Payday Loans in Poynor, Texas

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No payday loan companies in Poynor, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
MoneyGram 1243 W Expy 83, Sullivan City, TX 78595 +1 (956) 485 - 9202
ACE Cash Express 1348 Southmore Ave, Pasadena, TX 77502 +1 (713) 473 - 6663
Gilmer National Bank 713 US-271, Gilmer, TX 75644 +1 (903) 843 - 5653
Check n Go 1449 W Duranta Ave Suite 9, Alamo, TX 78516 +1 (956) 702 - 7784
EZ Money 817 Texas Blvd N, Weslaco, TX 78596 +1 (956) 973 - 9767
Discount Car Title Loan- Mcallen: Pecan & 23rd 2257 Pecan Blvd, McAllen, TX 78501 +1 (956) 803 - 1611
Loanstar Title Loans 1340 E Belt Line Rd, Richardson, TX 75081 +1 (972) 479 - 9717
Sanger Bank 501 N Stemmons St, Sanger, TX 76266 +1 (940) 458 - 4600
Regional Finance 120 FM 2821 Rd W Suite C, Huntsville, TX 77320 +1 (936) 755 - 7127
Sun Loan Company 117 N West St, Uvalde, TX 78801

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Poynor, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Conroe, TX, Payday Loans in Coppell, TX, Payday Loans in Copperas Cove, TX, Same Day Loans in Corpus Christi, TX, Payday Loans in Dallas, TX, Guaranteed Loans in Deer Park, TX, No Credit Check Loans in Del Rio, TX and Payday Loans in Denton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Poynor, TX.

Payday Loans Available in Poynor, TX By The Following ZIP Codes:

75782

Are Payday Loans Legal In Poynor, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Poynor, TX payday loan calculator

Payday Loans in Poynor, Texas: What You Need to Know

Payday loans are a type of short-term loan that can provide quick cash to help cover unexpected expenses. They have become more and more popular in recent years, especially in states like Texas where payday lending is legal. One town in Texas that has seen a rise in payday loan usage is Poynor, a small community in Henderson County.

How Payday Loans Work

Payday loans are designed to be fast and easy. You can typically apply online or in-store and get approved within minutes. The loan amount you qualify for is usually based on your income and other factors. Once approved, you can receive the funds within 24 hours.

The repayment terms for a payday loan are also short-term. Most lenders require repayment within two weeks to a month, depending on when you get paid. The repayment amount typically includes the loan principal plus fees and interest charges.

Pros and Cons of Payday Loans

  • Pros: Payday loans can be useful when you need quick cash and don’t have other options.
  • Cons: They can come with high interest rates and fees, making them expensive in the long run. Additionally, some people get stuck in a cycle of debt, taking out new loans to pay off old ones.

Why People Choose Payday Loans

There are many reasons why people in Poynor, Texas might turn to payday loans. Some common reasons include:

  • Emergency expenses: Car repairs, medical bills, and other unexpected costs can add up quickly.
  • No credit check: Many payday lenders don’t require good credit to be approved for a loan.
  • Easy application process: Borrowers can usually apply in person or online with minimal documentation required.

Interesting Facts and Statistics about Payday Loans in Poynor, Texas

– Texas has more payday lenders than any other state in the U.S. In fact, there are more than 3,300 payday loan storefronts in the state of Texas.

– The average payday loan in Texas is for $500, and the average APR (annual percentage rate) is 662%. On a two-week loan, that’s a fee of $120.

– According to a Pew Charitable Trusts report, about 8% of Texas residents have taken out a payday loan in the past year, compared to 5.5% nationwide.

Apply Now

Are you in need of a payday loan in Poynor, Texas? TheGuaranteedLoans can connect you with potential lenders who can help. Just fill out our easy online application form, and we’ll do the rest. Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a loan connecting service that can help you find a lender who meets your needs.

Conclusion

While payday loans can be a helpful solution for quick cash needs, it’s important to remember that they come with high fees and interest rates. If possible, it’s worth exploring other options before turning to payday loans. However, if you do choose to take out a payday loan, be sure to read the fine print and understand the repayment terms before signing on the dotted line.

F.A.Q.

How do I compare payday loan options in Poynor, Texas?

When comparing payday loan options in Poynor, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in Poynor, Texas?

Yes, if you have a complaint about a payday lender in Poynor, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.