Payday Loans in Sammamish, Washington

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Payday Loan Companies in Sammamish, WA

Company nameAddressZip codePhone number
BECU credit union 22820 NE 8th St Suite 101 98074 +1 (800) 233 - 2328
KeyBank 719 228th Ave NE 98074 +1 (425) 836 - 2440
Pine Lake Middle School 3200 228th Ave SE 98075 +1 (425) 837 - 5700
Washington Federal Bank 336 228th Ave NE Ste 100 98074 +1 (425) 391 - 5097

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sammamish, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Seattle, WA, 24-Hour Loan in Spanaway, WA, Payday Loans in Spokane, WA, Same Day Loans in Tacoma, WA, Payday Loan Without a Credit Check in University Place, WA, Payday Loan Companies in Vancouver, WA, Payday Loan Without a Credit Check in Walla Walla, WA and 24-Hour Loan in Wenatchee, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sammamish, WA.

Beautiful sights of Sammamish, WA

Payday Loans Available in Sammamish, WA By The Following ZIP Codes:

98075, 98074

Are Payday Loans Legal In Sammamish, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Sammamish, WA payday loan calculator

Payday Loans in Sammamish, Washington

Payday Loans are a popular form of short-term borrowing. Despite being a risky type of loan, it offers individuals with bad credit and limited cash access to a fast and easily obtainable form of credit. Payday lending is legal in Washington, and those seeking a payday loan in Sammamish, Washington have the option to apply online with the help of TheGuaranteedLoans website.

What Is A Payday Loan?

Payday loans are a type of short-term loan that is typically repaid in two weeks or less. Loans are issued in increments of $50-$1000, though the exact amount that can be borrowed will depend upon the lender. The loan is secured by a post-dated check or an authorization to withdraw funds electronically. Interest rates on payday loans are significantly higher than traditional loans, generally ranging from 15%-30%.

Are Payday Loans Legal in Washington?

Payday lending is legal in Washington. The law limits the total amount of fees a lender can charge to 15% of the loan. Borrowers must also be given a 60-day grace period in which they can change their mind and cancel the loan without incurring additional fees or charges. All payday lenders operating in Washington must also be licensed by the Washington State Department of Financial Institutions.

Are Payday Loans Available in Sammamish, Washington?

Yes, payday loans are available in Sammamish, Washington. Those seeking payday loans in Sammamish can apply online with the help of TheGuaranteedLoans website. We are not a lender, but we can connect you with payday lenders willing to provide loans in your area. All lenders must abide by Washington state law.

How Do I Apply for a Payday Loan?

Applying for a payday loan in Sammamish, Washington is easy. You can either apply online with TheGuaranteedLoans website, or you can apply directly with a lender in your area. The process generally takes less than 10 minutes and you’ll receive a decision almost instantly. To complete the process, you’ll need to provide your contact information, income, and banking information. Once your application is approved, you’ll receive your funds in as little as one business day.

F.A.Q.

  • Do I need to provide collateral for a payday loan?
    No, payday loans are unsecured loans, so you do not need to provide collateral.
  • Are payday loans costly?
    Yes, payday loans are much more expensive than traditional loans due to the high interest rates.
  • Can I get a payday loan with bad credit?
    Yes, you can qualify for a payday loan even if you have bad credit.

Apply Now

If you are in need of a loan in Sammamish, Washington, you can apply now with TheGuaranteedLoans website. We are not a lender, but we can connect you with reputable lenders in your area who can provide payday loans. Simply fill out our online application and we will connect you with a lender who can provide the funds you need, quickly and securely. Get started today!

More F.A.Q.

Are there any restrictions on the fees and interest rates that payday lenders can charge in Sammamish, Washington?

Yes, payday lenders in Sammamish, Washington are subject to state regulations that limit the fees and interest rates they can charge. The maximum interest rate for payday loans in Sammamish, Washington is 15% per month, which is equivalent to an annual percentage rate (APR) of 180%.

What should I do if I have trouble repaying a payday loan in Sammamish, Washington?

If you are having trouble repaying a payday loan in Sammamish, Washington, you should contact the lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or extension, or seek assistance from a social service agency or charitable organization. You can also file a complaint with the state's Division of Consumer Services if you feel that the lender has violated state regulations.

How Many Cash Advance Companies are in Sammamish, WA?

With the help of our service, you will be able to find 4 cash advance companies in Sammamish, WA

What Cash Advance Companies in Sammamish, WA are the most popular?

You should check BECU credit union, KeyBank, and Pine Lake Middle School. Also, you can start your application online on our website.