| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Chemical Bank | 10416 Main St | 44442 | +1 (330) 314 - 1390 |
| Huntington Bank | 10409 Main St | 44442 | +1 (330) 747 - 6689 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in New Middletown, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Hilliard, OH, Payday Loans in Lakewood, OH, Payday Loan for Lancaster, OH, Payday Loans in Lima, OH, 24-Hour Loan in Lorain, OH, Payday Loans in Mansfield, OH, Payday Loans in Marion, OH and Payday Loans in Mason, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Middletown, OH.
Advise to read before applying
Beautiful sights of New Middletown, OH
Payday Loans Available in New Middletown, OH By The Following ZIP Codes:
44442
Are Payday Loans Legal In New Middletown, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in New Middletown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in New Middletown, Ohio. There's a default limit of $1,000 in New Middletown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
New Middletown, OH payday loan calculator
F.A.Q.
Can I be charged a higher interest rate or fee if I have bad credit or no credit history in New Middletown, Ohio?
No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in New Middletown, Ohio. The maximum interest rate and fee that can be charged on payday loans in New Middletown, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.
Are there any alternatives to payday loans in New Middletown, Ohio?
Yes, there are alternatives to payday loans in New Middletown, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.
How Many Cash Advance Companies are in New Middletown, OH?
With the help of our service, you will be able to find 2 cash advance companies in New Middletown, OH
What Cash Advance Companies in New Middletown, OH are the most popular?
You should check Chemical Bank and Huntington Bank. Also, you can start your application online on our website.