Payday Loans in Elysian Fields, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Elysian Fields, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 721 E Davis St, Conroe, TX 77301 +1 (936) 756 - 4494
Check n Go 1514 N 10th St, McAllen, TX 78501 +1 (956) 682 - 3101
Cashway Loan 3703 Fredericksburg Rd, San Antonio, TX 78201 +1 (210) 738 - 9121
Barri Booth 40308 BUSINESS, US-290, Waller, TX 77484 +1 (936) 372 - 2664
Sabine State Bank and Trust Company 483 TX-63, Burkeville, TX 75932 +1 (409) 565 - 9290
Extraco Banks Gatesville 800 E Main St, Gatesville, TX 76528 +1 (254) 774 - 5500
Ez Max Loans 1501 N Washington St, Beeville, TX 78102
ATM Citizens Bank 2699 FM 3519, Justiceburg, TX 79330 +1 (800) 627 - 3999
Jet Lending, LLC 1419 FM 1960, Houston, TX 77073 +1 (281) 872 - 7800
Amarillo Venture Capital, Inc. Chase Tower, 600 S Tyler St 1505, Amarillo, TX 79101 +1 (806) 331 - 5111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elysian Fields, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Weslaco, TX, Payday Loans in Wichita Falls, TX, Payday Loan for Wylie, TX, Payday Loans in Abilene, TX, Payday Loans in Allen, TX, Payday Loans in Amarillo, TX, Payday Loans in Arlington, TX and Payday Loans in Austin, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elysian Fields, TX.

Are Payday Loans Legal In Elysian Fields, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Elysian Fields, TX payday loan calculator

Understanding Payday Loans in Elysian Fields, Texas

Are you in need of quick cash but don’t have access to traditional lending options? Have you considered a payday loan but are unsure of the process and regulations in Elysian Fields, Texas? Look no further! This article will comprehensively explore the world of payday loans in Elysian Fields, Texas, guiding you through the process, regulations, and tips on how to best use these loans to your advantage.

What are Payday Loans?

Payday loans are a type of short-term loan that typically carries a high-interest rate. These loans are designed to help individuals who are in need of quick cash to cover unexpected expenses, bills, or emergencies. Payday loans are typically small loans that are required to be repaid on the borrower’s next payday, hence the name “payday loan”.

Payday Loans in Elysian Fields, Texas

Payday loans are legal in the state of Texas, including Elysian Fields. In Texas, the maximum amount a borrower can receive from a payday loan is $1,800. The loan term must be between 7 and 31 days, and the maximum interest rate is 10% of the loan amount. Thus, if a borrower takes out a $500 payday loan, they should expect to pay a maximum of $50 in interest on that loan.

How to Apply for a Payday Loan in Elysian Fields, Texas

To apply for a payday loan in Elysian Fields, Texas, a borrower must be at least 18 years old, have a valid government-issued ID, proof of income, and an active checking account. Some lenders may also require proof of residency in Texas. The application process typically involves filling out an online application and providing the necessary documentation. Once approved, the lender will deposit the funds directly into the borrower’s checking account.

What to Consider When Taking Out a Payday Loan

While payday loans can be a helpful option for individuals in need of quick cash, there are some important factors to consider before taking out a loan:

  • Interest rates: Payday loans typically carry high-interest rates, so it is important to ensure that you can repay the loan as quickly as possible to avoid excessive interest charges.
  • Fees: Some lenders may charge additional fees, such as origination fees or late fees, so it is important to understand the total cost of the loan including any applicable fees.
  • Borrowing Limits: Texas sets limits on the maximum amount that can be borrowed ($1,800) and the maximum term (31 days), so it is important to ensure that you do not borrow more than you can afford to repay.
  • Repayment Plan: It is important to have a solid repayment plan in place to ensure that you can repay the loan on time and avoid further financial trouble.

Applying for a Payday Loan at TheGuaranteedLoans

If you are in need of a payday loan in Elysian Fields, Texas, consider applying through TheGuaranteedLoans. We are a connector service that specializes in matching borrowers with potential lenders. Our application process is easy, and funds can be deposited directly into your checking account quickly. Remember, TheGuaranteedLoans is not a direct lender, but rather a service that will connect you with potential lenders who can meet your financial needs.

Interesting Facts and Statistics About Payday Loans in Elysian Fields, Texas

  • In 2019, Texans borrowed more than $4 billion in payday loans, with an average interest rate of 417%.
  • According to a study by the Consumer Financial Protection Bureau, the majority of payday loan borrowers renew their loans multiple times, incurring excessive interest fees and fees.
  • A study by the Center for Public Policy Priorities found that payday lenders in Texas charge borrowers an average of $23.53 in interest and fees for every $100 borrowed, making it one of the most expensive states for payday loans.

Conclusion

When used responsibly, payday loans can be a helpful option for individuals in need of quick cash. However, it is important to understand the regulations and costs associated with these loans before applying. Remember to only borrow what you can afford to repay and to have a solid repayment plan in place. Consider working with TheGuaranteedLoans, a trusted connector service, to find the best loan options available to you in Elysian Fields, Texas.

F.A.Q.

What are the eligibility requirements for payday loans in Elysian Fields, Texas?

To be eligible for a payday loan in Elysian Fields, Texas, you must be at least 18 years old, have a regular source of income, and have an active checking or savings account.

What is the maximum amount I can borrow with a payday loan in Elysian Fields, Texas?

The maximum amount you can borrow with a payday loan in Elysian Fields, Texas is $1,000, with a maximum loan term of 6 months.