Payday Loans in Hockingport, Ohio

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No payday loan companies in Hockingport, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
AgCredit 735A US Highway 20 E, Norwalk, OH 44857 +1 (419) 663 - 4020
Third Federal Savings & Loan 7339 Mentor Ave, Mentor, OH 44060 +1 (440) 946 - 9040
Raymond James Financial Services 1600 N Barron St, Eaton, OH 45320 +1 (937) 456 - 7776
Somerville Bank 5200 College Corner Pike, Oxford, OH 45056 +1 (513) 523 - 4310
U.S. Bank Branch 266 Xenia Ave, Yellow Springs, OH 45387 +1 (937) 767 - 6620
Fairway Independent Mortgage Corporation 5577 Monroe St A, Sylvania, OH 43560 +1 (419) 481 - 8696
KeyBank 1360 Michigan Ave, Waterville, OH 43566 +1 (419) 878 - 8282
United States Postal Service 216 Marion St, Green Camp, OH 43322 +1 (800) 275 - 8777
Fifth Third Bank & ATM 513 E Market St, Tiffin, OH 44883 +1 (419) 447 - 8018
CashMax Ohio 406 Beall Ave, Wooster, OH 44691 +1 (330) 262 - 2222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hockingport, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Middletown, OH, Payday Loans in Newark, OH, Payday Loans in North Olmsted, OH, Payday Loans in North Ridgeville, OH, 24-Hour Loan in North Royalton, OH, No Credit Check Loans in Reynoldsburg, OH, Payday Loans in Springfield, OH and Payday Loans in Stow, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hockingport, OH.

Beautiful sights of Hockingport, OH

Payday Loans Available in Hockingport, OH By The Following ZIP Codes:

45739

Are Payday Loans Legal In Hockingport, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Hockingport, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Hockingport, Ohio. There's a default limit of $1,000 in Hockingport, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Hockingport, OH payday loan calculator

Payday Loans in Hockingport, Ohio: A Comprehensive Guide

Payday loans can be a useful tool to help you get through a rough financial patch. If you’re in Hockingport, Ohio, you may be wondering about your options. The good news is that payday loans are legal in Ohio, and they are often available at a low cost. In this article, we’ll explore everything you need to know about payday loans in Hockingport, Ohio, including how they work, the laws surrounding them, and where you can apply for one.

What are Payday Loans?

Payday loans are short-term loans that are designed to help you cover your expenses until your next paycheck arrives. These loans are typically for small amounts, usually between $100 and $1,000, and they have a high interest rate. In most cases, payday loans are due to be repaid within two weeks, although the terms can vary depending on the lender and the specific terms of the loan.

How do Payday Loans Work?

To apply for a payday loan in Hockingport, Ohio, you’ll need to provide some basic information about yourself and your financial situation. This may include your name, address, employment status, and income. You’ll also need to provide your bank account information so that the lender can deposit the funds directly into your account.

If you’re approved for the loan, the lender will typically deposit the funds into your account within one business day. On the due date, the lender will automatically withdraw the funds from your account, along with the interest and any fees associated with the loan.

What are the Laws Surrounding Payday Loans in Ohio?

Payday loans are legal in Ohio, but there are some restrictions to protect borrowers. For example, lenders are required to cap the interest rate on payday loans at 28% APR. They are also required to provide borrowers with a 24-hour cooling-off period, during which they can cancel the loan without penalty.

In addition, Ohio has created a database to track payday loans. This ensures that lenders are not issuing loans that exceed the legal limit or that borrowers are not taking out multiple loans at the same time, which can lead to a cycle of debt.

Where Can You Apply for a Payday Loan in Hockingport?

If you’re interested in applying for a payday loan in Hockingport, Ohio, there are several lenders to choose from. Some of the most popular lenders include:

  • Advance America
  • CashNetUSA
  • Check `n Go
  • Check Into Cash
  • TheGuaranteedLoans (as a connector service to other lenders)

It’s important to note that payday loans are not a long-term solution for financial problems. If you find yourself struggling to make ends meet, it may be a good idea to explore other options, such as working with a credit counselor or applying for a personal loan.

Interesting Facts and Statistics about Payday Loans in Hockingport, Ohio

  • Ohio has some of the strictest payday loan laws in the country.
  • In Ohio, payday loans are capped at a maximum of $1,000 and a term of no more than 6 months.
  • Approximately 1 million Ohioans have taken out a payday loan in the last five years.
  • The average interest rate on a payday loan in Ohio is 591% APR.

Apply Now for a Payday Loan in Hockingport, Ohio

Are you in need of a payday loan in Hockingport, Ohio? If so, TheGuaranteedLoans can help. We are a connector service that can help you connect with potential lenders quickly and easily. Our application process is fast and easy, and you can expect to receive a decision within minutes. Apply now for a payday loan in Hockingport, Ohio, and get the money you need to make ends meet.

Note: TheGuaranteedLoans is not a direct lender. We are a connector service that works with a network of trusted lenders to help our customers find the loan that is right for them. We do not charge any fees for our services, and we are committed to providing our customers with the best possible experience.

F.A.Q.

How do I repay a payday loan in Hockingport, Ohio?

You can repay a payday loan in Hockingport, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.

What if I cannot repay a payday loan in Hockingport, Ohio on time?

If you cannot repay a payday loan in Hockingport, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.