| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Hocking Valley Bank | 2511 Cemetery St | 45723 | +1 (740) 667 - 6000 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Coolville, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lancaster, OH, Payday Loans in Lima, OH, Payday Loans in Lorain, OH, Payday Loans in Mansfield, OH, Payday Loan Companies in Marion, OH, Online Loans in Mason, OH, 24-Hour Loan in Massillon, OH and Payday Loan Companies in Mentor, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coolville, OH.
Advise to read before applying
Beautiful sights of Coolville, OH
Payday Loans Available in Coolville, OH By The Following ZIP Codes:
45723
Are Payday Loans Legal In Coolville, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Coolville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Coolville, Ohio. There's a default limit of $1,000 in Coolville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Coolville, OH payday loan calculator
F.A.Q.
Can I rollover or renew a payday loan in Coolville, Ohio if I cannot repay it on time?
No, you cannot rollover or renew a payday loan in Coolville, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.
Are there any restrictions on where payday loans can be taken out in Coolville, Ohio?
Yes, there are restrictions on where payday loans can be taken out in Coolville, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.
How Many Cash Advance Companies are in Coolville, OH?
With the help of our service, you will be able to find 1 cash advance companies in Coolville, OH
What Cash Advance Companies in Coolville, OH are the most popular?
You should check Hocking Valley Bank. Also, you can start your application online on our website.