Payday Loans in Lott, Texas

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No payday loan companies in Lott, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Parra Loan Co 206 Britton Ave A, Rio Grande City, TX 78582 +1 (956) 487 - 7785
Sun Loan Company 512 E Edinburg Ave H, Elsa, TX 78543 +1 (956) 567 - 2129
Amigo Loan 247 E Hidalgo Ave, Raymondville, TX 78580 +1 (956) 689 - 1307
BancorpSouth Bank 170 US-59 S, Garrison, TX 75946 +1 (936) 347 - 2241
East Texas Professional Credit Union ETPCU 305 S Alamo Blvd, Marshall, TX 75670 +1 (903) 938 - 8801
Texas Car Title & Payday Loan Services, Inc. 110 Midtown Plz #100, Kilgore, TX 75562
Central Tx Certified Development 3000 S 31st St, Temple, TX 76502 +1 (254) 899 - 8333
Regional Finance 2252 E Main St, Uvalde, TX 78801 +1 (830) 333 - 7163
MCBank 135 N Pecan St, Hico, TX 76457 +1 (254) 796 - 4221
Pure Finance Texas 11811 North Fwy, Houston, TX 77060 +1 (832) 998 - 8726

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lott, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Payday Loans in Cedar Park, TX, Bad Credit Loans in Channelview, TX, Payday Loans in College Station, TX and Payday Loans in Conroe, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lott, TX.

Payday Loans Available in Lott, TX By The Following ZIP Codes:

76656

Are Payday Loans Legal In Lott, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lott, TX payday loan calculator

Payday Loans in Lott, Texas: A Comprehensive Guide

When you’re in a financial bind, payday loans can provide a much-needed lifeline. Although local regulations vary, payday loans are legal in Texas. If you’re in Lott, Texas, and need quick cash, this guide is for you. We’ll provide an overview of payday loans in Lott, Texas, the application process, and tips for finding a trustworthy lender.

What are Payday Loans?

Payday loans are small short-term loans designed to help cover unexpected expenses, such as car repairs, medical bills, or other emergencies. In Lott, Texas, payday loans are legal, but the Texas state government regulates payday lenders to protect consumers from predatory lending practices.

With payday loans, you typically borrow a few hundred dollars, and repay the amount with interest on your next payday. The cost of a payday loan varies depending on the lender and the state you’re in, but interest rates can be quite high.

The Application Process

Getting a payday loan in Lott, Texas, is a simple process. Most lenders will require you to provide proof of income and identification. Some may also require a post-dated check, which they’ll hold until the loan is due.

The application process typically takes 15-30 minutes, and you can usually get the funds within a few hours or the next day.

Finding a Trustworthy Lender

When you’re looking for a payday lender in Lott, Texas, it’s important to do your research to ensure you’re working with a trustworthy company. Here are a few tips:

  • Check online reviews and ratings. Sites like the Better Business Bureau and Trustpilot can help you get a sense of a lender’s reputation.
  • Look out for red flags. Be wary of lenders who promise guaranteed approval or don’t require any credit checks. These could be signs of predatory lending practices.
  • Compare rates and fees. Make sure you understand the interest rates and fees associated with a loan before you apply.

Interesting Facts and Statistics about Payday Loans in Lott, Texas

  • According to the Texas Fair Lending Alliance, the average payday loan in Texas has an APR of 574 percent.
  • A 2014 study by the Consumer Financial Protection Bureau found that four out of five payday loans are rolled over or renewed within 14 days.
  • The state of Texas has some of the highest payday loan fees in the country.
  • As of 2019, there were over 3,000 licensed payday and title loan lenders in Texas.

Apply Now

Ready to apply for a payday loan in Lott, Texas? TheGuaranteedLoans is here to help. As a connector service, we can help you find a trustworthy lender who can meet your needs. When you apply through our website, we’ll match you with lenders who fit your specific requirements. Fill out our easy online application today!

Note: Please keep in mind that TheGuaranteedLoans is not a direct lender, and we don’t make lending decisions. We’re a connector service, and we facilitate your connection with potential lenders. While we strive to work with only trustworthy lenders, we encourage you to do your own research to ensure you feel comfortable with any lending decisions you make.

F.A.Q.

How long does it take to receive the funds from a payday loan in Lott, Texas?

If the borrower is approved for a payday loan in Lott, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.

Can I cancel a payday loan in Lott, Texas?

Yes, borrowers in Lott, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.