Payday Loans in Richland, Washington

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Payday Loan Companies in Richland, WA

Company nameAddressZip codePhone number
Avea Financial Planning, LLC with Angie Furubotten-LaRosee, CFP Certified Financial Planner Pro 723 The Pkwy 99352 +1 (509) 402 - 2808
Bank of the West 1045 George Washington Way 99352 +1 (509) 946 - 5161
Banner Bank 1221 Jadwin Ave 99352 +1 (509) 946 - 6191
Columbia Bank 139 Gage Blvd 99352 +1 (509) 543 - 1200
Gesa Credit Union 51 W Gage Blvd 99352 +1 (509) 378 - 3100
Gesa Credit Union 2951 Duportail St 99352 +1 (509) 378 - 3100
HAPO Community Credit Union 3034 Duportail St 99352 +1 (509) 943 - 5676
Home Loan Center 1846 Terminal Dr 99354 +1 (509) 943 - 1498
HomeStreet Bank Commercial Banking Office 1305 Fowler St 2c 99352 +1 (509) 222 - 1084
Moneytree 1057 George Washington Way 99352 +1 (509) 943 - 5550
Numerica Credit Union - Richland Branch 3045 Duportail St 99352 +1 (509) 734 - 6900
Umpqua Bank 211 Torbett St 99354 +1 (509) 943 - 4633
Walmart Money Center 2801 Duportail St 99352 +1 (509) 628 - 8420

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richland, WA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Sammamish, WA, Payday Loans in Seattle, WA, Payday Loan Without a Credit Check in Spanaway, WA, Payday Loans in Spokane, WA, Payday Loans in Tacoma, WA, Payday Loans in University Place, WA, Payday Loans in Vancouver, WA and Payday Loans in Walla Walla, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richland, WA.

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Payday Loans Available in Richland, WA By The Following ZIP Codes:

99352

Are Payday Loans Legal In Richland, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Richland, WA payday loan calculator

Advise to read before applying

Payday Loans in Richland, Washington

The state of Washington is one of many that allows payday loans, or small loan lenders, to operate legally within its borders. Richland, Washington is no exception, as payday loans have become a popular option for many people in the city. It is important to know what a payday loan is, how to apply for one, and the regulations that come with it so you can make an informed decision when it comes to using a payday loan in Richland, Washington.

What is a Payday Loan?

A payday loan is a short-term loan, typically for a two-week or one-month period, designed to provide quick cash to borrowers who need it to make ends meet. Payday loans are popular because they are easy to access and have a quick application process. Unlike other forms of loans, such as bank loans and mortgages, you typically do not need good credit to be approved for a payday loan.

How to Apply for a Payday Loan in Richland, Washington

Applying for a payday loan in Richland, Washington is relatively straightforward. All you need to do is visit a local payday loan lender, fill out a loan application, and provide proof of income. The lender will then review your application, and if approved, provide you with the cash you need.

Washington State Regulations for Payday Loans

It is important to note that payday loans are regulated by the State of Washington. This means that you must abide by certain regulations when it comes to taking out a payday loan. For example, in the state of Washington, all payday loan lenders must be licensed and regulated by the state. Additionally, all payday loan lenders must abide by the state’s maximum loan amounts, which are currently $700. Additionally, borrowers must provide a valid bank account and valid ID when applying for a loan.

F.A.Q.

Q: How much money can I borrow with a payday loan?

A: In the state of Washington, the maximum loan amount is currently $700.

Q: How long will it take to receive my loan money?

A: The time it takes to receive your loan money depends on the lender. Typically, the process is relatively quick and you can expect to receive your loan funds within one business day.

Q: Are there any fees associated with a payday loan?

A: Yes, there are some fees associated with taking out a payday loan. These fees vary from lender to lender, so it is important to shop around to compare fees and find the best rate.

Apply Now

If you’re looking for quick cash in Richland, Washington, TheGuaranteedLoans is here to help! We will connect you with lenders who can provide payday loans with competitive rates and fees. Simply fill out an application online, and we will do the rest. Keep in mind, TheGuaranteedLoans is not a lender and does not provide loans directly. We simply connect borrowers with lenders for further action.

More F.A.Q.

What are payday loans and how do they work in Richland, Washington?

Payday loans are short-term loans that are typically due on the borrower's next payday. in Richland, Washington, payday lenders must be licensed by the state and can only lend up to $700 at a time. The loans are typically paid back in full, plus fees and interest, on the borrower's next payday.

How can I find a licensed payday lender in Richland, Washington?

You can find a list of licensed payday lenders in Richland, Washington on the state's Division of Consumer Services website. You can also search for lenders near you using online directories or search engines.

How Many Cash Advance Companies are in Richland, WA?

With the help of our service, you will be able to find 13 cash advance companies in Richland, WA

What Cash Advance Companies in Richland, WA are the most popular?

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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