Payday Loans in Cat Spring, Texas

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No payday loan companies in Cat Spring, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 3811 W, TX-31 101, Corsicana, TX 75110 +1 (903) 654 - 1117
Power Finance Texas 12605 East Fwy Suite 620, Houston, TX 77015 +1 (713) 637 - 6663
First Texas Loan Store 121 S Crowley Rd, Crowley, TX 76036 +1 (817) 297 - 4250
Covington Credit Corporation 4812 Roberts St, Greenville, TX 75401 +1 (903) 784 - 5998
Capital Farm Credit 8 E Palm St, Bellville, TX 77418 +1 (979) 865 - 2219
Maverick Finance 220 E Main St Space B, Fabens, TX 79838 +1 (915) 764 - 0541
Reliable Finance Co 3414 Avenue F, Bay City, TX 77414 +1 (979) 245 - 1428
Greater Texas Credit Union 115 Hunters Crossing Blvd, Bastrop, TX 78602 +1 (512) 458 - 2558
Texas Car Title & Payday Loan Services, Inc. 1615 New Boston Rd, Texarkana, TX 75501 +1 (903) 792 - 3015
Check 'n Go 3304 Lamar Rd, Paris, TX 75460

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cat Spring, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Harlingen, TX, Payday Loans in Houston, TX, Payday Loans in Huntsville, TX, Same Day Loans in Hurst, TX, Payday Loan Companies in Irving, TX, Payday Loans in Keller, TX, Payday Loans in Killeen, TX and Payday Loans in Kyle, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cat Spring, TX.

Payday Loans Available in Cat Spring, TX By The Following ZIP Codes:

78933

Are Payday Loans Legal In Cat Spring, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Cat Spring, TX payday loan calculator

Payday Loans in Cat Spring, Texas: A Comprehensive Guide

Payday loans have become increasingly popular in recent years as many find themselves in need of emergency cash. These short-term, high-interest loans are designed to help cover unexpected expenses and bills, and are now legal in Texas. In this comprehensive guide, we’ll delve into all aspects of payday loans in Cat Spring, TX – from how they work to the laws and regulations surrounding them.

How Do Payday Loans Work?

Payday loans are designed to provide quick, short-term cash to those who need it. Typically, borrowers will write a post-dated check to the lender for the amount they wish to borrow, plus interest and fees. On the loan’s due date, the lender will cash the post-dated check. In some cases, borrowers may also authorize the lender to withdraw the funds directly from their bank account on the due date.

Interest rates on payday loans can be very high, and fees may also be charged for late payments or loan extensions. Because of this, it’s important to only take out a payday loan if you’re confident you can pay it back in full by the due date.

The Benefits of Payday Loans

While it’s important to understand the potential risks associated with payday loans, they can also offer several benefits when used responsibly. For example, payday loans can provide quick access to cash without the need for a lengthy application process or credit check. They can also be helpful for those with poor credit who may not qualify for other types of loans.

The Risks of Payday Loans

Despite their benefits, payday loans can be risky for some borrowers. Because of the high interest rates and fees, these loans can be very expensive and can lead to a cycle of debt if not managed properly. Additionally, some lenders may engage in predatory practices, charging excessive fees or misleading borrowers about the terms of their loan.

Payday Loan Laws and Regulations in Cat Spring, Texas

It’s important to understand the laws and regulations that govern payday loans in Cat Spring, TX. Under Texas law, payday lenders must be licensed and adhere to strict rules and regulations to protect consumers. For example, lenders are required to disclose all terms and fees associated with the loan, including the APR, and borrowers have the right to cancel their loan within three business days without penalty.

Additionally, borrowers can only take out one payday loan at a time, and lenders are prohibited from using aggressive or threatening tactics to collect on a loan. If you feel that a lender has violated your rights or engaged in illegal practices, you can file a complaint with the Texas Office of Consumer Credit Commissioner.

Interesting Facts and Statistics About Payday Loans in Cat Spring, Texas

  • More than 2 million Texans take out payday loans each year.
  • The average interest rate on a payday loan in Texas is 662%.
  • Payday lenders in Texas take in more than $1.5 billion in fees and interest charges each year.
  • Texas is one of just a few states that allow payday lending without any restrictions on interest rates or fees.
  • Military members and their families are protected from payday lending practices under the Military Lending Act.

Apply Now with TheGuaranteedLoans

If you’re in need of emergency cash and are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of trusted lenders to find the best loan options for you. Whether you need a payday loan or title loan, our online application process is quick and easy – simply fill out our form and we’ll do the rest. Remember, payday loans are designed for short-term use and come with high interest rates and fees, so be sure to borrow responsibly.

At TheGuaranteedLoans, we’re committed to providing our customers with valuable information and resources. If you have any questions about payday loans or our services, please don’t hesitate to get in touch with our team.

F.A.Q.

What information do I need to provide when applying for a payday loan in Cat Spring, Texas?

When applying for a payday loan in Cat Spring, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.

How long does it take to receive the funds from a payday loan in Cat Spring, Texas?

If the borrower is approved for a payday loan in Cat Spring, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.