Payday Loans in Devers, Texas

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No payday loan companies in Devers, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrive Mortgage Texas Lending Partners South Texas 128 Bluebonnet Dr Suite C, La Vernia, TX 78121 +1 (830) 253 - 0096
World Finance 1320 Corsicana Hwy Ste 190, Hillsboro, TX 76645 +1 (254) 582 - 7616
Cash Store 108 US-175 Frontage Rd, Seagoville, TX 75159
Atlas Credit Co., Inc. 104 US-79, Henderson, TX 75652 +1 (903) 655 - 1623
Walmart Money Center 1202 E Broadway St, Cuero, TX 77954
Oportun 5101 Avenue H, Rosenberg, TX 77471 +1 (832) 610 - 3280
Cash Store 2150 FM 2920 Ste 600, Spring, TX 77388
Security Finance 109B E Gonzales St, Seguin, TX 78155 +1 (830) 372 - 0360
Crossroads Bank 406 W Grand Ave, Yoakum, TX 77995 +1 (361) 293 - 3572
Advance America 2166 Texas Pkwy, Missouri City, TX 77489 +1 (281) 499 - 7270

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Devers, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Beaumont, TX, Payday Loan Companies in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Guaranteed Loans in Cedar Hill, TX and Payday Loans in Cedar Park, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Devers, TX.

Payday Loans Available in Devers, TX By The Following ZIP Codes:

77538

Are Payday Loans Legal In Devers, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Devers, TX payday loan calculator

Payday Loans in Devers, Texas: What You Need to Know

Are you experiencing a financial emergency and need some quick cash to cover unexpected expenses? If so, you may be considering a payday loan. While payday loans can be a helpful short-term solution, it’s essential to understand all the facts before taking on debt. In this article, we will go over everything you need to know about payday loans in Devers, Texas, so you can make an informed decision about your financial future.

What Are Payday Loans?

Payday loans are short-term loans designed to provide fast cash to borrowers who may not qualify for a traditional bank loan. These loans are unsecured, meaning they do not require collateral, and typically must be repaid in full on the borrower’s next payday. In Texas, payday loans can range from $100 to $1,500, with a maximum term of 180 days.

How Do Payday Loans Work?

To apply for a payday loan, borrowers must provide proof of income, a valid ID, and an active checking account. The lender will then evaluate the borrower’s ability to repay the loan and determine the loan amount, interest rate, and fees. If the borrower agrees to the terms, they will receive the cash in their account on the same day or the next business day.

When the loan term is up, the borrower must repay the full amount, including interest and fees. If they cannot repay the loan in full, they can roll it over for an additional fee, which will extend the term.

What Are the Pros and Cons of Payday Loans?

Like any financial product, payday loans have advantages and disadvantages. Here are a few things to consider:

Pros:

  • Fast and convenient access to cash
  • No credit check necessary
  • No collateral required

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • May trap borrowers in a cycle of debt

Payday Loans in Devers, Texas: Are They Legal?

Yes, payday loans are legal in Texas. However, the state has regulations in place to protect borrowers from predatory lending practices. For example, lenders must be licensed and must fully disclose all fees and interest rates upfront. Additionally, the state caps the maximum loan amount, fees, and interest rate to prevent lenders from charging excessive rates that could trap borrowers in a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Devers, Texas

  • The average payday loan borrower in Texas takes out eight loans per year.
  • Payday loans are among the most expensive forms of credit, with average APRs ranging from 391% to 521%.
  • 37% of borrowers renew their payday loans six or more times, indicating that many borrowers struggle to repay the loans in full.

Apply Now

If you are considering a payday loan in Devers, Texas, TheGuaranteedLoans can help. Our online service connects borrowers with potential lenders, making it easy to find the right loan for your needs. Fill out our online application today and see if you qualify for a payday loan. Remember, TheGuaranteedLoans is not a direct lender and does not provide loans directly. Instead, we help you connect with potential lenders who may be able to offer you a loan.

Conclusion

Payday loans can be a helpful tool for people facing financial emergencies. However, it’s essential to understand the loan terms, interest rates, and fees before taking on debt. If you are considering a payday loan in Devers, Texas, be sure to do your research and only borrow what you can afford to repay. With the right information and the right lender, a payday loan can help you get back on track financially.

F.A.Q.

Can I extend my payday loan in Devers, Texas?

Yes, you may be able to extend your payday loan in Devers, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in Devers, Texas regulated by the state government?

Yes, payday loans in Devers, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.