| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Chase Bank | 123 N Main St | 44657 | +1 (330) 868 - 4131 |
| Consumers National Bank - Minerva | 614 E Lincolnway | 44657 | +1 (330) 341 - 8741 |
| Huntington Bank | 622 E Lincolnway | 44657 | +1 (330) 868 - 6428 |
| Huntington Mortgage Group | 616 E 1st St | 44657 | |
| Minerva Area Federal Credit Union | 3570 Union Ave SE | 44657 | +1 (330) 868 - 7080 |
| VRS Hometown Loans | 1170 Alliance Rd NW | 44657 | +1 (330) 868 - 0886 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Minerva, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Lakewood, OH, Online Loans in Lancaster, OH, Short-term Loans in Lima, OH, Bad Credit Loans in Lorain, OH, Payday Loan Companies in Mansfield, OH, Payday Loans in Marion, OH, Same Day Loans in Mason, OH and Payday Loans in Massillon, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Minerva, OH.
Advise to read before applying
Beautiful sights of Minerva, OH
Payday Loans Available in Minerva, OH By The Following ZIP Codes:
44657
Are Payday Loans Legal In Minerva, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Minerva, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Minerva, Ohio. There's a default limit of $1,000 in Minerva, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Minerva, OH payday loan calculator
F.A.Q.
What happens if I cannot repay my payday loan in Minerva, Ohio?
If you cannot repay your payday loan in Minerva, Ohio, you may be subject to late fees, collection efforts, and legal action. It is important to contact your lender as soon as possible to discuss your options and avoid defaulting on your loan.
Can I get a payday loan in Minerva, Ohio if I have filed for bankruptcy?
Yes, you can still get a payday loan in Minerva, Ohio if you have filed for bankruptcy, as long as you can provide proof of income and meet the lender's other requirements.
How Many Cash Advance Companies are in Minerva, OH?
With the help of our service, you will be able to find 6 cash advance companies in Minerva, OH
What Cash Advance Companies in Minerva, OH are the most popular?
You should check Chase Bank, Consumers National Bank - Minerva, and Huntington Bank. Also, you can start your application online on our website.