Payday Loans in Nome, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Nome, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Capital Farm Credit 1601 W American Blvd, Muleshoe, TX 79347 +1 (806) 272 - 3010
West Texas National Bank 810 E Broadway St, Denver City, TX 79323 +1 (806) 592 - 8521
Citizens State Bank 117 W 1st St, Groveton, TX 75845 +1 (936) 642 - 1444
EZ Money 3414 Olton Rd, Plainview, TX 79072 +1 (806) 296 - 6970
Stepstone Credit 1214 Looney St, Brownwood, TX 76801 +1 (325) 643 - 6500
Oportun 10915 East Fwy, Houston, TX 77029 +1 (713) 401 - 2519
Texas Car Title & Payday Loan Services, Inc. 2041 S Interstate 35, San Marcos, TX 78666 +1 (512) 738 - 8031
Texan Credit Corporation 311 W Edinburg Ave Ste 2, Elsa, TX 78543 +1 (956) 262 - 9034
Loanstar Title Loans 13496 Horizon Blvd Suite A, El Paso, TX 79928 +1 (915) 615 - 0430
Citizens 1st Bank 125 N Main St, Rusk, TX 75785 +1 (903) 683 - 2277

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nome, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Deer Park, TX, Payday Loans in Del Rio, TX, Payday Loans in Denton, TX, Emergency Loan in DeSoto, TX, Online Loans in Duncanville, TX, Quick Loan in Edinburg, TX, Payday Loans in El Paso, TX and Same Day Loans in Euless, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nome, TX.

Payday Loans Available in Nome, TX By The Following ZIP Codes:

77629

Are Payday Loans Legal In Nome, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Nome, TX payday loan calculator

Understanding Payday Loans in Nome, Texas

Payday loans are a boon for those who need quick cash to meet their sudden expenses. These loans are short-term cash advances ranging from $100 to $1,000, to be repaid by the next payday. They are popular because lenders don’t typically demand a credit check, and the application process is quick and simple. Payday loans have been legal in Texas since 2004, and Nome is no exception.

How do Payday Loans Work?

If you need quick cash, you can visit a payday lender in Nome and ask for a loan. You will typically be asked to provide a post-dated check for the full loan amount, plus additional fees and interest. Alternatively, the lender may require access to your bank account to withdraw the funds after the next payday. Once you have signed the agreement, you will receive the loan amount in cash or via a bank deposit within 24 hours.

Be warned, though – payday loans usually come with high-interest rates and fees, ranging from $15 to $30 for every $100 borrowed. The annual percentage rates (APRs) on payday loans can range from 350% to 400%, making them one of the most expensive forms of credit. Therefore, it’s important to carefully consider whether you can repay the loan on time before taking one out.

What are the Pros and Cons of Payday Loans in Nome, Texas?

Before considering applying for a payday loan in Nome, Texas, it’s important to weigh both the pros and cons of such loans. The pros include:

  • Quick application process – You can apply for a payday loan in a matter of minutes.
  • No credit check – Lenders don’t typically require a credit check.
  • No collateral – You don’t need to put up any collateral to secure the loan.
  • Can help in emergencies – If you have an emergency, a payday loan can provide you with quick cash.

On the other hand, the cons of payday loans in Nome, Texas are:

  • High fees and interest rates – Payday loans have extremely high interest rates and fees.
  • Short repayment term – You must repay the entire loan plus fees and interest by the next payday, which can make it difficult for some borrowers.
  • Potentially debt cycle – If you can’t repay on time, you may fall in a cycle of debt and may require to take out another loan to pay off the previous one.
  • Not for Long-term problems – If you are dealing with long-term financial issues, a payday loan may not be for you as it only gives short-term solutions.

Interesting Facts and Statistics about Payday Loans in Nome, Texas

  • Payday loans are subject to state regulations in Texas, but there are no limits on loan amount, fees, or interest rates.
  • The average APR for payday loans is around 400%, which is much higher than other forms of credit.
  • The majority of payday borrowers in Texas are women and people of color.
  • The average payday loan borrower in Texas takes out 10 loans annually, with an average loan amount of $470.

Apply Now for a Payday Loan on TheGuaranteedLoans Today

If you need a payday loan in Nome, Texas, visit TheGuaranteedLoans website today. We are a connector service that can connect you with a potential lender that meets your specific financial needs. Our loans are available to all residents of Nome, Texas, with an easy application process. We will clarify that we are not a direct lender, but a facilitator of the lending process.

Remember, before applying for a payday loan, make sure you can repay the loan on time, and don’t fall for debt cycles that can increase your financial worries.

TheGuaranteedLoans is committed to providing you with comprehensive and easy-to-understand financial resources. For more information on our payday loans, visit our website today.

F.A.Q.

What is the interest rate on payday loans in Nome, Texas?

The interest rate on payday loans in Nome, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Nome, Texas?

To apply for a payday loan in Nome, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.