Payday Loans in Alief, Texas

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No payday loan companies in Alief, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Angelina Check Express 3009 S John Redditt Dr, Lufkin, TX 75904 +1 (936) 637 - 2274
FirstBank & Trust 2225 Hickory St, Colorado City, TX 79512 +1 (325) 728 - 3485
Advance America 2029 Crockett Rd, Palestine, TX 75801 +1 (903) 723 - 2131
Goldstar Finance 314 N Main St, Taylor, TX 76574 +1 (512) 352 - 5476
ACE Cash Express 2905 Arkansas Ln #110, Grand Prairie, TX 75052 +1 (972) 641 - 4859
Action Express Loans 401 S 77 Sunshine Strip B, Harlingen, TX 78550 +1 (956) 230 - 0830
Atlas Credit Co., Inc. 1332 N University Dr, Nacogdoches, TX 75961 +1 (936) 560 - 6377
Check n Go 100 US-77 Ste E, Raymondville, TX 78580 +1 (956) 689 - 3135
Tips Pawn & Loan 2501 Ayers St, Corpus Christi, TX 78404 +1 (361) 883 - 3013
BB&T 22171 Westheimer Pkwy, Katy, TX 77450 +1 (281) 994 - 6384

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alief, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Garland, TX, Payday Loans in Georgetown, TX, Payday Loan for Grand Prairie, TX, Payday Loans in Grapevine, TX, Payday Loans in Haltom City, TX, 24-Hour Loan in Harlingen, TX, Payday Loans in Houston, TX and Guaranteed Loans in Huntsville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alief, TX.

Are Payday Loans Legal In Alief, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Alief, TX payday loan calculator

Understanding Payday Loans in Alief, Texas

When you need quick cash, a payday loan may seem like the perfect solution. Payday loans are short-term loans that are designed to be repaid on your next payday. They are usually easy to access and require minimal paperwork, making them a popular choice for people who need fast cash.

However, before you apply for a payday loan in Alief, Texas, it’s important to understand how they work and what the laws are surrounding payday loans in the Lone Star State.

How Payday Loans Work in Texas

Payday lending is legal in the state of Texas, and there are many lenders that offer these types of loans in Alief and throughout the state. To apply for a payday loan, you must meet certain eligibility requirements, including providing proof of income and having an active checking account.

Once you are approved for a payday loan, you will receive the funds directly into your checking account. You will then be required to repay the loan in full, plus any fees and interest, on your next payday. If you are unable to repay the loan in full, some lenders may allow you to roll over your loan for an additional fee.

The Pros and Cons of Payday Loans

Payday loans are often seen as a necessary evil – a last resort for people who need money quickly. While payday loans can be helpful in certain situations, they also come with some drawbacks that you should be aware of.

The benefits of payday loans include:

  • Quick access to cash
  • No credit check required
  • Minimal paperwork

However, the drawbacks of payday loans include:

  • High interest rates and fees
  • Short repayment terms
  • Risk of entering a cycle of debt

Payday Loan Regulations in Texas

While payday loans are legal in Texas, there are certain regulations that lenders must follow. For example, lenders may not charge more than 10% interest on a loan, and they must provide borrowers with a repayment plan that allows them to repay the loan in four equal installments.

Additionally, lenders must be licensed by the state of Texas and must prominently display their license on their website and in their physical location.

Interesting Facts and Statistics about Payday Loans in Alief, Texas

  • According to a report by the Texas Fair Lending Alliance, the average interest rate for a payday loan in Texas is 664%.
  • In 2019, the Texas Legislature passed a bill that capped the interest rates of payday loans at 36%.
  • As of 2021, there are more than 3,000 licensed payday lenders operating in Texas.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Alief, Texas, it’s important to work with a reputable lender. TheGuaranteedLoans is a connector service that can help you find the right lender for your needs.

When you apply for a payday loan through TheGuaranteedLoans, we will match you with potential lenders who can provide you with the cash you need. We are not a direct lender and we do not make loan decisions – we simply facilitate your connection with lenders who meet your specific needs.

By working with TheGuaranteedLoans, you can shop around for the best rates and terms, ensuring that you get the best possible loan for your situation. Apply now to get started!

F.A.Q.

How do I apply for a payday loan in Alief, Texas?

To apply for a payday loan in Alief, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.

What are the repayment terms for payday loans in Alief, Texas?

Repayment terms for payday loans in Alief, Texas vary by lender, but most require repayment within 14 days. Some lenders may offer extended repayment plans, but this may result in additional fees and interest charges.