Payday Loans in Kempner, Texas

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No payday loan companies in Kempner, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Z Cash 1984 Cypress Creek Pkwy, Houston, TX 77090 +1 (281) 444 - 5255
Check n Go 3801 North St Ste 5-1, Nacogdoches, TX 75965 +1 (936) 559 - 7903
City Finance in Mineola TX www.cityfinancetx.com 411 E Broad St, Mineola, TX 75773 +1 (903) 569 - 0098
Heritage Land Bank - Athens Branch 205 S Palestine St, Athens, TX 75751 +1 (903) 675 - 8010
Incommons Bank 123 Bell St, Coolidge, TX 76635 +1 (254) 786 - 2297
Texas Car Title & Payday Loan Services, Inc. 1710 E Main St, League City, TX 77573 +1 (281) 554 - 2700
ACE Cash Express 401 S Central Expy, McKinney, TX 75069 +1 (972) 562 - 6728
Midwest Finance 416 Andrews Hwy, Midland, TX 79701 +1 (432) 520 - 0210
ACE Cash Express 7548 Preston Rd Ste 135, Frisco, TX 75034 +1 (214) 436 - 4746
Cash Ahead 7044 Bandera Rd, Leon Valley, TX 78238 +1 (844) 335 - 5099

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kempner, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX, No Credit Check Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loan for Cedar Hill, TX and Payday Loans in Cedar Park, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kempner, TX.

Payday Loans Available in Kempner, TX By The Following ZIP Codes:

76539

Are Payday Loans Legal In Kempner, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Kempner, TX payday loan calculator

The Truth About Payday Loans in Kempner, Texas

If you’re facing an unexpected expense or need cash before your next paycheck, a payday loan might seem like a good option. In Texas, payday loans are legal, and Kempner residents have access to these loans through a variety of lenders. But before you decide to take out a payday loan, it’s important to understand how these loans work and the potential risks involved.

What Are Payday Loans?

A payday loan is a short-term loan, typically for a small amount of money, that is due on your next payday. The loan amount is usually based on your income and other factors, like your credit score. Payday loans are designed to be a quick and easy way to get cash when you need it most.

How Do Payday Loans Work?

When you apply for a payday loan, you’ll usually be asked to provide proof of income, like a pay stub. You may also need to provide a post-dated check or authorize an electronic withdrawal from your bank account for the loan amount plus fees and interest. The loan provider will then give you the cash you need, and you’ll be required to repay the loan on your next payday.

What Are the Risks of Payday Loans?

While payday loans can be a helpful way to get cash in an emergency, they also come with risks. One of the biggest risks is the high cost of borrowing. Payday loans typically have very high interest rates and fees, which can make it difficult to repay the loan on time. This can lead to a cycle of debt, where you take out more loans to cover the cost of the first loan.

Another risk of payday loans is the predatory practices of some lenders. Some lenders may try to take advantage of borrowers by charging excessive fees or using aggressive collection tactics. It’s important to research the lender you plan to use and read the terms and conditions of the loan carefully to avoid falling into a debt trap.

Things to Consider Before Taking Out a Payday Loan

  • Consider other options, like borrowing from friends or family, asking for an advance from your employer, or seeking assistance from a non-profit organization.
  • Think about whether you can realistically repay the loan on time.
  • Research the lender you plan to use and read the terms and conditions of the loan carefully.
  • Make sure you understand the total cost of the loan, including all fees and interest.
  • Ask the lender any questions you have before agreeing to the loan.

Fun Facts and Statistics About Payday Loans in Kempner, Texas

  • According to a recent study, the average payday loan in Texas is $470, and the average APR is 662%.
  • Kempner residents have access to a variety of payday loan lenders, including Check ‘n Go, Advance America, and ACE Cash Express.
  • In Texas, borrowers are limited to a maximum loan amount of $1,800 and an APR of no more than 10%.
  • According to a recent survey, 8% of Texans have taken out a payday loan in the past year.

Apply Now

If you’ve done your research and decided that a payday loan is right for you, TheGuaranteedLoans can help you get connected with potential lenders. Fill out our online application today to get started. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Apply now and get the cash you need today.

F.A.Q.

Is it possible to get a payday loan in Kempner, Texas with bad credit?

Yes, it is possible to get a payday loan in Kempner, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.

How do I apply for a payday loan in Kempner, Texas?

To apply for a payday loan in Kempner, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.