Payday Loans in Chandlersville, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Chandlersville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 1509 Main St, Genoa, OH 43430 +1 (419) 855 - 8346
ATM Key Bank 58 S Maple St, Orwell, OH 44076
Fifth Third Bank & ATM 1235 N 21st St, Newark, OH 43055 +1 (740) 366 - 3330
Huntington Bank 340 E Main St, Russells Point, OH 43348 +1 (937) 843 - 2309
Eagle Loan 760 NW Washington Blvd, Hamilton, OH 45013 +1 (513) 273 - 9040
Woodforest National Bank 23605 Airport Rd, Coshocton, OH 43812 +1 (740) 295 - 0936
National Cash Advance 147 Wooster Road North #125, Barberton, OH 44203 +1 (330) 753 - 3310
U.S. Bank ATM - Sardinia 102 Winchester St, Sardinia, OH 45171 +1 (800) 872 - 2657
CheckSmart 1571 W Galbraith Rd, Cincinnati, OH 45231 +1 (513) 931 - 7300
First American Loans 61600 Southgate Road, Suite 106-F, Cambridge, OH 43725 +1 (740) 435 - 3445

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chandlersville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Strongsville, OH, Payday Loan for Toledo, OH, Payday Loan for Warren, OH, Quick Loan in West Chester, OH, Emergency Loan in Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH and Payday Loans in Akron, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chandlersville, OH.

Payday Loans Available in Chandlersville, OH By The Following ZIP Codes:

43727

Are Payday Loans Legal In Chandlersville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Chandlersville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Chandlersville, Ohio. There's a default limit of $1,000 in Chandlersville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Chandlersville, OH payday loan calculator

Payday loans are an option for those who need quick cash to pay for unexpected expenses. In Ohio, payday loans are legal, although there are some restrictions set by the state. In this article, we’ll focus on the payday loan options available to the residents of Chandlersville, Ohio.

How Payday Loans Work in Ohio

A payday loan is a short-term loan that typically needs to be repaid within two weeks. However, in some states, the repayment period can extend to an entire year! In Ohio, payday loans come at a lower cost compared to other states, but they still can come with high fees and interest rates.

Ohio has some restrictions on payday loan terms which lenders must adhere to. For example, the loan amount cannot exceed $1,000, and the annual percentage rate (APR) can’t be higher than 28%. However, these rates can still be high, which is why borrowers should carefully consider their options before taking out a payday loan.

Payday Loans in Chandlersville, Ohio

Chandlersville, Ohio residents can apply for payday loans in person or online. There are several payday lenders in the area, although it may be more convenient to apply online. Applying for payday loans online allows you to compare rates and terms from multiple lenders before making a decision.

Applying for a Payday Loan in Chandlersville, Ohio

  • Gather necessary documents like proof of income and a valid government-issued ID.
  • Select a lender and fill out their application form.
  • Wait for the lender to approve your application. Approval can be instant or take a few days.
  • If approved, review the loan agreement and sign it.
  • Receive the loan funds via direct deposit or cash if you apply in person.

It’s important to remember that payday loans come with high fees and interest rates. Borrowers should only consider a payday loan if there are no other options available and if they think they can repay the loan on time.

Interesting Payday Loan Statistics in Ohio

  • The average payday loan amount in Ohio is $325
  • 66% of Ohio payday loan borrowers have an income less than $30,000
  • 12% of Ohioans have taken out a payday loan in the past five years
  • The average APR for Ohio payday loans is 591%

These statistics show that payday loans can be a popular option for those with lower incomes, but they come with high interest rates.

Apply Now

If you’re a Chandlersville, Ohio resident in need of a payday loan, TheGuaranteedLoans is here to help. We connect you with potential lenders in your area, taking the guesswork out of finding a reputable lender.

Our online application is easy to fill out, and you can receive a decision within minutes. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We’ll facilitate your connection with potential lenders so that you can choose the best option for you.

Conclusion

Payday loans can be a helpful option for those in need of quick cash, but they come with high fees and interest rates. Chandlersville, Ohio residents have several payday loan options in the area, but it may be more convenient to apply online. Remember to carefully consider your options before taking out a payday loan, and only consider it if there are no other options available.

F.A.Q.

How do I apply for a payday loan in Chandlersville, Ohio?

To apply for a payday loan in Chandlersville, Ohio, you must be at least 18 years old and have a valid ID, proof of income, and a bank account. You can apply online, by phone, or in person at a payday lending store.

How much can I borrow with a payday loan in Chandlersville, Ohio?

The maximum amount that you can borrow with a payday loan in Chandlersville, Ohio is $1,000. However, the actual amount that you can borrow will depend on your income and the lender's lending policies.