Payday Loans in Ben Wheeler, Texas

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No payday loan companies in Ben Wheeler, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Home Bound Loans, Inc. - Amit Gandhi, MBA, CMPS 6136 Frisco Square Blvd Suite 411, Frisco, TX 75034 +1 (972) 213 - 5368
BancorpSouth Bank 134 Marcus St, Alto, TX 75925 +1 (936) 858 - 4416
Advance Finance Co 1619 W Berry St, Fort Worth, TX 76110 +1 (817) 920 - 9411
Cash Store 203 Loop, US-59, Atlanta, TX 75551 +1 (903) 796 - 7632
Southside Bank 1477 North Beulah Street, Hawkins, TX 75765 +1 (903) 769 - 9610
Discount Car Title Loan- Mcallen: Pecan & 23rd 2257 Pecan Blvd, McAllen, TX 78501 +1 (956) 803 - 1611
Walmart Money Center 109 22nd St, Hondo, TX 78861 +1 (830) 426 - 4356
West Texas National Bank 720 Andrews Hwy, Crane, TX 79731 +1 (432) 558 - 3533
World Finance 1009 Gilmer St, Sulphur Springs, TX 75482 +1 (903) 885 - 0811
First Cash Advance 1502 W Henderson St, Cleburne, TX 76033 +1 (817) 645 - 9510

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ben Wheeler, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Lewisville, TX, Payday Loans in Little Elm, TX, Payday Loan Without a Credit Check in Longview, TX, Payday Loans in Lubbock, TX, Payday Loans in Lufkin, TX, Bad Credit Loans in Mansfield, TX, Payday Loans in McAllen, TX and Payday Loans in McKinney, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ben Wheeler, TX.

Payday Loans Available in Ben Wheeler, TX By The Following ZIP Codes:

75754

Are Payday Loans Legal In Ben Wheeler, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ben Wheeler, TX payday loan calculator

What You Need to Know About Payday Loans in Ben Wheeler, Texas

Payday loans can be a helpful tool for those who are in need of fast cash for unexpected expenses. If you live in Ben Wheeler, Texas, you may be wondering about payday loan options in your area. In this article, we’ll explore the basics of payday loans in Ben Wheeler.

What is a Payday Loan?

A payday loan is a short-term loan typically intended to cover unexpected expenses. These loans are usually due on the borrower’s next payday and are intended to be paid back in full, plus interest and fees. In Texas, payday loans are legal and regulated by the Office of Consumer Credit Commissioner (OCCC).

How Do Payday Loans Work?

When applying for a payday loan, a borrower can typically expect to provide the lender with their name, address, and proof of income. The lender will also require the borrower to provide a post-dated check or a bank account number to use for repayment.

The amount a borrower can receive from a payday loan in Texas is limited to a maximum of $1,800 or 20% of the borrower’s monthly gross income, whichever is less. The interest rates and fees associated with payday loans can vary by lender and location, so it’s important to thoroughly research your options before deciding on a lender.

Applying for a Payday Loan in Ben Wheeler, Texas

There are several options available for those seeking a payday loan in Ben Wheeler. Many lenders offer online applications, making it easy and convenient to apply for a loan from the comfort of your own home. Other lenders may have physical locations in the area where borrowers can apply in person.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We’re here to help connect you with potential lenders in your area who may be able to help you with your financial needs. To apply for a payday loan through our website, simply fill out the online application form and we’ll do our best to match you with a lender.

The Benefits of Payday Loans

  • They can provide quick access to cash for unexpected expenses
  • They may be easier to obtain than traditional bank loans
  • They can be an option for those with poor credit

The Risks of Payday Loans

  • They can come with high-interest rates and fees
  • They can lead to a cycle of debt if not paid back on time
  • They can negatively impact your credit score if not paid on time

Interesting Facts About Payday Loans in Ben Wheeler, Texas

  • In 2016, Texas residents took out nearly 22 million payday loans with a total loan value of $8.8 billion.
  • The average annual percentage rate (APR) for a payday loan in Texas is 459%, according to a report by the Center for Responsible Lending.
  • Payday loan lenders in Texas are required to disclose their interest rates and fees before providing a loan.

In Conclusion

While payday loans can be a helpful tool for those in need of fast cash, they also come with risks and should be used with caution. It’s important to thoroughly research lenders and read all terms and conditions before agreeing to a loan. If you’re in need of a payday loan in Ben Wheeler, Texas, consider applying through TheGuaranteedLoans to connect with potential lenders who may be able to help you with your financial needs.

Apply Now

Ready to apply for a payday loan? Simply fill out our online application form and we’ll do our best to match you with a lender in Ben Wheeler, Texas. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We’re here to help you connect with potential lenders who may be able to provide you with the financial assistance you need.

F.A.Q.

Are payday loans legal in Ben Wheeler, Texas?

Yes, payday loans are legal in Ben Wheeler, Texas. The Texas Office of Consumer Credit Commissioner regulates the payday lending industry in the state.

How much can I borrow with a payday loan in Ben Wheeler, Texas?

The maximum amount that can be borrowed with a payday loan in Ben Wheeler, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.