Payday Loans in Urbana, Ohio

Payday Loan Companies in Urbana, OH

Company nameAddressZip codePhone number
Cashland 776 Scioto St 43078 +1 (937) 652 - 4800
CashMax Ohio 1129 E US Hwy 36 43078 +1 (937) 508 - 4647
Civista Bank 601 Scioto St 43078 +1 (937) 653 - 1106
First American Cash Advance 1637 E US Hwy 36 43078 +1 (937) 653 - 8387
First American Cash Advance 1637 E US Hwy 36 Suite 4 43078 +1 (937) 653 - 8387
National Cash Advance 225 Lippencott Ln 43078 +1 (937) 484 - 5920
Ohio Auto Loan Services, Inc. 1754 E US Hwy 36 43078 +1 (937) 508 - 2329
Park National Bank: Urbana Office 828 Scioto St 43078 +1 (937) 653 - 1290
Peoples Savings Bank 618 Scioto St 43078 +1 (937) 653 - 1623
The Peoples Savings Bank 10 Monument Sq 43078 +1 (937) 653 - 1600
Walmart Money Center 1840 E US Hwy 36 43078 +1 (937) 653 - 5313
Woodforest National Bank 1840 E US Hwy 36 43078 +1 (937) 652 - 4159
Wright-Patt Credit Union 1868 US-36 43078 +1 (937) 912 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Urbana, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Reynoldsburg, OH, Short-term Loans in Springfield, OH, Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH and Payday Loans in Westerville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Urbana, OH.

Beautiful sights of Urbana, OH

Payday Loans Available in Urbana, OH By The Following ZIP Codes:

43078

Are Payday Loans Legal In Urbana, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Urbana, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Urbana, Ohio. There's a default limit of $1,000 in Urbana, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Urbana, OH payday loan calculator

F.A.Q.

Can I rollover my payday loan in Urbana, Ohio?

No, rollovers are not allowed in Urbana, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.

Are there any alternative options to payday loans in Urbana, Ohio?

Yes, there are alternative options to payday loans in Urbana, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.

How Many Cash Advance Companies are in Urbana, OH?

With the help of our service, you will be able to find 13 cash advance companies in Urbana, OH

What Cash Advance Companies in Urbana, OH are the most popular?

You should check First American Cash Advance, CashMax Ohio, and Cashland. Also, you can start your application online on our website.