Payday Loans in Lincoln, Texas

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No payday loan companies in Lincoln, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Huffines Collision Center Plano 1001 Coit Rd Suite 100, Plano, TX 75075 +1 (972) 202 - 2400
Oxford Cash Holdings 208 N 1st St, Carrizo Springs, TX 78834 +1 (830) 876 - 9371
Western-Shamrock Finance 115 W Nopal St, Uvalde, TX 78801
World Finance 2905 S Zapata Hwy Ste 102 Suite B, Laredo, TX 78046 +1 (956) 725 - 9100
Texas Car Title & Payday Loan Services, Inc. 110 Midtown Plz #100, Kilgore, TX 75562
PLS Check Cashing Store 111Fm 1960, Houston, TX 77090 +1 (281) 537 - 7640
Western Abstract & Title Co 321 S Oak St, Pecos, TX 79772 +1 (432) 445 - 2463
Western Finance Services 1607 N 16th St, Orange, TX 77630 +1 (409) 882 - 9300
Regional Finance 4761 US-83 Suite B, Rio Grande City, TX 78582 +1 (956) 487 - 2622
Capital Farm Credit 7000 Woodway Dr, Waco, TX 76712 +1 (254) 776 - 7506

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lincoln, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loan Companies in Laredo, TX, Payday Loans in League City, TX, Emergency Loan in Leander, TX, Payday Loan for Lewisville, TX, Payday Loan Companies in Little Elm, TX and Payday Loans in Longview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lincoln, TX.

Payday Loans Available in Lincoln, TX By The Following ZIP Codes:

78948

Are Payday Loans Legal In Lincoln, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lincoln, TX payday loan calculator

The Ins and Outs of Payday Loans in Lincoln, Texas

Payday loans are a common way for people to bridge the gap between paychecks when unexpected expenses arise. In Texas, payday lending is legal, and many residents of Lincoln, Texas, turn to payday loans as a financial solution. In this article, we’ll explore what you need to know about payday loans in Lincoln, Texas.

What is a Payday Loan?

A payday loan is a short-term loan that is typically used to cover expenses until your next paycheck. When you take out a payday loan, you are borrowing money against your future income. Payday loans in Lincoln, Texas, range from $100 to $1,000, and the term of the loan typically ranges from 7 to 31 days.

How Do Payday Loans Work in Lincoln, Texas?

In Lincoln, Texas, payday lenders are required to be licensed and registered with the Office of Consumer Credit Commissioner (OCCC). Lenders must also follow regulations set forth by the Texas Finance Code, which includes a maximum annual percentage rate (APR) of 660%.

To qualify for a payday loan in Lincoln, Texas, you’ll typically need to provide proof of income and a valid government-issued ID. You’ll also need to have an active checking account in good standing. Once you’re approved for a loan, the funds are usually deposited directly into your checking account.

What Are the Benefits of a Payday Loan?

The main benefit of a payday loan is that it provides quick access to cash when you need it. Unlike traditional bank loans, payday loans have fewer requirements and less paperwork, making them a convenient option for those who need money fast. Additionally, payday lenders do not typically perform credit checks, so borrowers with poor credit scores may still be able to qualify.

What are the Risks of a Payday Loan?

While the benefits of payday loans are apparent, there are risks to consider as well. The high APR associated with payday loans can make them costly, and borrowers may find themselves in a cycle of debt if they are unable to repay the loan on time. Additionally, some payday lenders may engage in predatory lending practices, so it’s essential to do your research and choose a reputable lender.

Interesting Facts and Statistics about Payday Loans in Lincoln, Texas:

  • In 2019, Texans took out over 10 million payday loans.
  • The average payday loan amount in Texas is $450.
  • One in four Texans has used a payday loan.
  • Payday loans in Texas result in an average APR of 600%.

Apply Now for a Payday Loan in Lincoln, Texas

If you need quick access to cash, a payday loan may be an option to consider. TheGuaranteedLoans is a connector service that can connect you with potential lenders. Our application process is quick and easy, and funds are typically deposited within 24 hours. Keep in mind that we are a connector service and not a direct lender.

Fill out our online application today to get started!

F.A.Q.

Can I obtain a payday loan in Lincoln, Texas if I have bad credit?

Yes, payday loans in Lincoln, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.

How long does it take to receive a payday loan in Lincoln, Texas?

The amount of time it takes to receive a payday loan in Lincoln, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.