Payday Loans in Spencerville, Ohio

Payday Loan Companies in Spencerville, OH

Company nameAddressZip codePhone number
Huntington Bank 102 N Broadway St 45887 +1 (419) 647 - 4129
Huntington Mortgage Group 111 N Pearl St 45887
U.S. Bank Branch 203 S Broadway St 45887 +1 (419) 647 - 4121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spencerville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Hilliard, OH, Payday Loan Companies in Lakewood, OH, Payday Loans in Lancaster, OH, Payday Loans in Lima, OH, No Credit Check Loans in Lorain, OH, Short-term Loans in Mansfield, OH, 24-Hour Loan in Marion, OH and Guaranteed Loans in Mason, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spencerville, OH.

Beautiful sights of Spencerville, OH

Payday Loans Available in Spencerville, OH By The Following ZIP Codes:

45887

Are Payday Loans Legal In Spencerville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Spencerville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Spencerville, Ohio. There's a default limit of $1,000 in Spencerville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Spencerville, OH payday loan calculator

F.A.Q.

What are the maximum interest rates and fees that can be charged on payday loans in Spencerville, Ohio?

The maximum interest rate that can be charged on payday loans in Spencerville, Ohio is 28% per year, which is equivalent to a maximum APR of 791% for a 14-day loan. The maximum fee that can be charged for a payday loan in Spencerville, Ohio is $15 per $100 borrowed, or $30 for loans of $500 or more.

Can I have more than one payday loan at a time in Spencerville, Ohio?

Yes, you can have multiple payday loans in Spencerville, Ohio at the same time, but the total amount of outstanding payday loans cannot exceed 25% of your gross monthly income.

How Many Cash Advance Companies are in Spencerville, OH?

With the help of our service, you will be able to find 3 cash advance companies in Spencerville, OH

What Cash Advance Companies in Spencerville, OH are the most popular?

You should check Huntington Bank, Huntington Mortgage Group, and U.S. Bank Branch. Also, you can start your application online on our website.