Payday Loans in Zellwood, Florida

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No payday loan companies in Zellwood, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Rapid Cash 3090 Aloma Ave #130, Winter Park, FL 32792 +1 (407) 629 - 0001
Thrivent Financial-Lutherans 501 Wexford Dr, Venice, FL 34293 +1 (941) 496 - 7720
MoneyGram 726 SE US Hwy 19, Crystal River, FL 34429 +1 (352) 795 - 8914
Cash Advance 875 Mason Ave, Daytona Beach, FL 32114 +1 (386) 401 - 0264
Third Federal Savings & Loan 5030 S Cleveland Ave, Fort Myers, FL 33907 +1 (239) 931 - 3338
IBERIABANK 4670 Summerlin Rd, Fort Myers, FL 33919 +1 (239) 985 - 2660
Sunshine Payday Loans 9 N Luther Ave, Arcadia, FL 34266 +1 (863) 993 - 2200
Trustmark 799 E John Sims Pkwy E, Niceville, FL 32578 +1 (850) 729 - 2265
Lenders Loan Capital 1926 10th Ave N 304b, Lake Worth, FL 33461 +1 (855) 948 - 1488
Dodge's Money Center 12961 W Colonial Dr B, Winter Garden, FL 34787 +1 (407) 877 - 6548

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Zellwood, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Palm Bay, FL, Payday Loan for Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Payday Loan Companies in Palm Harbor, FL, Payday Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL, 24-Hour Loan in Pensacola, FL and Payday Loan Without a Credit Check in Pinellas Park, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Zellwood, FL.

Beautiful sights of Zellwood, FL

Payday Loans Available in Zellwood, FL By The Following ZIP Codes:

32798

Are Payday Loans Legal In Zellwood, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Zellwood, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Zellwood, FL payday loan calculator

When unexpected expenses arise, payday loans can be a viable option to help make ends meet. In Zellwood, Florida, payday loans are legal. However, it’s important to know the ins and outs of these loans before applying. This article dives into the details of payday loans in Zellwood, Florida.

What are payday loans and how do they work?

A payday loan is a small, short-term loan intended to cover a borrower’s expenses until their next payday. These loans typically range from $100 to $500 and are typically repaid in full on the borrower’s next payday.

In Zellwood, Florida, payday loan lenders are regulated by the Florida Office of Financial Regulation. Lenders must be licensed and conform to the regulations and laws set forth by the state.

The application process for a payday loan is typically straightforward and can be completed online or in-person. Borrowers provide proof of income, such as a pay stub, and a post-dated check or electronic debit authorization is given to the lender. In Florida, the maximum loan term is 31 days, and lenders may charge a maximum of 10% interest and a $5 verification fee.

Pros and cons of payday loans

  • Quick access to funds: Payday loans can be a quick solution for those in need of immediate funds.
  • No credit check required: Payday loan lenders typically do not require a credit check, making them accessible to individuals with poor credit.
  • High interest rates: Payday loans often come with high interest rates and fees, making them expensive to repay.
  • Risk of debt cycle: If a borrower is unable to repay the loan on time, they may be subject to additional fees and interest and may find themselves trapped in a cycle of debt.

Interesting facts about payday loans in Zellwood, Florida

  • Florida has some of the highest payday loan interest rates in the nation, with an average APR of 304%.
  • In 2019, Florida payday lenders issued over 7.7 million loans, totaling more than $3.1 billion.

Apply Now

At TheGuaranteedLoans, we understand the importance of finding the right lender for your financial needs. As a connector service, we work with a network of reputable lenders to match borrowers with the right loan option.

To begin the process, simply fill out our online application form. We’ll take care of the rest, connecting you with potential lenders who may be able to offer you the funds you need. Remember, applying for a payday loan is a serious decision. Make sure to carefully consider your options and only borrow what you can afford to repay.

Disclaimer: TheGuaranteedLoans is not a lender and does not make lending decisions. We are a connecting service and do not endorse any particular lender. We cannot guarantee loan approval or the terms and conditions of any loan.

F.A.Q.

Can I extend or renew my payday loan in Zellwood, Florida?

No, in Zellwood, Florida, payday loans cannot be extended or renewed. Borrowers are required to repay the full loan amount, plus interest and fees, by the agreed upon due date.

Are there any fees associated with payday loans in Zellwood, Florida?

Yes, payday lenders in Zellwood, Florida are allowed to charge a verification fee of up to $5, as well as a processing fee of up to 10% of the loan amount.