| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Cashland | 776 Scioto St | 43078 | +1 (937) 652 - 4800 |
| CashMax Ohio | 1129 E US Hwy 36 | 43078 | +1 (937) 508 - 4647 |
| Civista Bank | 601 Scioto St | 43078 | +1 (937) 653 - 1106 |
| First American Cash Advance | 1637 E US Hwy 36 | 43078 | +1 (937) 653 - 8387 |
| First American Cash Advance | 1637 E US Hwy 36 Suite 4 | 43078 | +1 (937) 653 - 8387 |
| National Cash Advance | 225 Lippencott Ln | 43078 | +1 (937) 484 - 5920 |
| Ohio Auto Loan Services, Inc. | 1754 E US Hwy 36 | 43078 | +1 (937) 508 - 2329 |
| Park National Bank: Urbana Office | 828 Scioto St | 43078 | +1 (937) 653 - 1290 |
| Peoples Savings Bank | 618 Scioto St | 43078 | +1 (937) 653 - 1623 |
| The Peoples Savings Bank | 10 Monument Sq | 43078 | +1 (937) 653 - 1600 |
| Walmart Money Center | 1840 E US Hwy 36 | 43078 | +1 (937) 653 - 5313 |
| Woodforest National Bank | 1840 E US Hwy 36 | 43078 | +1 (937) 652 - 4159 |
| Wright-Patt Credit Union | 1868 US-36 | 43078 | +1 (937) 912 - 7000 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Urbana, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Reynoldsburg, OH, Short-term Loans in Springfield, OH, Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH and Payday Loans in Westerville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Urbana, OH.
Advise to read before applying
Beautiful sights of Urbana, OH
Payday Loans Available in Urbana, OH By The Following ZIP Codes:
43078
Are Payday Loans Legal In Urbana, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Urbana, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Urbana, Ohio. There's a default limit of $1,000 in Urbana, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |