Payday Loans in Anna Maria, Florida

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No payday loan companies in Anna Maria, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
The Check Cashing Store 3718 Tamiami Trail, Port Charlotte, FL 33952 +1 (941) 613 - 1647
Suntrust Bank 4085 Wedgewood Ln, The Villages, FL 32162 +1 (352) 391 - 1680
Suwannee River Federal Credit Union 203 Pinewood Way SW, Live Oak, FL 32064 +1 (386) 362 - 2225
Marquesa Funding & Consulting Corporation. 4097 Tivoli Ct, Lake Worth, FL 33467 +1 (561) 433 - 2776
Physician Loans USA 100 NO PMI Doctor Loan 6321 Daniels Pkwy, Fort Myers, FL 33912 +1 (216) 716 - 2656
Mintco Financial 3903 Northdale Blvd 100E, Tampa, FL 33624 +1 (813) 964 - 7100
Seacoast Bank 1110 Roseland Rd, Sebastian, FL 32958 +1 (772) 581 - 1341
Marine Bank & Trust Co 571 Beachland Blvd, Vero Beach, FL 32963 +1 (772) 231 - 6611
Check 'n Go 27415 S Dixie Hwy #19, Homestead, FL 33032 +1 (305) 247 - 2960
Glades Pawn 7423 US-27, Sebring, FL 33875 +1 (863) 471 - 1234

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Anna Maria, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Panama City, FL, No Credit Check Loans in Pembroke Pines, FL, Bad Credit Loans in Pensacola, FL, Online Loans in Pinellas Park, FL, Bad Credit Loans in Plant City, FL, Payday Loans in Pompano Beach, FL, Payday Loan Companies in Port Charlotte, FL and Payday Loans in Port Orange, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Anna Maria, FL.

Beautiful sights of Anna Maria, FL

Payday Loans Available in Anna Maria, FL By The Following ZIP Codes:

34216

Are Payday Loans Legal In Anna Maria, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Anna Maria, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Anna Maria, FL payday loan calculator

The Basics of Payday Loans in Anna Maria, Florida

Payday loans are an option for those who need access to quick cash. In Anna Maria, Florida, payday loans are legal. They are short-term loans that typically must be paid back by the borrower’s next payday. The loans may have high interest rates, making them a high-cost borrowing option. However, they can be a useful solution for individuals with no credit or bad credit who need quick cash for an emergency expense.

How do payday loans work in Anna Maria, Florida?

When you apply for a payday loan in Anna Maria, Florida, you will typically need to provide proof of income, such as a pay stub or bank statement, and a valid form of identification. The lender may also need additional information, such as your social security number and address. Once you are approved for the loan, you can typically receive cash or have the funds deposited directly into your bank account. You will then have to pay back the loan plus interest by your next payday.

The Pros and Cons of Payday Loans

There are advantages and disadvantages to payday loans in Anna Maria, Florida. Here are some of the main benefits and drawbacks:

  • Pros: Easy to qualify; quick access to cash; can be a solution for those with bad credit or no credit history.
  • Cons: High interest rates; fees and penalties for missed payments; may lead to a cycle of debt; not a long-term solution for financial problems.

Important Factors to Consider

Before you apply for a payday loan in Anna Maria, Florida, there are several factors to consider:

  • Repayment terms: Make sure you understand the terms of the loan and when you will need to repay it. Keep in mind that high interest rates could make it difficult to pay off the loan on time.
  • Fees and penalties: Make sure you understand the fees and penalties associated with the loan. This can include late fees, prepayment penalties, and other charges.
  • Alternatives: If possible, consider other options, such as borrowing from friends or family, using a credit card, or taking out a personal loan from a traditional lender.

Interesting Facts about Payday Loans in Anna Maria, Florida

Did you know that the average payday loan borrower takes out eight loans per year? According to the Center for Responsible Lending, payday loans typically carry an interest rate of 400% or more. In 2017, the Florida legislature passed a law that limited the amount borrowers could take out and increased the length of time they had to pay back the loans.

Apply Now

If you need access to quick cash and are considering a payday loan in Anna Maria, Florida, TheGuaranteedLoans can help. We are a connection service that will match you with potential lenders based on your unique financial needs. Keep in mind that we are not a direct lender, but rather a facilitating service that can save you time and effort in the loan application process. You can apply now by filling out the application form on our website.

Conclusion

Payday loans can be a useful solution for those who need quick access to cash. However, they come with high interest rates and fees that can make them a costly choice. Before applying for a payday loan in Anna Maria, Florida, make sure you understand the terms and conditions of the loan and evaluate whether it is the best option for your financial situation. If you do decide to apply, TheGuaranteedLoans can help connect you with potential lenders and simplify the loan application process.

F.A.Q.

How much can I borrow with a payday loan in Anna Maria, Florida?

The maximum amount that can be borrowed with a payday loan in Anna Maria, Florida is $500. However, some lenders may offer higher loan amounts to borrowers who meet certain eligibility criteria.

How long do I have to repay a payday loan in Anna Maria, Florida?

The repayment term for payday loans in Anna Maria, Florida is typically between two and four weeks. However, some lenders may offer longer repayment terms to borrowers who qualify.