Payday Loans in Bula, Texas

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No payday loan companies in Bula, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Prestamos Del Rey 901 Sidney Baker St, Kerrville, TX 78028 +1 (830) 792 - 0750
TJD Financial Services 10925 Northwest Fwy, Houston, TX 77092 +1 (713) 750 - 9489
Mission Auto Loans 803 E Expressway 83, Mission, TX 78572 +1 (956) 424 - 1400
Cliff's Check Cashing 2 215 E University Dr Suite 103, McKinney, TX 75069 +1 (972) 542 - 9505
Shamrock Finance 5825 Old Bullard Rd 100, Tyler, TX 75703 +1 (903) 581 - 4175
Jackson Hewitt Tax Service 1410 E Main St, Eastland, TX 76448 +1 (254) 488 - 4169
Borger Federal Credit Union 1051 N Florida St, Borger, TX 79007 +1 (806) 273 - 9506
Extraco Banks Waco: H-E-B 1821 S Valley Mills Dr, Waco, TX 76711 +1 (254) 761 - 2000
Security Finance 2640 34th St, Lubbock, TX 79410 +1 (806) 791 - 3400
Texas Car Title & Payday Loan Services, Inc. 12817 Aldine Westfield Rd, Houston, TX 77039 +1 (281) 227 - 7600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bula, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Denton, TX, Payday Loans in DeSoto, TX, Same Day Loans in Duncanville, TX, Payday Loans in Edinburg, TX, Same Day Loans in El Paso, TX, Payday Loans in Euless, TX, Same Day Loans in Farmers Branch, TX and Payday Loans in Flower Mound, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bula, TX.

Are Payday Loans Legal In Bula, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Bula, TX payday loan calculator

Payday Loans in Bula, Texas

Life can be unpredictable and full of emergencies that require you to spend money you currently don’t have in your bank account. When these situations happen, payday loans can be a helpful solution. For the residents of Bula, Texas, payday loans are legal, and they can help you cover your urgent expenses until your next paycheck. In this article, we’ll discuss everything you need to know about payday loans in Bula, Texas, including how they work, lending laws, interest rates, and where to apply.

How Do Payday Loans Work?

Payday loans, also known as cash advances, are small, short-term loans that you can apply for and receive quickly. The loan amount usually ranges from $100 to $1,000, and it’s designed to help you manage your finances until your next payday. The repayment term is typically two weeks or until your next payday. However, some lenders may offer longer repayment terms.

Lending Laws in Bula, Texas

Payday loans are legal in Texas, including Bula. However, there are strict regulations that lenders must follow to operate legally. For instance, lenders must be licensed by the state, and they must disclose all the loan terms, including the interest rates, fees, and repayment terms. The state also sets the maximum amount that borrowers can borrow, and it’s currently set at $1,000.

Interest Rates and Fees

Payday loans are known for their high-interest rates and fees, mainly because of their short repayment terms and the high risk involved for lenders. In Bula, Texas, payday lenders can legally charge up to 10% of the loan amount as interest. For example, if you borrow $500, you can expect to pay $50 in interest charges.

Aside from the interest rates, payday lenders in Bula can also charge additional fees, such as origination fees, late fees, rollover fees, and prepayment penalties. Therefore, it’s essential to read and understand all the loan terms before accepting the funds.

Where to Apply for Payday Loans in Bula, Texas

If you’re considering applying for a payday loan in Bula, Texas, there are several ways to do so. You can apply in-person at a local payday lending store or use an online payday lending company, such as TheGuaranteedLoans.

TheGuaranteedLoans is a connector service that matches borrowers with potential lenders based on their loan requests. However, we are not a direct lender, and we do not make lending decisions. Instead, we facilitate the connection between borrowers and lenders, and the lender you choose will provide you with the loan.

Applying for a Payday Loan with TheGuaranteedLoans

Applying for a payday loan with TheGuaranteedLoans is easy and straightforward. Here’s what you should do:

  • Visit TheGuaranteedLoans.com and fill out the online application form.
  • Provide all the necessary information, such as your name, email address, phone number, and employment details.
  • Select the loan amount you need and your preferred repayment term.
  • Submit the application, and we’ll match you with potential lenders.
  • If approved, the lender will provide you with the loan, and the funds will be deposited into your bank account within one business day.

Interesting Facts and Statistics About Payday Loans in Bula, Texas

Here are some verified facts and statistics about payday loans in Bula, Texas:

  • As of 2021, there are approximately 3,000 payday lenders in Texas.
  • According to the Texas Office of Consumer Credit Commissioner, Texans borrowed $4.1 billion in payday loans in 2020.
  • The average APR for payday loans in Texas is 400%, which is higher than the national average of 391%.
  • Most payday borrowers in Texas are low-income earners with an average salary of $30,000 per year.
  • Although payday lenders charge high interest rates, they also provide a valuable service for people who need quick cash to deal with emergencies.

Conclusion

Payday loans can be a helpful financial tool for people who need quick cash to cover unexpected expenses. However, it’s essential to understand the loan terms, interest rates, and fees before accepting the funds. If you’re located in Bula, Texas, and you’re considering applying for a payday loan, TheGuaranteedLoans can help you find a lender quickly and efficiently. Remember to borrow only the amount you need, and always have a plan for repayment before accepting the funds.

F.A.Q.

What is the interest rate on payday loans in Bula, Texas?

The interest rate on payday loans in Bula, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Bula, Texas?

To apply for a payday loan in Bula, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.