Payday Loans in La Salle, Texas

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No payday loan companies in La Salle, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 808 Main St, Bastrop, TX 78602 +1 (512) 969 - 6750
Big State Finance Co 110 W Hiram St, Atlanta, TX 75551 +1 (903) 796 - 4427
Walmart Money Center 496 Farm-To-Market Rd 375, Eagle Pass, TX 78852
Riviera Finance 227 N Loop 1604 E 150, San Antonio, TX 78232 +1 (210) 901 - 5674
UBANK [formerly Huntington State Bank] 208 US-69, Huntington, TX 75949 +1 (936) 422 - 3000
First Cash Pawn 7301 University Ave 700, Lubbock, TX 79423 +1 (806) 445 - 0428
Covington Credit 2 S 1st St, Temple, TX 76501 +1 (254) 778 - 0048
TDECU 624 S Wells St, Edna, TX 77957 +1 (800) 839 - 1154
Account Services 1802 NE Interstate 410 Loop 400, San Antonio, TX 78217 +1 (210) 821 - 1222
Texas Heritage National Bank 107 Webb St, Daingerfield, TX 75638 +1 (903) 645 - 2251

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Salle, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Texas City, TX, Bad Credit Loans in The Colony, TX, Payday Loan Without a Credit Check in Tyler, TX, Online Loans in Victoria, TX, Payday Loans in Waco, TX, Emergency Loan in Waxahachie, TX, Payday Loan for Weslaco, TX and Bad Credit Loans in Wichita Falls, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Salle, TX.

Are Payday Loans Legal In La Salle, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

La Salle, TX payday loan calculator

Understanding Payday Loans in La Salle, Texas

Payday loans are a form of short term, high-cost borrowing that can help borrowers access quick cash when they need it most. They are designed to be repaid in full when the borrower receives their next paycheck. These loans are legal in Texas, including in the county of La Salle.

How Payday Loans Work in La Salle, Texas

Payday loans in La Salle, Texas are regulated by the Texas Office of Consumer Credit Commissioner. To apply for a payday loan, borrowers must typically provide proof of employment and a valid checking account. Lenders will take into account the borrower’s income and expenses to determine the loan amount and repayment terms.

When a borrower receives funds from a payday loan, they can use the money for any purpose they choose. However, it is important to note that payday loans often have high interest rates and fees. The repayment terms may also be short, meaning that borrowers who are unable to repay the loan on time may face additional charges, debt collection efforts, or even legal action.

The Benefits and Risks of Payday Loans in La Salle, Texas

Payday loans can be a helpful form of borrowing for borrowers who need access to funds quickly and have no other options. They are often used to cover unexpected expenses or emergencies, such as medical bills or car repairs. Some borrowers also use payday loans to avoid overdraft fees or late payment fees on bills.

However, there are also risks associated with payday loans. The high interest rates and fees associated with these loans can lead to a cycle of debt for some borrowers. Additionally, some lenders engage in aggressive collection practices, which can add to a borrower’s financial stress and lead to legal action.

Interesting Facts and Statistics about Payday Loans in La Salle, Texas

  • Payday lenders in Texas charge an average interest rate of 664% APR on a 14-day loan.
  • In 2019, Texans paid over $1.5 billion in fees and interest charges on payday loans.
  • 75% of payday loan borrowers in Texas take out multiple loans per year.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a trusted connecting service that can help you find payday loan options in La Salle, Texas. Our secure online application process is quick, easy, and confidential.

It is important to note that TheGuaranteedLoans is not a direct lender. Instead, we work with a network of lenders to help you find the best loan option for your needs. Once you fill out our online application, we will match you with potential lenders who may be able to offer you the funding you need.

If you are looking for a payday loan in La Salle, Texas, consider applying with TheGuaranteedLoans today. Our service is free and can help you find the funds you need to cover unexpected expenses or emergencies.

F.A.Q.

How do I compare payday loan options in La Salle, Texas?

When comparing payday loan options in La Salle, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in La Salle, Texas?

Yes, if you have a complaint about a payday lender in La Salle, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.