Payday Loans in Santa Rosa, Texas

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No payday loan companies in Santa Rosa, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 601 Sunset St, Denton, TX 76201 +1 (940) 783 - 4118
Wells Fargo Bank 2111 4th Ave, Canyon, TX 79015 +1 (806) 655 - 1111
Action Finance, Inc. 811 W Moore Ave D, Terrell, TX 75160 +1 (972) 563 - 0800
Easy Cash Store 8740 Spencer Hwy b9, La Porte, TX 77571 +1 (844) 335 - 5099
World Finance Corporation 6500 FM 2100 Road #370, Crosby, TX 77532
Cash Store 1403 N Loop 336 W Ste B-3, Conroe, TX 77304 +1 (936) 494 - 1119
Cendera Funding 240 E Renfro St 101, Burleson, TX 76028 +1 (817) 447 - 4443
Western Finance 1632 Texoma Pkwy, Sherman, TX 75090 +1 (903) 868 - 1452
Lone Star Ag Credit 516 James Bowie Dr, New Boston, TX 75570 +1 (903) 628 - 3031
ACE Cash Express 3109 Edgar Brown Dr G, Orange, TX 77630 +1 (409) 670 - 9900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Rosa, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loan for Brownsville, TX, Payday Loan Companies in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX and Payday Loans in Cedar Park, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Rosa, TX.

Payday Loans Available in Santa Rosa, TX By The Following ZIP Codes:

78593

Are Payday Loans Legal In Santa Rosa, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Santa Rosa, TX payday loan calculator

Payday Loans in Santa Rosa, Texas: A Comprehensive Guide

Payday loans are a popular form of short-term borrowing that many Americans use to meet their immediate financial needs. In Texas, payday loans are legal and regulated by the state. For residents of Santa Rosa, Texas, payday loans can provide a way to access cash quickly in times of need. However, it’s important to understand the benefits and risks associated with these loans before deciding to take one out.

What are payday loans?

Payday loans are short-term loans that usually must be repaid within two to four weeks. They are designed to provide borrowers with quick access to cash when they need it most. Payday loans are typically unsecured, which means they don’t require collateral such as a car or house to be put up as security.

In Santa Rosa, Texas, payday loan amounts can range from $100 to $1,500, depending on the lender and the borrower’s income. The fees for these loans can be significant, with interest rates often reaching triple digits. It’s important to carefully consider the affordability of a payday loan before taking one out.

How to get a payday loan in Santa Rosa, Texas

To apply for a payday loan in Santa Rosa, Texas, you must meet certain eligibility criteria. Most payday lenders will require you to be at least 18 years old, have a valid bank account, and be able to show proof of income. You may also need to provide your Social Security number and other personally identifying information.

To apply for a payday loan, you can visit a storefront lender in person or apply online. Many lenders in Texas also offer mobile applications that can be completed on a smartphone or tablet. The application process is typically quick and easy, with most borrowers receiving a decision within minutes.

The benefits of payday loans

  • Quick access to cash
  • No collateral required
  • Easy application process

The risks of payday loans

  • High fees and interest rates
  • Can lead to a cycle of debt
  • May require frequent rollovers or renewals

Interesting Facts and Statistics about Payday Loans in Santa Rosa, Texas

  • According to the Texas Office of Consumer Credit Commissioner, in 2019, there were over 27,000 payday loans made in the city of McAllen, which is located near Santa Rosa.
  • The average payday loan amount in Texas is $462.
  • Over 80% of payday loans in Texas are rolled over or renewed.

Apply Now

If you need quick access to cash, a payday loan may be an option to consider. At TheGuaranteedLoans, we can help connect you with potential lenders who offer payday loans in Santa Rosa, Texas. Our online application process is fast and easy, and you can receive a decision in minutes. Remember, we are a connector service, not a direct lender. We work with a network of trusted lenders who can provide you with the cash you need to meet your immediate financial needs.

Don’t let financial stress get you down. Apply for a payday loan today and get the cash you need to take control of your finances!

F.A.Q.

Are there any restrictions on how payday loans can be used in Santa Rosa, Texas?

Yes, payday loans in Santa Rosa, Texas can only be used for short-term financial needs and cannot be used to pay off existing loans or credit card debt.

Can I renew or extend my payday loan in Santa Rosa, Texas?

Yes, you may be able to renew or extend your payday loan in Santa Rosa, Texas if you are unable to make the full repayment on the due date. However, this may result in additional fees and interest charges, and should be avoided if possible.