Finance Group, LLC 8259 122nd Ave NE 98033 +1 (425) 818 - 0138
Rain City Capital 12131 113th Ave NE 201 98034 +1 (425) 434 - 9009
Raulston Jeffrey 11255 Kirkland Way 100 98033 +1 (425) 605 - 3102
Spearin Leigh 11255 Kirkland Way 100 98033 +1 (425) 605 - 3127
Umpqua Bank 230 Main St 98033 +1 (425) 602 - 1274
Umpqua Bank Home Lending 10230 NE Points Dr 530 98033 +1 (425) 893 - 5700
Washington Federal Bank 116 Kirkland Ave 98033 +1 (425) 822 - 6076
Yuppie Pawn Shop Inc 12669 NE 85th St 98033 +1 (425) 823 - 8688

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kirkland, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lacey, WA, Payday Loans in Lake Stevens, WA, Quick Loan in Lakewood, WA, Bad Credit Loans in Longview, WA, Payday Loans in Lynnwood, WA, Bad Credit Loans in Marysville, WA, Quick Loan in Mount Vernon, WA and Payday Loans in Olympia, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kirkland, WA.

Beautiful sights of Kirkland, WA

Payday Loans Available in Kirkland, WA By The Following ZIP Codes:

98034, 98083, 98033

Are Payday Loans Legal In Kirkland, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Kirkland, WA payday loan calculator

Payday Loans in Kirkland, Washington

Are you looking for a short-term loan to cover unexpected expenses in Kirkland, Washington? Payday loans may be a good option for you and can help bridge the gap between paychecks. Payday loans are small, short-term cash advances and are regulated by Washington state laws.

What Is a Payday Loan?

A payday loan is a type of loan that allows people to borrow against their next paycheck. Payday loans are usually relatively small loans, ranging from anywhere between $100 and $1000. They come with high interest rates and fees, and are due on the borrowers’ next payday.

Before taking out a payday loan, it is important to understand that they are short-term loans, and should not be used to cover ongoing expenses or long-term debt. Payday loans should only be used for emergency situations.

Are Payday Loans Legal in Kirkland, Washington?

Yes, payday loans are legal in Kirkland, Washington. Payday loan lenders must have a small loan license, comply with Washington’s payday loan laws, and provide consumers with a written contract outlining the terms, conditions, and fees associated with the loan.

What Are the Benefits of a Payday Loan?

Payday loans offer several benefits, including:

  • Fast access to cash: Payday loans can be approved quickly and provide borrowers with immediate access to cash.
  • Convenience: Payday loans can be done online and do not require extensive paperwork or in-person meetings.
  • Flexible terms: Payday lenders typically offer flexible repayment terms and may allow borrowers to extend their loan if needed.

What Are the Risks of a Payday Loan?

Payday loans do come with some risks and drawbacks:

  • High-interest rates: Payday loans often come with significantly higher interest rates than other types of loans.
  • Short repayment terms: The repayment terms of payday loans are usually much shorter than other loans, usually two weeks or less.
  • Possibility of penalty fees: If borrowers are unable to repay their loan on time, they may incur penalty fees.

How Can I Find a Payday Loan Lender in Kirkland, Washington?

When looking for a payday loan lender in Kirkland, Washington, it is important to make sure the lender is licensed and follows state laws. Consumers can also search for payday loan lenders online and compare rates and fees to find the best loan for their needs. Additionally, it is important to read the loan agreement carefully and make sure you understand the terms and conditions before signing.

Apply Now

At TheGuaranteedLoans, we understand that emergencies happen and money can be tight. If you’re looking for a payday loan in Kirkland, Washington, our service can connect you with lenders who offer competitive rates and flexible terms. Apply now to get started.

Frequently Asked Questions

What is a payday loan?

A payday loan is a type of loan that allows people to borrow against their next paycheck. Payday loans are usually relatively small loans, ranging from anywhere between $100 and $1000. They come with high interest rates and fees, and are due on the borrowers’ next payday.

Are payday loans legal in Kirkland, Washington?

Yes, payday loans are legal in Kirkland, Washington. Payday loan lenders must have a small loan license, comply with Washington’s payday loan laws, and provide consumers with a written contract outlining the terms, conditions, and fees associated with the loan.

What are the benefits of a payday loan?

Payday loans offer several benefits, including fast access to cash, convenience, and flexible repayment terms.

What are the risks of a payday loan?

Payday loans do come with some risks and drawbacks, such as high-interest rates, short repayment terms, and potential penalty fees.

How can I find a payday loan lender in Kirkland, Washington?

When looking for a payday loan lender in Kirkland, Washington, it is important to make sure the lender is licensed and follows state laws. Consumers can also search for payday loan lenders online and compare rates and fees to find the best loan for their needs. Additionally, it is important to read the loan agreement carefully and make sure you understand the terms and conditions before signing.

More F.A.Q.

Can a payday lender in Kirkland, Washington require me to agree to automatic loan renewals or deductions from my bank account as a condition of the loan?

No, Washington state law prohibits payday lenders from requiring borrowers to agree to automatic loan renewals or deductions from their bank account as a condition of the loan.

Can a payday lender in Kirkland, Washington require me to provide access to my bank account or personal information as a condition of the loan?

Yes, payday lenders in Kirkland, Washington may require borrowers to provide access to their bank account or personal information in order to verify their income and ability to repay the loan.

How Many Cash Advance Companies are in Kirkland, WA?

With the help of our service, you will be able to find 18 cash advance companies in Kirkland, WA

What Cash Advance Companies in Kirkland, WA are the most popular?

You should check A1 Cash Now - We Pay More, Alaska USA Federal Credit Union, and Check Cash Loans. Also, you can start your application online on our website.