Payday Loans in Leroy, Texas

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No payday loan companies in Leroy, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Shamrock Finance 115 N College Ave, Cleveland, TX 77327
Cash Store 301 E W US Hwy 82 Ste D-1, Sherman, TX 75092 +1 (903) 868 - 8983
Simmons Bank 700 North Highway 377, Whitesboro, TX 76273 +1 (903) 564 - 5810
ACE Cash Express 3905 E Belknap St, Haltom City, TX 76111 +1 (817) 831 - 6588
InterBank 210 N Minter Ave, Throckmorton, TX 76483 +1 (940) 849 - 2561
Jackson Hewitt Tax Service 117 Craig St, Kenedy, TX 78119 +1 (830) 557 - 3600
Western Finance 75 N 11th St, Beaumont, TX 77702 +1 (409) 833 - 5956
Raymond James Financial Services 801 Ave F, Levelland, TX 79336 +1 (806) 894 - 5358
ACE Cash Express 1914 E Belt Line Rd, Carrollton, TX 75006 +1 (972) 416 - 2274
Capital Farm Credit 2013 Avenue C, Bay City, TX 77414 +1 (979) 245 - 4828

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leroy, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abilene, TX, Payday Loans in Allen, TX, Payday Loan Without a Credit Check in Amarillo, TX, Payday Loans in Arlington, TX, Payday Loans in Austin, TX, 24-Hour Loan in Baytown, TX, Payday Loans in Beaumont, TX and Payday Loans in Bedford, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leroy, TX.

Payday Loans Available in Leroy, TX By The Following ZIP Codes:

76654

Are Payday Loans Legal In Leroy, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Leroy, TX payday loan calculator

Payday loans have become increasingly popular in the United States over the years. These types of loans are designed to help consumers access quick funds in a pinch, with funds being deposited into their accounts in as little as one business day. Given that payday loans are legal in Texas, this type of borrowing option is also available to consumers looking for relief from unexpected expenses, bills, and other financial emergencies. In this article, we will discuss payday loans in Leroy, Texas, and how they can help you manage your finances in times of crisis.

How Do Payday Loans Work in Leroy, Texas?

A payday loan is essentially a short-term loan that is available to borrowers who need money quickly. These loans typically have a higher interest rate compared to other loan types, but the trade-off is the immediate access to funds. The loan amount is typically small, with amounts ranging from a few hundred dollars to a few thousand dollars, and the total amount borrowed is generally due back in one lump sum payment on the borrower’s next payday.

Payday loans are legal in Leroy, Texas. This means that residents of Leroy can borrow funds from a payday lending company and receive funds within one business day. One thing to keep in mind, however, is that payday loan lenders in Texas are not permitted to charge interest rates above 10% or engage in any practices that are considered predatory lending. Borrowers must also be at least 18 years of age and have an active checking account and a steady source of income to qualify for a payday loan in Leroy or elsewhere in Texas.

Interesting Facts and Statistics About Payday Loans in Leroy, Texas

  • In 2019, the state of Texas reported nearly 30,000 payday loan borrowers per day, which is higher compared to other states in the nation.
  • The average payday loan amount in Texas is $500, with an interest rate of around 660% APR.
  • Payday lending companies in Texas are required to disclose the full terms of their loans, including fees, repayment terms, and applicable interest rates.

Why Do Consumers in Leroy, Texas Opt for Payday Loans?

There are several reasons why consumers in Leroy, Texas opt for payday loans. For one, these loans can provide funds quickly, which is helpful when facing sudden expenses or emergencies. Unlike traditional bank loans, payday loans don’t require extensive paperwork or credit checks to qualify. Borrowers can typically access funds in as little as one business day, making it a convenient option for those who need cash fast.

Another reason consumers in Leroy might turn to payday loans is the flexible repayment terms. With a payday loan, the borrower is typically expected to pay back the loan on their next payday. This means that the borrower won’t have to worry about extending the repayment period, making monthly payments, or observing any other complex repayment terms. Payday loans are a quick and easy option for those who need to cover unexpected expenses or bills.

Apply Now for a Payday Loan in Leroy, Texas

At TheGuaranteedLoans, we understand that life can be unpredictable and sometimes you need access to funds quickly. We offer a simple online application process, ensuring that you can access the funds you need in as little as one business day. Our loan application process is quick, easy, and doesn’t require extensive paperwork, making it the perfect solution for those who need money fast. It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that helps connect you with potential lenders who can provide payday loans in Leroy, Texas. Start your application process today and take the first step in securing funds to meet your financial needs.

In Conclusion

Payday loans can be a valuable tool for consumers looking to access funds quickly in times of crisis or unexpected expenses. With payday loans being legal in Leroy, Texas, residents have a reliable borrowing option when they need cash fast. At TheGuaranteedLoans, we understand that every financial situation is unique, which is why we offer online loan application services that make it easy for you to access funds in as little as one business day. Reach out to us today and start your loan application process to secure the funds you need.

F.A.Q.

Are there any restrictions on how payday loans can be used in Leroy, Texas?

Yes, payday loans in Leroy, Texas can only be used for short-term financial needs and cannot be used to pay off existing loans or credit card debt.

Can I renew or extend my payday loan in Leroy, Texas?

Yes, you may be able to renew or extend your payday loan in Leroy, Texas if you are unable to make the full repayment on the due date. However, this may result in additional fees and interest charges, and should be avoided if possible.