Payday Loans in Gregory, Texas

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No payday loan companies in Gregory, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
check n go, Check n Go Store Directory 2087 W Oaklawn Rd, Pleasanton, TX 78064 +1 (830) 281 - 4441
Heritage Land Bank - Nacogdoches Branch 2519 Stallings Dr N, Nacogdoches, TX 75964 +1 (936) 564 - 8271
Unified Loan 4640 Doniphan Dr B, El Paso, TX 79922 +1 (915) 585 - 3813
World Finance 2246 Jacksboro Hwy Ste 128, Fort Worth, TX 76114 +1 (817) 378 - 0933
Wells Fargo Bank 115 E St Marys St, Centerville, TX 75833 +1 (903) 536 - 2947
First Cash Pawn 16510 Farm to Market Rd 529 104, Houston, TX 77095 +1 (281) 858 - 9089
First Community Bank 1629 TX-35 BUS, Rockport, TX 78382 +1 (361) 729 - 9310
West Texas State Bank 5009 College Ave, Snyder, TX 79549 +1 (325) 573 - 5441
Cash Store 8810 Woodway Dr 101, Woodway, TX 76712 +1 (254) 751 - 1889
Check Loans 2120 S Wayside Dr G, Houston, TX 77023 +1 (713) 677 - 0849

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gregory, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Conroe, TX, Payday Loans in Coppell, TX, Payday Loans in Copperas Cove, TX, Payday Loan Without a Credit Check in Corpus Christi, TX, Payday Loans in Dallas, TX, Payday Loans in Deer Park, TX, Same Day Loans in Del Rio, TX and Payday Loans in Denton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gregory, TX.

Payday Loans Available in Gregory, TX By The Following ZIP Codes:

78359

Are Payday Loans Legal In Gregory, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Gregory, TX payday loan calculator

Understanding Payday Loans in Gregory, Texas

Do you live in Gregory, Texas and are looking for a quick cash infusion? You may have found yourself considering a payday loan, but you’re unsure if it’s the right choice for you. Rest assured that payday loans are legal in Texas, but it’s important to understand the facts before making any decisions. In this article, we’ll take a comprehensive look at payday loans in Gregory, Texas, so you can make an informed decision.

What Are Payday Loans?

Payday loans, also known as cash advance loans or paycheck loans, are short-term loans typically due on your next payday. You can apply for a payday loan from lenders that offer these types of loans in person or through online applications. In Gregory, Texas, there are several retail locations and online lenders to choose from.

How Do Payday Loans Work?

Payday loans are meant to be a quick and easy solution for people who need cash quickly. If you’re approved for a payday loan, you can typically receive the funds within 24 hours. Lenders will usually require that you provide proof of income and other personal information such as your social security number, employment information, and bank account information.

The amount you can borrow will depend on your income and your lender’s policies. In Texas, payday loan amounts are limited to 20% of your gross monthly income. These loans come with high-interest rates and fees, so it’s important to pay the loan back as soon as possible to avoid getting into more debt.

What Are the Requirements to Apply for a Payday Loan in Gregory, Texas?

The requirements for a payday loan in Gregory, Texas, are relatively straightforward. You must be at least 18 years old and provide proof of income, identification, and residency. Most lenders will require that you have an active bank account.

What Are the Pros and Cons of Payday Loans?

Payday loans can be helpful if you have an emergency expense and need money quickly. They’re easy to obtain and don’t require a credit check, which makes them accessible to people with poor credit. However, they come with high-interest rates and fees, and if you’re unable to pay the loan back on time, you may end up in a cycle of debt that could be difficult to escape.

Interesting Facts about Payday Loans in Gregory, Texas

  • In Texas, payday loan borrowers roll over or re-borrow their loans an average of 4.8 times.
  • Payday lending caused $1.36 billion in net economic loss to Texas residents in 2012.
  • The average annual percentage rate (APR) for payday loans is 391%.

Apply Now

If you’ve decided that a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with lenders who offer these types of loans. We’re a connector service, not a direct lender, so we can facilitate your connection with potential lenders. To get started, simply fill out an online application, and we’ll match you with lenders that meet your needs.

Remember, payday loans can be expensive, so it’s important to pay them back as quickly as possible. Only borrow what you need and what you can afford to pay back. If you’re struggling with debt, consider seeking advice from a financial counselor.

In Conclusion

Payday loans can be a quick and easy way to get cash in Gregory, Texas, but they come with high-interest rates and fees. Before applying for a payday loan, make sure you understand the terms and conditions of the loan and have a plan to pay it back on time. If you’re unsure about payday loans, consider other options such as personal loans or borrowing from friends or family.

F.A.Q.

What are the consequences of defaulting on a payday loan in Gregory, Texas?

If a borrower defaults on a payday loan in Gregory, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Can I apply for a payday loan online in Gregory, Texas?

Yes, many payday lenders in Gregory, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.