Payday Loans in Edmonds, Washington

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Payday Loan Companies in Edmonds, WA

Company nameAddressZip codePhone number
Alaska USA Federal Credit Union 23632 Hwy 99 98026 +1 (800) 525 - 9094
Caliber Home Loans 155 3rd Ave S 2 98020 +1 (425) 599 - 2100
Credit Concepts 23632 WA-99 98026 +1 (425) 563 - 6950
Credit Concepts 23632 Hwy 99 V 98026 +1 (425) 563 - 6950
Fairway Independent Mortgage Corporation 525 5th Ave S Suite 101, Suite 101 98020 +1 (206) 948 - 6142
Raymond James Financial Services 533 5th Ave S 98020 +1 (425) 673 - 4677
Union Bank 123 3rd Ave S 98020 +1 (425) 778 - 1255
Washington Federal Bank 229 Main St 98020 +1 (425) 672 - 6701

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edmonds, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Everett, WA, Same Day Loans in Federal Way, WA, Payday Loans in Issaquah, WA, Payday Loans in Kennewick, WA, Payday Loans in Kent, WA, No Credit Check Loans in Kirkland, WA, Payday Loans in Lacey, WA and Payday Loans in Lake Stevens, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edmonds, WA.

Beautiful sights of Edmonds, WA

Payday Loans Available in Edmonds, WA By The Following ZIP Codes:

98026, 98020

Are Payday Loans Legal In Edmonds, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Edmonds, WA payday loan calculator

What is a Payday Loan in Edmonds, Washington?

A payday loan is a small, short-term loan that is typically due on your next payday. In Edmonds, Washington payday loans are legal, provided the lender is licensed to offer such loans within the state. Payday loans are typically for a few hundred dollars and must be paid back by your next payday.

What are the Benefits of Payday Loans in Edmonds, Washington?

Payday loans can be a helpful solution if you are in need of a small, short-term loan. Payday loans may offer the following benefits:

  • Convenience: Payday loans can provide quick access to cash when you need it. A payday loan application can often be processed quickly, allowing you to access the cash you need quickly.
  • Flexibility: Payday loans can often be tailored to your individual needs. Many lenders allow you to select the repayment period that works for you, as well as the amount you need to borrow.
  • Lower Cost: Payday loans are often more affordable than other types of loans, such as credit card cash advances or overdraft fees.

What do I Need to Qualify for a Payday Loan in Edmonds, Washington?

In order to qualify for a payday loan in Edmonds, Washington, you must meet the following criteria:

  • You must be at least 18 years old and a US citizen or permanent resident.
  • You must have a regular source of income.
  • You must have a valid checking account.
  • You must provide proof of identity, such as a driver’s license or state ID.

How to Apply for a Payday Loan in Edmonds, Washington?

Applying for a payday loan in Edmonds, Washington is easy. You can apply online or in person at a lender’s store. To apply online, you will need to provide the following information:

  • Your contact information, including a valid email address and phone number.
  • Your financial information, including income and bank account details.
  • Your personal information, such as your Social Security number and a valid photo ID.

Once you have provided all the required information, the lender will review your application and, if approved, will deposit the loan funds into your bank account.

TheGuaranteedLoans Online Application

At TheGuaranteedLoans, our goal is to make the process of applying for a payday loan in Edmonds, Washington as quick and easy as possible. To apply for a payday loan online through TheGuaranteedLoans, simply fill out the short form on our website and we will connect you with lenders who may be able to provide you with the funds you need. TheGuaranteedLoans is not a lender, but a loan connection service.

FAQs

When is a Payday Loan Due?

A payday loan is typically due on your next payday. The exact due date will be provided to you by your lender.

How Much Can I Borrow with a Payday Loan?

The amount you can borrow with a payday loan will depend on your individual circumstances, as well as the lender’s policies. Typically, payday loans are for a few hundred dollars, but the exact amount will depend on the lender.

How Do I Repay a Payday Loan?

Your lender will provide you with instructions on how to repay your loan. Generally, you will be required to make payments via electronic funds transfer from your bank account.

Apply Now

If you are in need of a payday loan in Edmonds, Washington, TheGuaranteedLoans can help. Our service is free and easy to use, so fill out the short form on our website to get started. We will work to connect you with lenders who may be able to provide you the funds you need. TheGuaranteedLoans is not a lender, but a loan connection service.

More F.A.Q.

Can I be charged late fees on my payday loan in Edmonds, Washington?

No, Washington state law prohibits the charging of late fees on payday loans.

Are there any restrictions on the use of payday loan proceeds in Edmonds, Washington?

No, borrowers are free to use payday loan proceeds for any purpose they choose.

How Many Cash Advance Companies are in Edmonds, WA?

With the help of our service, you will be able to find 8 cash advance companies in Edmonds, WA

What Cash Advance Companies in Edmonds, WA are the most popular?

You should check Credit Concepts, Alaska USA Federal Credit Union, and Caliber Home Loans. Also, you can start your application online on our website.