Payday Loans in Happy, Texas

Payday Loan Companies in Happy, TX

Company nameAddressZip codePhone number
Happy State Bank 100 E Main St 79042 +1 (806) 558 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Happy, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Richland Hills, TX, Online Loans in Odessa, TX, Payday Loans in Pasadena, TX, Payday Loan Without a Credit Check in Pearland, TX, 24-Hour Loan in Pflugerville, TX, Payday Loans in Pharr, TX, Short-term Loans in Plano, TX and Quick Loan in Port Arthur, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Happy, TX.

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Payday Loans Available in Happy, TX By The Following ZIP Codes:

79042

Are Payday Loans Legal In Happy, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Happy, TX payday loan calculator

F.A.Q.

What are the fees and interest rates associated with payday loans in Happy, Texas?

Payday loans in Happy, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Happy, Texas?

No, rollovers are not allowed for payday loans in Happy, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.

How Many Cash Advance Companies are in Happy, TX?

With the help of our service, you will be able to find 1 cash advance companies in Happy, TX

What Cash Advance Companies in Happy, TX are the most popular?

You should check Happy State Bank. Also, you can start your application online on our website.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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